Where to exchange money in Tokyo
Before you set out exploring in Tokyo, it's wise to be as prepared as possible for your trip. One important thing is knowing the local currency if it differs from your own and where you can exchange it.
In this article you will discover some of the best currency exchanges in Tokyo that you can visit.
We will also introduce Wise - A digital alternative which could save you time and money.
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Currency exchanges in Tokyo
If you have a need to use cash, here are some recommendations to exchange foreign currency in Tokyo.
Just remember, there's no such thing as completely free or 0% commission when exchanging money. Always check the mid-market exchange rate beforehand so you know the real value of your money.
| Money Changer | Address | Contact Information |
|---|---|---|
| 外貨両替のインターバンク｜Ninja Money Exchange | Japan, 〒160-0023 Tokyo, Shinjuku City, Nishishinjuku, 1-chōme−2−１２ 金券ショップ通り並び | +81 3-5201-3970 |
| World Currency Shop Shibuya | Japan, 〒150-0043 Tokyo, Shibuya City, Dōgenzaka, 2-chōme−3−２ 第1 大外ビル7階 | +81 3-5728-3781 |
| 外貨両替 NOW CURRENCY EXCHANGE | 103 Fujikaikan, ２丁目-３２-7 歌舞伎町 新宿区 東京都 160-0021, Japan | +81 3-5273-6018 |
| World Currency Shop Atre Ueno | Japan, 〒110-0005 Tokyo, Taito City, Ueno, 7-chōme−1−１ アトレ上野 EAST２階 | +81 3-5826-5771 |
| Exchangers Marunouchi | Japan, 〒100-0005 Tokyo, Chiyoda City, Marunouchi, 3-chōme−3−１ 新東京ビルヂング 1F | +81 3-6269-9466 |
| Travelex | Japan, 〒104-0028 Tokyo, Chuo City, Yaesu, 2-chōme−1, １ 地下街中4 号 八重洲地下2番通り | +81 3-5205-8900 |
| Travelex | Japan, 〒100-0005 Tokyo, Chiyoda City, Marunouchi, 1-chōme−9−１ 所内 Currency Exchange JR東京駅丸の内北口JR EAST Travel Service Center 1階 | +81 3-5220-4311 |
| Travelex | Japan, 〒111-0034 Tokyo, Taito City, Kaminarimon, 2-chōme−18−９ 浅草文化観光センター 1階 | +81 3-5827-3385 |
| Viewcard Currency Exchange Center JR Ikebukuro Station Branch | みどりの窓口横 JR池袋駅構内(地下 Central Passage, 1-chōme-28-2 Minamiikebukuro, Toshima City, Tokyo 171-0022, Japan | +81 3-5957-7880 |
| Bank of Tokyo-Mitsubishi UFJ currency exchange shop head office | Japan, 〒100-8388 Tokyo, Chiyoda City, Marunouchi, 2-chōme−7−１ 1階 MUFG Bank, Head Office | +81 3-6212-5861 |
| World Currency Shop Shinjuku Nishiguchi | Japan, 〒160-0023 Tokyo, Shinjuku City, Nishishinjuku, 1-chōme−8−１, Shinjuku Building, B2F | +81 3-5325-6941 |
| 銀座エクスチェンジ GINZA EXCHANGE（外貨両替、外币兑换、外幣兌換） | Japan, 〒104-0061 Tokyo, Chuo City, 中央区Ginza, 8-chōme−5−１８ サンウッドビル 1F | +81 3-3572-5355 |
| ワールドカレンシーショップ | Japan, 〒104-0061 Tokyo, Chuo City, Ginza, 3-chōme−6−１ 松屋銀座 8階 | +81 3-5250-7051 |
| City Express Money Transfer Japan Co. Ltd. | Japan, 〒169-0073 Tokyo, Shinjuku City, Hyakuninchō, 2-chōme−11−２３ Communication Building 1F Shinokubo | +81 3-5925-4121 |
Japanese yen rate today
When you're in Tokyo, and also the rest of Japan, the official currency is the Japanese yen.
Yet, when you step into a currency exchange shop, you'll notice they use currency codes. The code associated with the Japanese yen is JPY, so be sure to take note of it when comparing exchange rates.
What you should know about exchanging money in Tokyo
When exchanging money in Tokyo or any foreign city, it's important to be aware how to get the best deals and avoid excessive charges and hidden fees. If you are planning on staying in Japan long-term or looking to make a larger investment you could consider opening a local bank account. Otherwise, use the tips below to help avoid getting overcharged.
1. Pick local currency on ATMs and card payments
When using an ATM abroad, choose to be charged in Japanese yen for a fairer rate and fees. The same applies if you get the option on card machines.
2. Know the exchange rate
Check what the current exchange rate is so it's easier to spot a bad deal from currency exchanges.
3. Avoid exchanging money at airports or hotels
It may be highly convenient, but airports and hotels will almost always offer poor rates and high transaction fees. Avoid this where possible.
4. Use ATMs strategically
Check if your local bank has partnerships in Japan banks to avoid unwanted ATM fees. Also try to plan ahead and make as few withdrawals as possible to avoid multiple extra fees.
5. Be wary of 'zero fee' services
Some services claiming 'no commission' often offer poor exchange rates. These may not reflect the mid-market rate, similar to what you'd see when checking the rate on Google. This can lead to higher costs for you and more profits for them.
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Other currency exchanges
Bottom line
As you can see, there’s no shortage of options when it comes to exchanging money in Tokyo. Don't forget to do your research on the exchange rate before converting your money, and check Wise out if you want a fuss-free alternative to exchanging cash.
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