Wise fees: Only pay for what you use
Fair prices, no hidden fees
No subscriptions, no monthly fees. You’ll always see the fee upfront, and only pay for what you use.
Registering with Wise | |
Register for a Wise account | Free |
Spending with your card | |
Withdrawing 200 GBP per month per account2 or less withdrawals | Free |
ATM fees over 200 GBP per month per account+ 0.50 GBP per withdrawal | 1.75% |
Account Funding transactionsApplies to transactions that include topping up e-wallets and other accounts in certain currencies, see FAQ. | 2% |
Getting the Wise debit cardNo subscription fees | 7 GBP |
Converting moneyFee varies by currency | From 0.43% |
Holding money in your account | |
Hold 40+ currencies | Free |
Invest with WiseInvest in the world’s largest companies | 0.60% (annual fee) |
Receiving money | |
Getting account details in 10 currenciesDetails for AUD, CAD, EUR, GBP, HUF, NZD, RON, SGD, TRY and USD | Free |
Receiving moneyReceive AUD, CAD, EUR, GBP, HUF, NZD, RON, SGD, TRY and USD (non-wire) | Free |
Receiving USD wire paymentsFixed fee per payment | 4.14 USD |
Receiving CAD SWIFT paymentsFixed fee per payment | 10 CAD |
Our three principles
Low, and getting lower
We charge as little as possible, and we’re on a mission to drop prices until we’re eventually free.
Radically transparent
We’re honest and upfront about what things cost, we use the mid-market rate, and never hide fees.
Fair for all
You pay for what you use. No more. No less. We believe no one should pay the cost of someone else’s ‘free’.