Fair prices, no hidden fees

No subscriptions, no monthly fees. You’ll always see the fee upfront, and only pay for what you use.

Registering with Wise
Register for a Wise account
Free
Sending money
Sending money
Fee varies by currency
From 0.43%
Spending with your card
Withdrawing 200 GBP per month per account
2 or less withdrawals
Free
ATM fees over 200 GBP per month per account
+ 0.50 GBP per withdrawal
1.75%
Account Funding transactions
Applies to transactions that include topping up e-wallets and other accounts in certain currencies, see FAQ.
2%
Getting the Wise debit card
No subscription fees
7 GBP
Converting money
Fee varies by currency
From 0.43%
Holding money in your account
Hold 40+ currencies
Free
Invest with Wise
Invest in the world’s largest companies
0.55% (annual fee)
Receiving money
Getting account details in 10 currencies
Details for AUD, CAD, EUR, GBP, HUF, NZD, RON, SGD, TRY and USD
Free
Receiving money
Receive AUD, CAD, EUR, GBP, HUF, NZD, RON, SGD, TRY and USD (non-wire)
Free
Receiving USD wire payments
Fixed fee per payment
4.14 USD
Receiving CAD SWIFT payments
Fixed fee per payment
10 CAD

Our three principles

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Low, and getting lower

We charge as little as possible, and we’re on a mission to drop prices until we’re eventually free.

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Radically transparent

We’re honest and upfront about what things cost, we use the mid-market rate, and never hide fees.

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Fair for all

You pay for what you use. No more. No less. We believe no one should pay the cost of someone else’s ‘free’.