Wise business fees: Only pay for what you use
Fair prices, no hidden fees
No subscriptions, no monthly fees. You’ll always see the fee upfront, and only pay for what you use.
Registering with Wise | |
Opening an account | 45 GBP |
Sending money | |
Sending moneyFee varies by currency | From 0.41% |
Spending with your card | |
Withdrawing 200 GBP per month2 or less withdrawals | Free |
ATM fees over 200 GBP per month+ 0.50 GBP per withdrawal | 1.75% |
From 03/01/2023 Account Funding transactionsApplies to transactions that include topping up e-wallets and other accounts in certain currencies, see FAQ. | 2% |
Getting the Wise debit cardNo subscription fees | 3 GBP |
Converting moneyFee varies by currency | From 0.41% |
Holding money in your account | |
Hold 50+ currencies | Free |
Invest with WiseInvest in the world’s largest companies | 0.55% (annual fee) |
Receiving money | |
Receiving moneyReceive AUD, CAD, EUR, GBP, HUF, NZD, RON, SGD, TRY and USD (non-wire) | Free |
Receiving USD wire paymentsFixed fee per payment | 4.14 USD |
Our three principles

We charge as little as possible, and we’re on a mission to drop prices until we’re eventually free.

We’re honest and upfront about what things cost, we use the mid-market rate, and never hide fees.

You pay for what you use. No more. No less. We believe no one should pay the cost of someone else’s ‘free’.