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Get 3.89%* variable on your GBP business balance

Open a Wise Business account and switch on Interest to get a 3.89% variable rate on your GBP balance. You can also get returns on USD and EUR. No need to lock money away — you and your employees can send, spend and manage your money around the world as normal. Simple. Capital at risk.

Get bank-beating returns for your business

Our rates beat the zero-as-standard business current account. Unlike traditional banks, they closely follow central bank rates.

When central bank rates change, ours change automatically. So you can get the power of an international business account with bank-beating variable returns and easy access to your money — all in one simple switch.

Our rates

When you open a Wise Business account, you can hold multiple currencies and switch on Interest for 3 of them — pounds, dollars, and euros. These are our variable rates for each currency, as of 9th May 2023.

3.89% on GBP

4.55% on USD

2.46% on EUR

Spend as you grow your business

You’ll have full access to your money when you use Wise Interest. So you can keep paying international invoices, contractors and employees and spend using your Wise Business debit card, all while getting a return.

How it works

To protect your money while offering you a good return, we’ve partnered with BlackRock, the world’s largest asset manager.

When you switch to Wise Interest, your money’s in a fund holding government-backed assets. This fund is low risk because its assets are guaranteed by the government. There are fund fees — 0.29% annually, which is £2.90 for every £1,000 you hold in Interest.

To make things clearer, our fees are already factored into our rates. For more information see FAQs below.

Trust us to look after your money

We help over 16 million people including 300,000 businesses move £9 billion every month with Wise— here’s how we make sure it’s safe.

Privacy and data

We protect your details through
 strict standards and 2FA.

Dedicated support

Questions? Get 24/7 help in 
14 languages.

Don’t take our word for it

With over 140,000 reviews on Trustpilot, Wise’s average score is 4.6 out of 5.

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Pay around the world with the Wise Business debit card

Interest is offered through Wise Assets. Wise Assets is a trading name of TINV Ltd, a new business subsidiary created to carry out investment activities and operate Assets. TINV Ltd is authorised and regulated by the Financial Conduct Authority (FCA). Our FCA number is 839689. We do not give investment advice, and you may be subject to pay tax. If you’re not sure, seek qualified advice. You can find more information about the funds on our website.