The current account for home and abroad
All the essentials for everyday life, everywhere life takes you.1
Low-cost international transfers
Send £5 or £5 million – most arrive in under 20 seconds. Safe, secure, with 24/7 support.1
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- You could save up to 41.17 GBP
One card, every country
Save on hidden conversion fees and spend worldwide just like at home.
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Earn daily returns
Opt into Wise Assets to earn 3.25% variable rate on your balance.1
Find out more.
3.25%
Wise
0%
High street banks
Money can decrease in value if governments default or interest rates go negative. Current rates do not guarantee future performance. Variable rate is based on 7 day performance as of 24/06/2026. Taxes may apply. For full 5 years past performance.1 Learn more
Money can decrease in value if governments default or interest rates go negative. Current rates do not guarantee future performance. Variable rate is based on 7 day performance as of 24/06/2026. Taxes may apply. For full 5 years past performance.1 Learn more
Save up to 75% compared to major banks
 Wise |  Barclays |  Santander UK |  PayPal | |
|---|---|---|---|---|
Recipient gets (Total after fees) | 1,169.09 EUR | 1,141.40 EUR | 1,139.86 EUR | 1,120.91 EUR |
Exchange rate (1 GBPEUR) | 1.17364 | 1.14140 | 1.13986 | 1.12427 |
Exchange rate markup | 0 GBP | 27.47 GBP | 28.78 GBP | 42.07 GBP |
Transfer fee | 3.88 GBP | 0 GBP | 0 GBP | 2.99 GBP |
Total transfer cost | 3.88 GBP | 27.47 GBP | 28.78 GBP | 45.06 GBP |
We move billions for millions worldwide, every year
Excellent on Trustpilot
24/7/365 customer support
100,000s of new customers join Wise every week
The account that moves with you
Global IBANs, sort codes, routing numbers and more to manage your money abroad just like you do at home.
For relocators
Ready for direct debits, mortgages, bills and everything for daily life anywhere you go.
For travellers
Save money whenever you spend abroad with the card that works worldwide.
For frequent senders
Make transfers unbelievably easy. Repeat payments, rate guarantees and more.
For kids
Wise is for all the family. Get debit cards for your kids to start their financial journey.
For savvy savers
The only current account that gives you standout returns on your everyday balance when you opt in to Wise Assets.
The world's banks and businesses run on Wise
The world's most international business account
Enter new markets in minutes, not months. Get everything you need to pay, get paid, and manage your money in 40+ currencies — all in one place.
Safe at every step
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Safeguarded funds
Your money is protected in a safeguarded, separate account. Learn more.
Built-in security
Biometrics, 2-step authentication and encryption keep your data secure.
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Specialised anti-fraud tech
We run 7 million checks every day to spot and stop fraud.
Your money, not ours
Wise is building the fairest way to move, manage and grow your money — everywhere. Unlike banks, we give back every penny and cut our prices whenever we can.
Wise works nearly everywhere
United States dollarGet USD account details
Hong Kong dollarSwift/BIC, Account number, Bank code, Branch code and Bank nameGet HKD account details
- United Arab Emirates dirham
Argentine peso- Australian dollar
Bangladeshi taka- Canadian dollar
- Swiss franc
Chilean peso- Chinese yuan
Colombian peso
Costa Rican colón- Czech koruna
- Danish krone
Egyptian pound- Euro
- British pound
Georgian lari
Ghanaian cedi- Hong Kong dollar
- Hungarian forint
Indonesian rupiah- Israeli shekel
Indian rupee- Japanese yen
Kenyan shilling
South Korean won
Sri Lankan rupee
Moroccan dirham
Mexican peso
Malaysian ringgit
Nigerian naira- Norwegian krone
Nepalese rupee- New Zealand dollar
Peruvian sol- Philippine peso
Pakistani rupee- Polish złoty
Romanian leu- Swedish krona
- Singapore dollar
Thai baht
Turkish lira
Tanzanian shilling
Ukrainian hryvnia- Ugandan shilling
- United States dollar
Uruguayan peso
Vietnamese dong- South African rand
4.3 ★ on Trustpilot 294,630 reviews
One smart app, 60 million downloads
"My Wise account is my proper current account, with my wages and direct debits all on it. Very user friendly, easy access, always working, quick and cheap and you can do so much more with your Wise account, than with a 'normal' bank account."
"Everything goes quickly and smoothly. A cheap solution for exchanging, sending, and receiving money. I am closing my account with my current bank and I want my payment here!"
"Wise choice for those people looking for a good rate for money transfers abroad, together with a great current account that allows you to keep control of your finances."
"A fabulous service, great exchange rates, good (or free) transaction costs, even interest on amounts in the account (unlike most if not all British current accounts). Use their card overseas all the time."
"Excellent company, far superior to a current account with a bank."
"Use daily as main account. I tap in every store in my country and abroad."