Send money to Nigeria

Fast, low-cost, and secure online money transfers from the United States to Nigeria.

The more you send, the more you save

Many banks add 3% or more in hidden fees to the exchange rate — and it quickly adds up on large transfers. Worst of all, this fee is hard to spot unless you know to look.

With Wise, the price you see is the price you pay. No hidden fees. We lower our percentage fee on large transfers too — so the more you send, the more you save.

Safeguarded at leading banks.

We keep your money with leading financial institutions like JP Morgan Chase, Deutsche Bank, and Barclays.

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Extra secure transactions.

We use two factor authentication to protect your account. That means only you can get to your money.

How to send money to Nigeria in 3 easy steps

Start your transfer.
1

Start your transfer.

Pay in USD with your debit card or credit card, or send the money from your online banking.

Get the best rate out there.
2

Get the best rate out there.

Wise always gives you the real and fair mid-market exchange rate.

Money is locally delivered.
3

Money is locally delivered.

The recipient gets money in their currency directly from Wise's local bank account.

How much does it cost to transfer money to Nigeria?

To send money in USD to Nigeria, you pay a small, flat fee of 6.49 USD + 0.59% of the amount that's converted (you'll always see the total cost upfront).

Some payment methods have an added fee, but that's usually tiny too.

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Wise Fees
Fixed fee
% fee for transfers up to 138,360 USD
% fee for transfers up to 415,080 USD
% fee for transfers up to 691,800 USD
% fee for transfers up to 1,383,600 USD
% fee for amounts over 1,383,600 USD

Save when sending money to Nigeria

What you'll need for your online money transfer to Nigeria

  1. 1. Create your free account.

    1. Create your free account.

    Click 'Sign up', then create your free account. It takes seconds. You can do it on our website or with our app. All you need is an email address, or a Google or Facebook account.

  2. 2. Set up your first transfer.

    2. Set up your first transfer.

    Use our calculator to tell us how much money you want to send, and where you want to send it. You'll see our fees upfront. We'll tell you when your money should get there, too.

  3. 3. Tell us a little about yourself.

    3. Tell us a little about yourself.

    We'll ask you if you're sending money as an individual or business. We'll also need your full name, birthday, phone number, and address. You know, the standard stuff.

  4. 4. Tell us who you're sending to.

    4. Tell us who you're sending to.

    Yourself? Someone else? A business or charity? Pick your answer. Then we'll ask you for some basic information about your recipient, including their bank details. They need a bank account, but they don't need a Wise account. (Though we hope they'll want one soon.)

  5. 5. Make sure everything looks good.

    5. Make sure everything looks good.

    We'll show you a summary of your transfer. If everything looks good, click Confirm. You can also make any changes you need to.

  6. 6. Pay for your transfer.

    6. Pay for your transfer.

    Would you like to pay by wire transfer? Debit or credit card?Make your choice, and we'll tell you how to do it. Each payment method has its own steps, but they're all straightforward and should only take a few minutes.

Wise is safe and secure

Wise is an authorised Electronic Money Institution independently regulated by the Financial Crimes Enforcement Network (FinCEN) in the United States.

This means we're required by law to keep your money safe by storing it in a low-risk financial institution - in Europe this is in our UK account with Barclays, in the US this is in our US account with Wells Fargo.

We're trusted by 10 million people and counting.

We have a 4.6 out of 5 rating on Trustpilot

It's your money. You can trust us to get it where it needs to be, but don't take our word for it. Read our reviews at Trustpilot.com

I love them, best alternative to everyone I suggest
Denis Nikolov
Published 3 hours ago

Convenient, swift, minimum fees, maximum flexibility - marvelous!
John Hooper
Published 3 hours ago

Wise offers the easiest and fastest solution to money transfer I have ever seen. The prices are reasonable and service impeccable
Bjarne Lemmich
Published 4 hours ago
Reviews from:

Save money when sending money to Nigeria

Transfer your United States dollar to Nigerian naira today with Wise.

Create free account now

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