Send money to Philippines

Fast, low-cost, and secure online money transfers from the USA to Philippines.

Millions of happy customers
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Is Wise safe?
Yes, here’s why

Compare the best money transfer service to Philippines

Sending 1,000.00 USD withRecipient gets(Total after fees)Transfer feeExchange rate(1 USD PHP)
WorldRemitCheapest55,639.40 PHP
0.00 USD55.6394
Wise55,620.04 PHP-19.36 PHP8.43 USD56.0929Mid-market rate
Xe55,244.60 PHP-394.80 PHP0.00 USD55.2446
MoneyGram54,904.65 PHP-734.75 PHP9.99 USD55.4587
Western Union54,900.32 PHP-739.08 PHP0.99 USD54.9547
OFX54,066.40 PHP-1,573.00 PHP0.00 USD54.0664
Xoom53,933.26 PHP-1,706.14 PHP0.00 USD53.9333
PayPal53,444.93 PHP-2,194.47 PHP4.99 USD53.7130
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How to send money to Philippines in 3 easy steps

How to send money to Philippines from the USA

How to send money to Philippines from the USA

  1. Just tap in how much, and where to.
  2. Then make a local payment to Wise, whether it's with a wire transfer, ACH or your debit or credit card.
  3. And that's it.

Wise converts your money at the 'inter-bank' rate – the real rate – so you save big time (even versus the guys saying there's 'zero' commission). On Wise, there's no room for sneaky bank surcharges or creeping hidden charges.

How much does it cost to transfer money to Philippines?

Pay a small, flat fee and percentage

To send money in USD to Philippines, you pay a small, flat fee of 4.69 USD + 0.6% of the amount that's converted (you'll always see the total cost upfront).


Fee depends on your chosen transfer type

Some transfer types have different fees which are usually tiny.


No hidden fees

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Wise
Fees for our low cost transfers
Fixed fee
4.69 USD
Variable feeup to 126,535 USD/month
0.6%
Variable feemore than 126,535 USD/month

How long will a money transfer to Philippines take?

A money transfer from the USA (USD) to Philippines (PHP) should arrive by Monday. Sometimes transfer times can differ based on payment methods or verification changes. We’ll always keep you updated, and you can track each step in your account.

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Your transfer route

USD
PHP

Should arrive

by Monday

What you’ll need for your online money transfer to Philippines

Best ways to send money to Philippines

  • Direct Debit

    Direct Debit is a convenient option that lets us take money from your account once you have authorised the payment on our site. It takes a little more time for your money to reach Wise, and it can be more expensive than a bank transfer.
  • Bank Transfer

    Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.

Trust Wise with safe & secure money transfers to Philippines

Safeguarded with leading banks

We hold your money with established financial institutions, so it’s separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

Send money to Philippines from the USA with the most international app

Looking for an app to send money to Philippines? Sending money is easy with Wise app.

  • Cheaper transfers abroad - free from hidden fees and exchange rate markups.
  • Check exchange rates - see on the app how exchange rates have changed over time.
  • Repeat your previous transfers - save the details, and make your monthly payments easier.
Learn more about the Wise app

See what the world’s largest publications have to say

Wired

Smart tech and sharp thinking are disrupting high-street banks

Financial Times

Wise is looking to use the internet to spark a digital revolution in current financial services

The Economist

Wise takes a machete to the hefty fees that banks levy to send money across borders

Trustpilot score 4.2 out of 5, from 210,357 reviews

It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it. Read our reviews at Trustpilot.com.

Let's answer some of your questions