Request and receive money from all over the world
Get paid like a local with account details
From same-currency payments to international SWIFT transfers — get paid how you like, wherever you are.
Domestic account details
Share these for someone to pay you in the same currency by bank transfer. Get your salary in USD from the US, or EUR pension while you live in Australia. Fast and always free.
International account details
Share these for someone to pay you any currency we support by SWIFT transfer, from almost any country.
Get paid like a local with account details
From same-currency payments to international SWIFT transfers — get paid how you like, wherever you are.
Domestic account details
Share these for someone to pay you in the same currency by bank transfer. Get your salary in USD from the US, or EUR pension while you live in Australia. Fast and always free.
International account details
Share these for someone to pay you any currency we support by SWIFT transfer, from almost any country.
Settle up faster between friends
Make payments to your contacts on Wise, or request money from anyone with your unique Wisetag. Fast, free and no digits to forget.
So many ways to get paid
Once the money’s in your account you can keep it, convert it, or send it on.
- Share account detailsShare account details
Pick from 23 major currencies to receive money from anyone straight into your Wise account.
- Request with WisetagRequest with Wisetag
Set the currency, amount and share your QR code or link. Perfect for quick in-person payments.
- Sync your contactsSync your contacts
Request fast and free payments directly from your friends if they’re on Wise too. No emails or awkward texts.
Receive money for anything at all
Get your salary from another country
Get your salary from another country
Do work, get paid. Share account details to get your salary from overseas, without losing on the conversion.
Receive your pension from overseas
Receive your pension from overseas
Retired overseas? Claim your pension wherever life’s taken you. Receive the money straight into your Wise account without the sting of conversion fees.
Top up your money while studying abroad
Top up your money while studying abroad
Share your account details with your family or funding organisation, get paid and get back to the books.
Settle up with a link
Settle up with a link
Get even for dinner, trips or celebrations. Create a quick link and share to settle up in any currency we support.
Receive large amounts seamlessly
Receive large amounts seamlessly
Cashing out on a share sale, or getting a house payment from abroad? Get dedicated support and track your transfer as it makes it way to you.
Account details in 23 currencies
The world's money, all in your pocket.
Popular currencies in United States
Other currencies
Trust us to look after your money
We help over 12.8 million people move £30 billion every quarter — here's how we make sure it's safe.
- Privacy and dataWe protect your details through strict standards and 2FA.
- Dedicated supportQuestions? Get 24/7 help in 14 languages.
- International safeguardingWe're regulated by national authorities around the globe.
FAQs
Do more with Wise in the US
You can use Wise for much more than just receiving money. Here is what's available, based on where you live.
Send money worldwide
Make fast and cheap international transfers and save on fees.
- 4.18%APY on USD
Receive interest*
Opt in and get passthrough FDIC insurance up to $250,000 through our Program Bank.3
*Receive interest is not available to residents of New York and Alaska at this time.
All funds are deposited with banks like JPMorgan Chase Bank
Registered with the Financial Crimes Enforcement Network (FinCEN)
Federally regulated. Check how we’re licensed state by state
- Annual Percentage Yield (APY) - rates shown are true as of 08/11/2024. See Program Agreement for details.
- The current Program Bank is JPMorgan Chase Bank, N.A., see Appendix 1 of the Program Agreement for the most updated list of Program Bank(s). Eligible customers must opt in to the interest feature. Participants will have the balance of their USD funds held in their Wise Account “swept” into a Federal Deposit Insurance Corporation (“FDIC”) insured interest-bearing account at one or more participating banks (each, a “Program Bank”) that will hold and pay interest on the deposit funds. For a complete list of Program Banks, please see Appendix 1 of the Program Agreement. For more information on FDIC insurance coverage, please visit www.FDIC.gov. Customers are responsible for monitoring their total assets at each of the Program Banks to determine the extent of available FDIC insurance coverage in accordance with FDIC rules. The Program is not intended to be a long-term investment option, checking or savings account, investment contract or security.
For customers opted in to receive interest on EUR and GBP balances, the FDIC passthrough insurance provided by our program bank is for up to the equivalent of $250,000 in total for your USD, EUR and GBP combined balance amounts (collectively, the “Eligible Balances”).