Send money to Kenya

Fast, low-cost, and secure online money transfers from the USA to Kenya.

Millions of happy customers
See what they have to say
Is Wise safe?
Yes, here’s why
  • 2.79 USD
  • 12.90 USDOur fee
  • 15.69 USDTotal fees
  • =
    984.31 USDTotal amount we’ll convert
  • ×
Exchange rates are volatile right now, so we can't guarantee this rate. We'll use the rate that's live when we receive your money.

Compare the best money transfer service to Kenya

Sending 1,000 USD withRecipient gets(Total after fees)and transfer speedTransfer speed
130,070 KES3-8 days
3-8 days
Transfer fee
Exchange rate(1 USD KES)
Exchange rate markup

Cost of transfer

128,079 KES- 1,991 KESunavailable
Transfer fee
Exchange rate(1 USD KES)
Exchange rate markup
14.25 USD

Cost of transfer
14.25 USD

127,891 KES- 2,179 KES29 minutes
29 minutes
Transfer fee
15.69 USD
Exchange rate(1 USD KES)
Exchange rate markup

Cost of transfer
15.69 USD
The information above applies when you pay in via bank transfer or ACH payments. Information provided is not in real time and may be different from the actual rates and fees on the provider’s website. Transaction speed claimed depends on individual circumstances and may not be available for all transactions. How do we collect this data?

How to send money to Kenya in 3 easy steps

How much does it cost to transfer money to Kenya?

Pay a small, flat fee and percentage

To send money in USD to Kenya, you pay a small, flat fee of 7.93 USD + 1.12% of the amount that's converted (you'll always see the total cost upfront).

Fee depends on your chosen transfer type

Some transfer types have different fees which are usually tiny.

No hidden fees

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Fees for our low cost transfers
Fixed fee
7.93 USD
Variable feeup to 127,095 USD/month
Variable feemore than 127,095 USD/month

How long will a money transfer to Kenya take?

A money transfer from the USA (USD) to Kenya (KES) should arrive in 30 minutes. Sometimes transfer times can differ based on payment methods or verification changes. We’ll always keep you updated, and you can track each step in your account.

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Your transfer route


Should arrive

in 30 minutes

What you’ll need for your online money transfer to Kenya

Best ways to send money to Kenya

  • Direct Debit

    Direct Debit is a convenient option that lets us take money from your account once you have authorised the payment on our site. It takes a little more time for your money to reach Wise, and it can be more expensive than a bank transfer.
  • Bank Transfer

    Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.

Trust Wise with safe & secure money transfers to Kenya

Safeguarded with leading banks

We hold your money with established financial institutions, so it’s separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

Send money to Kenya from the USA with the most international app

Looking for an app to send money to Kenya? Sending money is easy with Wise app.

  • Cheaper transfers abroad - free from hidden fees and exchange rate markups.
  • Check exchange rates - see on the app how exchange rates have changed over time.
  • Repeat your previous transfers - save the details, and make your monthly payments easier.
Learn more about the Wise app

See what the world’s largest publications have to say


Smart tech and sharp thinking are disrupting high-street banks

Financial Times

Wise is looking to use the internet to spark a digital revolution in current financial services

The Economist

Wise takes a machete to the hefty fees that banks levy to send money across borders

Trustpilot score 4.3 out of 5, from 220,145 reviews

It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it. Read our reviews at

Let's answer some of your questions