Send money to Malta

Fast, low-cost, and secure online money transfers from the USA to Malta.

Millions of happy customers
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Is Wise safe?
Yes, here’s why

Compare the best money transfer service to Malta

Sending 1,000.00 USD withRecipient gets(Total after fees)Transfer feeExchange rate(1 USD EUR)
WiseCheapest916.85 EURSave up to 35.77 EUR6.82 USD0.923150Mid-market rate
Remitly915.85 EUR-1.00 EUR0.00 USD0.915850
Moneygram912.70 EUR-4.15 EUR1.99 USD0.914523
OFX910.50 EUR-6.35 EUR0.00 USD0.910499
Xe909.29 EUR-7.56 EUR0.00 USD0.909288
Western Union908.43 EUR-8.42 EUR0.99 USD0.909325
Xoom905.86 EUR-10.99 EUR0.00 USD0.905864
Chase (US)891.58 EUR-25.27 EUR5.00 USD0.896059
PayPal881.08 EUR-35.77 EUR4.99 USD0.885504

How to send money to Malta in 3 easy steps

How to send money to Malta from the USA

How to send money to Malta from the USA

  1. Just tap in how much, and where to.
  2. Then make a local payment to Wise, whether it's with a wire transfer, ACH or your debit or credit card.
  3. And that's it.

Wise converts your money at the 'inter-bank' rate – the real rate – so you save big time (even versus the guys saying there's 'zero' commission). On Wise, there's no room for sneaky bank surcharges or creeping hidden charges.

How much does it cost to transfer money to Malta?

Pay a small, flat fee and percentage

To send money in USD to Malta, you pay a small, flat fee of 4.17 USD + 0.49% of the amount that's converted (you'll always see the total cost upfront).

Fee depends on your chosen transfer type

Some transfer types have different fees which are usually tiny.

No hidden fees

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Fees for our low cost transfers
Fixed fee
4.17 USD
Variable feeup to 126,515 USD/month
Variable feemore than 126,515 USD/month

How long will a money transfer to Malta take?

A money transfer from the USA (USD) to Malta (EUR) should arrive in 2 hours. Sometimes transfer times can differ based on payment methods or verification changes. We’ll always keep you updated, and you can track each step in your account.

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Your transfer route


Should arrive

in 2 hours

What you’ll need for your online money transfer to Malta

Best ways to send money to Malta

  • Direct Debit

    Direct Debit is a convenient option that lets us take money from your account once you have authorised the payment on our site. It takes a little more time for your money to reach Wise, and it can be more expensive than a bank transfer.
  • Bank Transfer

    Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.
  • Debit Card

    Paying for your transfer with a debit card is easy and fast. It’s also usually cheaper than credit card, as credit cards are more expensive to process. Read more about how to pay for your money transfer with a debit card.
  • Credit Card

    Paying for your transfer with a credit card is easy and fast. Wise accepts Visa, Mastercard and some Maestro cards. Read more about how to pay for your money transfer with a credit card.

Trust Wise with safe & secure money transfers to Malta

Safeguarded with leading banks

We hold your money with established financial institutions, so it’s separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

Send money to Malta from the USA with the most international app

Looking for an app to send money to Malta? Sending money is easy with Wise app.

  • Cheaper transfers abroad - free from hidden fees and exchange rate markups.
  • Check exchange rates - see on the app how exchange rates have changed over time.
  • Repeat your previous transfers - save the details, and make your monthly payments easier.
Learn more about the Wise app

See what the world’s largest publications have to say


Smart tech and sharp thinking are disrupting high-street banks

Financial Times

Wise is looking to use the internet to spark a digital revolution in current financial services

The Economist

Wise takes a machete to the hefty fees that banks levy to send money across borders

Trustpilot score 4.2 out of 5, from 209,969 reviews

It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it. Read our reviews at

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