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Earn returns on your everyday money
Banks are happy to give you nothing. With us, you can turn on Wise Assets to get the convenience of a current account and the growth of an investment account all in one.1
3.32%
Earn 3.32% variable rate.
Opt into Wise Assets to earn returns while you spend.
Capital at risk, taxes may apply0%
High street banks offer 0%.
Most current accounts have no return.
Money can decrease in value if governments default or interest rates go negative. Current rates do not guarantee future performance. Variable rate is based on 7 day performance as of 05/08/2026. For full 5 years past performance, learn more here.
How Wise Assets Works
GBP3.32%
USD3.44%
EUR2.02%
Turn on Wise Assets
Invest in an interest-earning fund that holds secure government-guaranteed assets.
+10.32 GBP
This month
Get returns monthly
Returns are added at the start of each month, and they’re not locked away.
Spend instantly
Keep sending and spending your money while you earn.
Interest is offered in partnership with BlackRock and through Wise Assets. The funds aim to maximise current income through a portfolio of high quality short-term money market instruments. You may have to pay tax on your earnings.
The rates you'll get with us
The rate we show is how much your money could grow over a year. It's based on the fund's rate of return in the last 7 days and tracks the rate set by the central bank. The rate was last updated 05/08/2026. Past performance doesn't guarantee future growth.
3.32% on GBP
After 0.55% annual fee2.02% on EUR
After 0.26% annual fee3.44% on USD
After 0.28% annual feeKeeping your money safe
Wise Assets uses a fund that's designed to be stable and very low risk.
Money invested in Interest and Stocks is also eligible for up to £85,000 protection under the Financial Services Compensation Scheme.
Money invested in Interest and Stocks is also eligible for up to £85,000 protection under the Financial Services Compensation Scheme.
FAQ
Do more with Wise in the UK
You can use Wise for much more than just earning returns. Here is what's available, based on where you live.
Send money worldwide
Make fast and cheap international transfers and save on fees.
Receive money fast
Get paid easily in other currencies with global account details.
Save on spending abroad
Pay and withdraw cash worldwide without any hidden fees or markups.
