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The current account for frequent senders

Sending money to support your loved ones abroad shouldn’t be stressful. With a Wise current account, transfers are instant and 70% cheaper than banks.1

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Support your community

Send money back home

Help friends and family with guaranteed exchange rates

Pay for education

Save on the conversion fees when you contribute to school

Celebrating big moments

Give gifts and send transfers to mark milestones or holidays

Lighting-fast, low cost

Super flexible, super cheap

Send bank transfers, use SWIFT or transfer straight to another Wise account for our lowest fees

Sending over 20,000 GBP or equivalent? We'll discount our fee

  • Arrives
    Today - in seconds
  • Total fees
    Included in GBP amount
    • You could save up to 44.07 GBP

    Get discounts and specialist support for transfers over 20,000 GBP

    Know exactly how much will arrive with guaranteed exchange rates

    Smiling woman making a call on a mobile phone, showing Wise's support for large money transfers.

    Invest to earn on your money before you send it

    When Wise Assets is on, you can earn 3.22% return on the money you plan to send.2

    Bar chart showing financial trends.

    Complete control

    Conversion display showing 1,500.00 GBP to 1,729.62 EUR with a green exchange icon.
    Guarantee the exchange rate so your recipient won’t lose out
    Close-up of person with a Wise card using the Wise mobile app to manage money while on the go.

    Schedule transfers ahead of time or set them up to repeat

    Icons for navigating, converting currencies, and moving funds.
    No weekend rates or out-of-hours fees, unlike others

    Deliberately different 
to banks

    Unlike banks, a Wise current account is global by default. And it’s up to 70% cheaper internationally.3

    Pointing arrow in a green circle and United States, Europe, United Kingdom and India flags
    Send the same currency to other Wise accounts for free, wherever they are
    Choose flexible ways to pay: by card, bank transfer or straight from Wise
    Follow your transfer every step of the way as we keep it secure

    FAQ

    LOVED WORLDWIDE

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    For relocators

    Find out more

    Person inserting Wise card into an ATM machine for an international withdrawal.
    For travellers

    Find out more

    1 Your Wise Current Account is an e-money account, which means that funds are not protected under the Financial Services Compensation Scheme (FSCS). Instead, we safeguard your funds in line with our regulatory obligations. Learn more.

    2 If you choose to opt in to Wise Assets, investments can fluctuate and your capital is at risk. The Variable rate is based on the performance of the Fund over a 7-day period ending on 02/01/2026. The Fund has achieved an average annual return of 3.03% over a 5-year rolling period exclusive of fees. Interest is offered by Wise Assets UK Ltd, a subsidiary of Wise Payments Ltd. Wise Assets UK Ltd is authorised and regulated by the Financial Conduct Authority with registration number 839689. When facilitating access to Wise investment products, Wise Payments Ltd acts as an Introducer Appointed Representative of Wise Assets UK Ltd. Please be aware that we do not offer investment advice, and you may be liable for taxes on any earnings. If you're uncertain, we urge you to seek professional advice. Learn more.

    3 Savings based on comparisons with select competitors in July 2025. Learn more.