Get 3.89% interest on your GBP

Open a Wise account and switch on Interest to get a 3.89% variable rate on your GBP. You can also get returns on USD and EUR. No need to lock your money away. No commitments. No fuss. Capital at risk.

Bank-beating returns

Our rates beat the ones you get from traditional current accounts. This is because, unlike traditional banks, they closely follow central bank rates. When central bank rates change, ours change automatically.
Earn interest on your british pounds

Our rates

When you open a Wise account, you can hold multiple currencies and switch on Interest for 3 of them — pounds, dollars, and euros. These are our variable rates for each currency, as of 9th May 2023.

3.89% on GBP

4.55% on USD

2.46% on EUR

Spend as you grow

You’ll have full access to your money when you use Wise Interest. You can send money and spend using your Wise card, all while getting a return.

Big rewards, low risk

To protect your money while offering you a good return, we’ve partnered with BlackRock, the world’s largest asset manager. When you switch to Wise Interest, your money’s in a fund holding government-backed assets. This fund is low risk because its assets are guaranteed by the government. There are fund fees — 0.29% annually, which is £2.90 for every £1,000 you hold in Interest. To make things clearer, our fees are already factored into our rates.

Trust us to look after your money

We help over 16 million people move £9 billion every month — here’s how we make sure it’s safe.

Privacy and data

We protect your details through
 strict standards and 2FA.
Privacy protection

Dedicated support

Questions? Get 24/7 help in 
14 languages.
Support around the clock

Don’t take our word for it

With over 140,000 reviews on Trustpilot, Wise’s average score is 4.6 out of 5.
Customer reviews

Do more with Wise

Interest is offered through Wise Assets. Wise Assets is a trading name of TINV Ltd, a new business subsidiary created to carry out investment activities and operate Assets. TINV Ltd is authorised and regulated by the Financial Conduct Authority (FCA). Our FCA number is 839689. We do not give investment advice, and you may be subject to pay tax. If you’re not sure, seek qualified advice. You can find more information about the funds on our website.