Bank-beating returns
Our rates beat the ones you get from traditional current accounts. This is because, unlike traditional banks, they closely follow central bank rates. When central bank rates change, ours change automatically.
Get 3.89% interest on your GBP
Open a Wise account and switch on Interest to get a 3.89% variable rate on your GBP. You can also get returns on USD and EUR. No need to lock your money away. No commitments. No fuss. Capital at risk.
Our rates
When you open a Wise account, you can hold multiple currencies and switch on Interest for 3 of them — pounds, dollars, and euros. These are our variable rates for each currency, as of 9th May 2023.
3.89% on GBP
4.55% on USD
2.46% on EUR
Spend as you grow
You’ll have full access to your money when you use Wise Interest. You can send money and spend using your Wise card, all while getting a return.
Big rewards, low risk
To protect your money while offering you a good return, we’ve partnered with BlackRock, the world’s largest asset manager. When you switch to Wise Interest, your money’s in a fund holding government-backed assets. This fund is low risk because its assets are guaranteed by the government.
There are fund fees — 0.29% annually, which is £2.90 for every £1,000 you hold in Interest. To make things clearer, our fees are already factored into our rates.
Trust us to look after your money
We help over 16 million people move £9 billion every month — here’s how we make sure it’s safe.
Privacy and data
We protect your details through
strict standards and 2FA.
Dedicated support
Questions? Get 24/7 help in
14 languages.
Don’t take our word for it
With over 140,000 reviews on Trustpilot, Wise’s average score is 4.6 out of 5.
Do more with Wise
Enjoy an account that’s as worldly as you are
Send money abroad at a real rate
Pay your way around the world with the Wise card
Interest is offered through Wise Assets. Wise Assets is a trading name of TINV Ltd, a new business subsidiary created to carry out investment activities and operate Assets. TINV Ltd is authorised and regulated by the Financial Conduct Authority (FCA). Our FCA number is 839689. We do not give investment advice, and you may be subject to pay tax. If you’re not sure, seek qualified advice. You can find more information about the funds on our website.