Where to exchange money in Irvine
Before you set out exploring in Irvine, it's wise to be as prepared as possible for your trip. One important thing is knowing the local currency if it differs from your own and where you can exchange it.
In this article you will discover some of the best currency exchanges in Irvine that you can visit.
We will also introduce Wise - A digital alternative which could save you time and money.

Where to exchange money in Irvine
Before you set out exploring in Irvine, it's wise to be as prepared as possible for your trip. One important thing is knowing the local currency if it differs from your own and where you can exchange it.
In this article you will discover some of the best currency exchanges in Irvine that you can visit.
We will also introduce Wise - A digital alternative which could save you time and money.


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Tax free transfers when you send money abroad with Wise.
From January 2026, transfers from the US are more expensive when you pay with cash, checks, or money orders. A 1% tax is being introduced due to the One Big Beautiful Bill Act. But you won’t pay this tax on Wise transfers. Learn more
Currency exchanges in Irvine
If you have a need to use cash, here are some recommendations to exchange foreign currency in Irvine.
Just remember, there's no such thing as completely free or 0% commission when exchanging money. Always check the mid-market exchange rate beforehand so you know the real value of your money.

| Money Changer | Address | Contact Information |
|---|---|---|
| Currency Exchange International | 2800 Main St, Santa Ana, CA 92705, USA | +1 714-245-4400 |
| Currency Exchange International | 3333 Bear St Sp. 117, Costa Mesa, CA 92626, USA | +1 714-957-5802 |
| United Verifications | 17832 Gillette Ave, Irvine, CA 92614, USA | +1 949-798-7089 |
| Jamar James | Online Image Partner | Digital Currency Guy | 555 Anton Boulevard Ste #202 >, Digital Currency Guy, Costa Mesa, CA 92626, USA | +1 714-385-7443 |
| Ria Money Transfer | 1140 S Bristol St Suite B, Santa Ana, CA 92704, USA | +1 714-966-0841 |
| ABEX American Bullion Exchange | 9891 Irvine Center Dr, Irvine, CA 92618, USA | - |
Notice anything wrong with our results table? Let us know - If there is a genuine mistake, we will do our best to resolve it.
US dollar rate today
The currency used in Irvine, as well as the rest of United States is US dollar.
However, when visiting a currency exchange shop you will notice they use currency codes. The code for US dollar is USD. Keep an eye out for this if you want to compare exchange rates.
What you should know about exchanging money in Irvine
When exchanging money in Irvine or any foreign city, it's important to be aware how to get the best deals and avoid excessive charges and hidden fees. If you are planning on staying in the US long-term or looking to make a larger investment you could consider opening a local bank account. Otherwise, use the tips below to help avoid getting overcharged.
1. Pick local currency on ATMs and card payments
When using an ATM abroad, choose to be charged in US dollars for a fairer rate and fees. The same applies if you get the option on card machines.
2. Know the exchange rate
Check what the current exchange rate is so it's easier to spot a bad deal from currency exchanges.
3. Avoid exchanging money at airports or hotels
It may be highly convenient, but airports and hotels will almost always offer poor rates and high transaction fees. Avoid this where possible.
4. Use ATMs strategically
Check if your local bank has partnerships in the US banks to avoid unwanted ATM fees. Also try to plan ahead and make as few withdrawals as possible to avoid multiple extra fees.
5. Be wary of 'zero fee' services
Some services claiming 'no commission' often offer poor exchange rates. These may not reflect the mid-market rate, similar to what you'd see when checking the rate on Google. This can lead to higher costs for you and more profits for them.

Currency exchange bureau who?
Forget all about walking around the city in search for fair exchange rates for a low fee.
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And what's even better, at the mid-market exchange rate. Low fees and fair rates all around the world, that's the Wise way!
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Other currency exchanges
Bottom line
From the list above you should have plenty of options for finding a physical currency exchange in Irvine. If you'd like more options, try searching on a search engine like Google.
Finally, don't forget to check out Wise - The digital alternative to exchanging and spending cash abroad.

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This publication is provided for general information purposes and does not constitute legal, tax or other professional advice from Wise Payments Limited or its subsidiaries and its affiliates, and it is not intended as a substitute for obtaining advice from a financial advisor or any other professional.
We make no representations, warranties or guarantees, whether expressed or implied, that the content in the publication is accurate, complete or up to date.