Where to exchange money in Cincinnati

Before you set out exploring in Cincinnati, it's wise to be as prepared as possible for your trip. One important thing is knowing the local currency if it differs from your own and where you can exchange it.

In this article you will discover some of the best currency exchanges in Cincinnati that you can visit.

We will also introduce Wise - A digital alternative which could save you time and money.

Where to exchange money in Cincinnati

Before you set out exploring in Cincinnati, it's wise to be as prepared as possible for your trip. One important thing is knowing the local currency if it differs from your own and where you can exchange it.

In this article you will discover some of the best currency exchanges in Cincinnati that you can visit.

We will also introduce Wise - A digital alternative which could save you time and money.

Wise

Spend abroad without hidden fees

Big beautiful bill tax costing you more?  Send with Wise and your transfer stays tax free.

From January 2026, sending cash, checks, or money orders from the US is more expensive. A 1% tax is being introduced due to the Big Beautiful Bill Act. But you won’t pay this tax on Wise transfers. Learn more

Currency exchanges in Cincinnati

Consider using digital alternatives like Wise when looking at currency exchanges. If you still need to have some physical cash, here are a list of currency exchanges you can find in Cincinnati.

A reminder from us - There's no such thing as 0% commission or fee-free so remember to do your research and make an informed decision.

Money ChangerAddressContact Information
Bannockburn Global Forex255 E 5th St Floor 8, Cincinnati, OH 45202, USA+1 513-386-7400
Western Union406 Main St, Cincinnati, OH 45202, USA+1 513-721-0840
Coinstar1 W Corry St, Cincinnati, OH 45219, USA+1 800-928-2274
Western Union702 Reading Rd, Cincinnati, OH 45202, USA+1 513-421-4200
Western UnionUS Bank, 925 W W 8th St, Cincinnati, OH 45203, USA+1 513-361-8252
Ria Money Transfer - KrogerKroger, 8241 Vine St, Cincinnati, OH 45216, USA+1 844-297-1287
CoinstarRemke Market, 3872 Paxton Ave, Cincinnati, OH 45209, USA+1 800-928-2274

Notice anything wrong with our results table? Let us know - If there is a genuine mistake, we will do our best to resolve it.

US dollar rate today

The accepted currency in Cincinnati and across United States is the US dollar.

However, when you visit a currency exchange, you'll find that they use currency codes. Specifically, the currency code for the US dollar is USD. Keep an eye out for this code if you're comparing exchange rates.


What you should know about exchanging money in Cincinnati

When exchanging money in Cincinnati or any foreign city, it's important to be aware how to get the best deals and avoid excessive charges and hidden fees. If you are planning on staying in the US long-term or looking to make a larger investment you could consider opening a local bank account. Otherwise, use the tips below to help avoid getting overcharged.

1. Pick local currency on ATMs and card payments
When using an ATM abroad, choose to be charged in US dollars for a fairer rate and fees. The same applies if you get the option on card machines.

2. Know the exchange rate
Check what the current exchange rate is so it's easier to spot a bad deal from currency exchanges.

3. Avoid exchanging money at airports or hotels
It may be highly convenient, but airports and hotels will almost always offer poor rates and high transaction fees. Avoid this where possible.

4. Use ATMs strategically
Check if your local bank has partnerships in the US banks to avoid unwanted ATM fees. Also try to plan ahead and make as few withdrawals as possible to avoid multiple extra fees.

5. Be wary of 'zero fee' services
Some services claiming 'no commission' often offer poor exchange rates. These may not reflect the mid-market rate, similar to what you'd see when checking the rate on Google. This can lead to higher costs for you and more profits for them.

Consider an alternative to physical currency exchanges

Say goodbye to overcomplicated currency exchange. Wise can help you get a better deal on currency conversion in over 40 currencies, with the mid-market exchange rate and low fees.

Open a personal Wise account online or in the Wise app, and order a linked debit card for a one-time fee to spend and withdraw money in 150+ countries.

There’s no fee to spend any currency you hold, and no foreign transaction fee to worry about. Use your account when you travel or shop online in foreign currencies, send payments in 70+ currencies, and get your own local account details in 9 currencies.

Bottom line

As you can see, there’s no shortage of options when it comes to exchanging money in Cincinnati. Don't forget to do your research on the exchange rate before converting your money, and check Wise out if you want a fuss-free alternative to exchanging cash.

Please see terms of use and product availability for your region or visit Wise fees and pricing for the most up to date pricing and fee information.
This publication is provided for general information purposes and does not constitute legal, tax or other professional advice from Wise Payments Limited or its subsidiaries and its affiliates, and it is not intended as a substitute for obtaining advice from a financial advisor or any other professional.
We make no representations, warranties or guarantees, whether expressed or implied, that the content in the publication is accurate, complete or up to date.