Join over 13 million people who choose Wise for fast and secure online money transfers. We’re up to 8x cheaper than banks.
To send money in JPY to USD, you pay a small, flat fee of 64 JPY + 0.6% of the amount that's converted (you'll always see the total cost upfront).
Some transfer types have different fees which are usually tiny.
No big fees, hidden or otherwise. So it's cheaper than what you're used to.
 | |
|---|---|
| Fixed fee | 64 JPY |
| Variable fee up to 16,052,700 JPY/month | 0.6% |
| Variable fee more than 16,052,700 JPY/month | Discount applies |
On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.
Sometimes, different payment methods or routine checks may affect the transfer delivery time. We’ll always keep you updated, and you can track each step in your account.
Your transfer route
Should arrive
by June 1st
Sign up online or in our app for free. All you need is an email address, or a Google or Facebook account.
Tell us how much you want to send. We’ll show you our fees upfront, and tell you when your money should arrive.
Fill in the details of your recipient’s bank account.
For some currencies, or for large transfers, we need a photo of your ID. This helps us keep your money safe.
Send your money with a bank transfer, or a debit or credit card.
We’ll handle the rest. You can track your transfer in your account, and we'll tell your recipient it's coming.
Choosing the right way to transfer money with Wise will largely depend on your payment method. Some payment methods are faster than others. Some can be instant, while others are cheaper.
Here are the best ways to do an international money transfer with Wise:
Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.
Paying for your transfer with a debit card is easy and fast. It’s also usually cheaper than credit card, as credit cards are more expensive to process. Read more about how to pay for your money transfer with a debit card.
Every month, our customers trust us to move over $8 billion of their money. Here are some of the important ways we protect them.
Smart tech and sharp thinking are disrupting high-street banks
Wise is looking to use the internet to spark a digital revolution in current financial services.
Wise takes a machete to the hefty fees that banks levy to send money across borders.
You can use money in your multi-currency account to send to any of the countries on Wise.
It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it. Read our reviews at Trustpilot.com.
An international money transfer is a way to make payments from your bank account to another bank account in a different country. Sending international money transfers with a traditional bank can be expensive though — it can be much cheaper with Wise.
Find out how much you can save with Wise
For popular currencies, Wise can send your money within one day — or even within seconds. Sometimes, payment methods or routine checks can affect the transfer delivery time. We’ll always keep you updated, and you can track your transfer in your account.
Learn more about sending money with Wise
Choosing how you want to send money with Wise largely depends on your payment method. Some are faster than others, and some may be slower but cheaper.
Learn more about the ways to transfer money abroad with Wise
Yes. Wise is an authorised Electronic Money Institution independently regulated by the Financial Conduct Authority (FCA) in the United Kingdom.
Learn more about how Wise is safe
Yes, there are limits to how much you can send with us. They depend on the currencies you’re sending to and from, and how you pay. You can check the limits for each currency on our Help Centre, or by using our calculator. We’ll also let you know if you try to send too much at one time.
We follow a strict set of rules set by regulatory agencies in every country we operate in, so you can feel assured that we’ll send the money to exactly where you’ve told us to send it. You can check what recipient details you entered by downloading a transfer receipt.
When you send an international money transfer, we’ll simply deposit the money into your recipient’s bank account — unless you’ve selected a method where this works differently, like Interac for CAD, for example.
Learn more about how Wise is safe
You can avoid a wire transfer fee by selecting a different payment method — like ACH bank debit, credit or debit card. Keep in mind, these payment methods have lower limits. So if you want to send a large amount, you’ll need to send multiple smaller transfers.
Because Wise is a regulated financial institution, we need to know who our customers are. It helps us combat money laundering, and keep everyone’s money safe. So depending on multiple factors, we can ask for identifying documents at any time. Typically, we’ll ask for a photo ID and/or proof of address — but sometimes we’ll ask for other information.
Learn more about getting verified
