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  • Help home
  • Sending money

Can I send money to someone with only their email address?

If you don’t know your recipient’s bank details, you can usually send money to them using their email address.

  • If they’re on Wise, we’ll try to find their account details.

  • If they’re not on Wise, we’ll send them an email asking for their bank details.

If the person you’re sending money to doesn’t accept the email transfer within 1 week, we’ll refund your money back to the bank account it came from.

Unfortunately, you can’t send money to someone using only their email address if you’re sending

  • from BRL, and INR

  • to LKR, PEN, BDT, COP, CNY, UAH, GHS or USD to a bank account outside of the US

If you’re sending from USD and don’t see the option to send using someone’s email address, get in touch with our team. We can turn on the feature for you.

Learn how to mark a primary account to receive money into

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Wise is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011, Firm Reference 900507, for the issuing of electronic money.