Send money to Spain

Over 15 million customers
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  • 0 JPY
  • 1,508 JPYOur fee
  • 1,508 JPYTotal fees
  • =198,492 JPYTotal amount we’ll convert
  • ÷143.350 (48 hrs)

Compare the best money transfer service to Spain

Sending 200,000 JPY withRecipient gets(Total after fees)Transfer feeExchange rate(1 EUR JPY)
WiseCheapest1,384.67 EURSave up to 67.41 EUR1,508 JPY143.350Mid-market rate
Rakuten1,368.85 EUR- 15.82 EUR1,750 JPY144.829
PRESTIA1,360.99 EUR- 23.68 EUR3,500 JPY144.381
MUFG Bank1,338.49 EUR- 46.18 EUR6,000 JPY144.940
PayPal1,317.26 EUR- 67.41 EUR499 JPY151.452

How to send money to Spain in 3 easy steps

Start your transfer.

Start your transfer.

Pay in JPY with your debit card or credit card, or send the money from your online banking.

Get the best rate out there.

Get the best rate out there.

Wise always gives you the real and fair mid-market exchange rate.

Money is locally delivered.

Money is locally delivered.

The recipient gets money in their currency directly from Wise's local bank account.

Create free account now

Wise is easy.

How to send money to Spain from Japan

Wise makes transferring money to Spain a breeze:

  1. Just tap in how much, and where to.
  2. Then make a local payment to Wise, whether it's with a bank transfer, swift or your debit or credit card.
  3. And that's it.

Wise converts your money at the 'inter-bank' rate – the real rate – so you save big time (even versus the guys saying there's 'zero' commission).

How much does it cost to transfer money to Spain?

Pay a small, flat fee and percentage

To send money in JPY to Spain, you pay a small, flat fee of 79 JPY + 0.72% of the amount that's converted (you'll always see the total cost upfront).

Fee depends on your chosen transfer type

Some transfer types have different fees which are usually tiny.

No hidden fees

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Fixed fee79 JPY
Variable fee
up to 16,620,500 JPY/month
Variable fee
more than 16,620,500 JPY/month
Discount applies

How long will a money transfer to Spain take?

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Sometimes, different payment methods or routine checks may affect the transfer delivery time. We’ll always keep you updated, and you can track each step in your account.

Your transfer route


Should arrive

by Wednesday

What you’ll need for your online money transfer to Spain

  1. 1. Register for free.

    Sign up online or in our app for free. All you need is an email address, or a Google or Facebook account.

  2. 2. Choose an amount to send.

    Tell us how much you want to send. We’ll show you our fees upfront, and tell you when your money should arrive.

  3. 3. Add recipient’s bank details.

    Fill in the details of your recipient’s bank account.

  4. 4. Verify your identity.

    For some currencies, or for large transfers, we need a photo of your ID. This helps us keep your money safe.

  5. 5. Pay for your transfer.

    Send your money with a bank transfer, or a debit or credit card.

  6. 6. That’s it.

    We’ll handle the rest. You can track your transfer in your account, and we'll tell your recipient it's coming.

Best ways to send money to Spain

Choosing the right way to transfer money with Wise will largely depend on your payment method. Some payment methods are faster than others. Some can be instant, while others are cheaper.

Here are the best ways to transfer money to Spain with Wise


Protecting you and your money

Every month, our customers trust us to move over £9 billion of their money. Here are some of the important ways we protect them.

Online scams are on the rise. Learn how to stay safe

See what the world’s largest publications have to say


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Financial Times

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The Economist

Wise takes a machete to the hefty fees that banks levy to send money across borders

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Frequently asked questions

Let's answer some of your questions