Wise keeps your money safe. Learn how

Send money to the UK

Fast, low-cost, and secure online money transfers from Japan to the UK.

Over 15 million customers
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KLFB regulated
Learn more
  • 0 JPY
  • 162 JPYOur fee
  • 162 JPYTotal fees

  • =
    9,838 JPYTotal amount we’ll convert
  • ÷
    163.471

Compare the best money transfer service to the UK

Sending 10,000 JPY withRecipient gets(Total after fees)Transfer feeExchange rate(1 GBP JPY)
WiseCheapest60.18 GBPSave up to 36.24 GBP162 JPY163.471Mid-market rate
Western Union58.90 GBP- 1.28 GBP200 JPY166.396
PayPal56.13 GBP- 4.05 GBP499 JPY169.280
Rakuten49.27 GBP- 10.91 GBP1,750 JPY167.451
PRESTIA39.53 GBP- 20.65 GBP3,500 JPY164.425
MUFG Bank23.94 GBP- 36.24 GBP6,000 JPY167.119
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How to send money to the UK in 3 easy steps

Wise is easy.

How to send money to the UK from Japan

  1. Just tap in how much, and where to.
  2. Then make a local payment to Wise, whether it's with a bank transfer, swift or your debit or credit card.
  3. And that's it.

Wise converts your money at the 'inter-bank' rate – the real rate – so you save big time (even versus the guys saying there's 'zero' commission). On Wise, there's no room for sneaky bank surcharges or creeping hidden charges.

How much does it cost to transfer money to the UK?

Pay a small, flat fee and percentage

To send money in JPY to the UK, you pay a small, flat fee of 91 JPY + 0.72% of the amount that's converted (you'll always see the total cost upfront).


Fee depends on your chosen transfer type

Some transfer types have different fees which are usually tiny.


No hidden fees

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Wise
Fixed fee
91 JPY
Variable feeup to 16,347,100 JPY/month
0.72%
Variable feemore than 16,347,100 JPY/month

How long will a money transfer to the UK take?

A money transfer from Japan (JPY) to the UK (GBP) should arrive by Thursday 1:00 AM. Sometimes transfer times can differ based on payment methods or verification changes. We’ll always keep you updated, and you can track each step in your account.

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Your transfer route

JPY
GBP

Should arrive

by Thursday 1:00 AM

What you’ll need for your online money transfer to the UK

Best ways to send money to the UK

Trust Wise with safe & secure money transfers to the UK

    Safeguarded with leading banks

    We hold your money with established financial institutions, so it’s separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

    Regulated by the KLFB in Japan as Type 2 Fund Transfer Business licensee

    We’re regulated by authorities around the world. This includes the FCA in the UK and FinCEN in the US.

    Audited regularly

    We make sure your money’s secure, and that Wise is financially stable. As we’re not a bank, your money isn’t FSCS protected — instead we safeguard it.

    Extra-secure transactions

    We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

    Data protection

    We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

    Dedicated anti-fraud team

    We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

See what the world’s largest publications have to say

Wired

Smart tech and sharp thinking are disrupting high-street banks

Financial Times

Wise is looking to use the internet to spark a digital revolution in current financial services

The Economist

Wise takes a machete to the hefty fees that banks levy to send money across borders

Trustpilot score 4.4 out of 5, from 186,895 reviews

It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it. Read our reviews at Trustpilot.com.

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