Send money to Philippines

Fast, low-cost, and secure online money transfers from Japan to Philippines.

Over 10 million customers
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  • 0 JPY
  • 322 JPYOur fee
  • 322 JPYTotal fees
  • =
    9,678 JPYTotal amount we’ll convert
  • ×

Should arrive by Tuesday

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Save when you send money to Philippines

Sending 10,000 JPY withRecipient gets(Total after fees)
3,684.20 PHP
Transfer fee
40 JPY
Exchange rate(1 PHP JPY)
Exchange rate markup

Cost of transfer
40 JPY

Western Union
3,631.58 PHP- 52.62 PHP
Transfer fee
200 JPY
Exchange rate(1 PHP JPY)
Exchange rate markup

Cost of transfer
182 JPY

3,579.91 PHP- 104.29 PHP
Transfer fee
322 JPY
Exchange rate(1 PHP JPY)
Exchange rate markup

Cost of transfer
322 JPY

3,330.28 PHP- 353.92 PHP
Transfer fee
499 JPY
Exchange rate(1 PHP JPY)
Exchange rate markup
524 JPY

Cost of transfer
1,023 JPY

Rakuten 楽天銀行
2,836.67 PHP- 847.53 PHP
Transfer fee
1,750 JPY
Exchange rate(1 PHP JPY)
Exchange rate markup
705 JPY

Cost of transfer
2,455 JPY

1,398.56 PHP- 2,285.64 PHP
Transfer fee
6,000 JPY
Exchange rate(1 PHP JPY)
Exchange rate markup
548 JPY

Cost of transfer
6,548 JPY
This applies when you pay in via bank transfer. How do we collect this data?

How to send money to Philippines in 3 easy steps

How much does it cost to transfer money to Philippines?

Pay a small, flat fee and percentage

To send money in JPY to Philippines, you pay a small, flat fee of 240 JPY + 0.85% of the amount that's converted (you'll always see the total cost upfront).

Fee depends on your chosen transfer type

Some transfer types have different fees which are usually tiny.

No hidden fees

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Fees for our low cost transfers
Fixed fee
240 JPY
Variable feeup to 20,510,100 JPY/month
Variable feemore than 20,510,100 JPY/month

How long will a money transfer to Philippines take?

A money transfer from Japan (JPY) to Philippines (PHP) should arrive by Tuesday. Sometimes transfer times can differ based on payment methods or verification changes. We’ll always keep you updated, and you can track each step in your account.

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Your transfer route


Should arrive

by Tuesday

What you’ll need for your online money transfer to Philippines

Best ways to send money to Philippines

Trust Wise with safe & secure money transfers to Philippines

Safeguarded with leading banks

We hold your money with established financial institutions, so it’s separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

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Wise takes a machete to the hefty fees that banks levy to send money across borders

Send money to Philippines from Japan with the Wise app

Looking for an app to send money to Philippines? Sending money is easy with Wise app.

  • Cheaper transfers abroad - free from hidden fees and exchange rate markups.
  • Check exchange rates - see on the app how exchange rates have changed over time.
  • Repeat your previous transfers - save the details, and make your monthly payments easier.
Learn more about the Wise app

See why customers choose Wise for their international money transfers

It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it. Read our reviews at

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