What affects the speed of my transfer?

Currency routes — sometimes it’s quicker to send from one particular currency to another. Payment method — compare methods and choose the one that gets your money to its destination fastest. Extra checks — some routes and larger transfers might need to double checked just to be sure

How can I check the status of my transfer?

You can always check the status of the transfer from your Activity feed. Log in to Wise. Click on Activity. Find the transfer, and click View transfer details

Why might a transfer take longer than estimated?

Transfers can take longer when: You used a slower payment method (eg. bank transfer) - while it costs you less, banks can take 1-2 business days to send us the funds. You sent the money just before weekends and bank holidays - unfortunately banking hours are beyond our control, and can slow down the transfer.

How can I send money faster?

If you want to send money faster; Review and confirm the recipient details are correct. Choose a faster payment method (eg. card payment). Make sure your account is verified. Please note, if you set up payments close to the weekend, money may not reach the recipient until the next working day.

4.2 / 5 from 195,216 reviews

Instant money transfers

Sending money anywhere in the world should be as quick and painless as sending an email. But the old banks’ systems weren’t built for sending money abroad — so we’re building a new one.

Over 16 million customers

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KLFB regulated

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You send exactly

0 JPY
142 JPYOur fee
–
142 JPYTotal fees

=
9,858 JPYTotal amount we’ll convert
÷
148.805

Recipient gets

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How long will a money transfer take?

Sending money from	Sending money to	Transfer method	Should arrive by
JPY	EUR	Bank Transfer	by Tuesday 8:00 AM
JPY	AED	Bank Transfer	by Tuesday
JPY	AUD	Bank Transfer	by Tuesday 7:00 AM
JPY	BDT	Bank Transfer	by Tuesday
JPY	BGN	Bank Transfer	by Tuesday
JPY	CAD	Bank Transfer	by Wednesday
JPY	CHF	Bank Transfer	by Tuesday 4:00 AM
JPY	CLP	Bank Transfer	by Thursday, September 28
JPY	CNY	Bank Transfer	by Tuesday 1:00 AM
JPY	CRC	Bank Transfer	by Thursday, September 28
JPY	CZK	Bank Transfer	by Tuesday
JPY	DKK	Bank Transfer	by Wednesday
JPY	EGP	Bank Transfer	by Wednesday
JPY	FJD	Bank Transfer	by Tuesday 1:00 AM
JPY	GBP	Bank Transfer	by Tuesday 1:00 AM
JPY	GEL	Bank Transfer	by Tuesday
JPY	GHS	Bank Transfer	by Tuesday
JPY	HKD	Bank Transfer	by Tuesday 1:00 AM
JPY	HUF	Bank Transfer	by Tuesday 1:00 AM
JPY	IDR	Bank Transfer	by Tuesday 4:00 AM
JPY	ILS	Bank Transfer	by Wednesday
JPY	INR	Bank Transfer	by Tuesday 1:00 AM
JPY	KES	Bank Transfer	by Tuesday 2:00 AM
JPY	KRW	Bank Transfer	by Tuesday 1:00 AM
JPY	LKR	Bank Transfer	by Tuesday 1:00 AM
JPY	MAD	Bank Transfer	by Tuesday, October 3
JPY	MXN	Bank Transfer	by Tuesday 1:00 AM
JPY	MYR	Bank Transfer	by Tuesday 1:00 AM
JPY	NOK	Bank Transfer	by Wednesday
JPY	NPR	Bank Transfer	by Tuesday
JPY	NZD	Bank Transfer	by Wednesday
JPY	PHP	Bank Transfer	by Tuesday 2:00 AM
JPY	PKR	Bank Transfer	by Tuesday 1:00 AM
JPY	PLN	Bank Transfer	by Wednesday
JPY	RON	Bank Transfer	by Wednesday
JPY	SEK	Bank Transfer	by Tuesday 9:00 AM
JPY	SGD	Bank Transfer	by Tuesday 1:00 AM
JPY	THB	Bank Transfer	by Tuesday 1:00 AM
JPY	TRY	Bank Transfer	by Tuesday 7:00 AM
JPY	TZS	Bank Transfer	by Tuesday
JPY	UAH	Bank Transfer	by Tuesday
JPY	UGX	Bank Transfer	by Tuesday
JPY	USD	Bank Transfer	by Tuesday
JPY	UYU	Bank Transfer	by Wednesday
JPY	VND	Bank Transfer	by Tuesday 2:00 AM
JPY	ZAR	Bank Transfer	by Tuesday

How to send money abroad instantly?

icu.sendMoney.destination.easy.step.1.alt

Use our calculator to get an estimate for your transfer.

If your estimation says "should arrive in seconds" — your transfer will be instant.

icu.sendMoney.destination.easy.step.2.alt

Choose the fastest payment option.

For many currency routes, paying using credit cards, Apple Pay or your balance are faster than bank transfer or SWIFT.

icu.sendMoney.destination.easy.step.3.alt

Complete the transfer.

Double check the recipient details, payment details then confirm and pay for your transfer. We’ll take care of the rest.

Create free account now

How fast is instant?

A payment is instant when it arrives within 20 seconds. And sometimes they’re even quicker. So, your payments could arrive before you can say ‘hidden bank fees’.

Right now, 45% of our transfers are instant. But our mission is to build instant transfers for everyone, everywhere. So if your chosen currency route isn’t instant yet, make sure to check the speed of your transfer in our calculator.

Fast money transfers are easy

Wise makes transferring money fast, and sometimes — instant. We believe that:

You should always know how long your transfer’s going to take. So when you set up a transfer, you'll get an estimate for when your money should arrive.
You should always know where your money is. So keep track of your money by using our in-app Money tracker.
All transfers should be instant — we’re on a mission to bring you just that.

Send money instantly with the most international app

Looking for an app to send money instantly? Sending money is easy with Wise app.

Cheaper transfers abroad - free from hidden fees and exchange rate markups.
Check exchange rates - see on the app how exchange rates have changed over time.
Repeat your previous transfers - save the details, and make your monthly payments easier.

Learn more about the Wise app

Trustpilot score 4.2 out of 5, from 195,216 reviews

It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it.
Read our reviews at Trustpilot.com.

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