Send money to India

Fast, low-cost, and secure online money transfers from Japan to India.

Over 16 million customers
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KLFB regulated
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Compare the best money transfer service to India

Sending 10,000 JPY withRecipient gets(Total after fees)Transfer feeExchange rate(1 INR JPY)
WiseCheapest5,421.35 INRSave up to 3,404.00 INR156 JPY1.81578Mid-market rate
Western Union5,351.05 INR-70.30 INR200 JPY1.83142
Rakuten4,161.36 INR-1,259.99 INR1,750 JPY1.98253
MUFG Bank2,017.35 INR-3,404.00 INR6,000 JPY1.98280

How to send money to India in 3 easy steps

How to send money to India from Japan

How to send money to India from Japan

  1. Just tap in how much, and where to.
  2. Then make a local payment to Wise, whether it's with a bank transfer, swift or your debit or credit card.
  3. And that's it.

Wise converts your money at the 'inter-bank' rate – the real rate – so you save big time (even versus the guys saying there's 'zero' commission). On Wise, there's no room for sneaky bank surcharges or creeping hidden charges.

How much does it cost to transfer money to India?

Pay a small, flat fee and percentage

To send money in JPY to India, you pay a small, flat fee of 80 JPY + 0.64% of the amount that's converted (you'll always see the total cost upfront).

Fee depends on your chosen transfer type

Some transfer types have different fees which are usually tiny.

No hidden fees

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Fixed fee
80 JPY
Variable feeup to 19,073,100 JPY/month
Variable feemore than 19,073,100 JPY/month

How long will a money transfer to India take?

A money transfer from Japan (JPY) to India (INR) should arrive by Monday, February 26. Sometimes transfer times can differ based on payment methods or verification changes. We’ll always keep you updated, and you can track each step in your account.

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Your transfer route


Should arrive

by Monday, February 26

What you’ll need for your online money transfer to India

Best ways to send money to India

Trust Wise with safe & secure money transfers to India

Safeguarded with leading banks

We hold your money with established financial institutions, so it’s separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Audited regularly

We make sure your money’s secure, and that Wise is financially stable. As we’re not a bank, your money isn’t FSCS protected — instead we safeguard it.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

See what the world’s largest publications have to say


Smart tech and sharp thinking are disrupting high-street banks

Financial Times

Wise is looking to use the internet to spark a digital revolution in current financial services

The Economist

Wise takes a machete to the hefty fees that banks levy to send money across borders

Send money to India from Japan with the most international app

Looking for an app to send money to India? Sending money is easy with Wise app.

  • Cheaper transfers abroad - free from hidden fees and exchange rate markups.
  • Check exchange rates - see on the app how exchange rates have changed over time.
  • Repeat your previous transfers - save the details, and make your monthly payments easier.
Learn more about the Wise app

Trustpilot score 4.2 out of 5, from 209,581 reviews

It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it. Read our reviews at

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