Who can I send New Zealand dollar (NZD) to?

You can send New Zealand dollar (NZD) to any individual or business bank account in New Zealand.

What information do I need about my recipient?

You’ll need their full name and 15–16 digit bank account number. This is made up of a 2-digit bank code, 4-digit branch code, 7-digit account number and 2–3 digit suffix.

How much can I send to New Zealand?

You can send up to 2 million New Zealand dollar (NZD) per transfer.

How long does a money transfer to New Zealand take?

Once we receive and convert your money, it usually takes 0–1 working days to arrive in your recipient’s bank account. Conversion can take up to 2 working days. We’ll always give you an estimate for how long your transfer will take when you set it up. Learn more about how long transfers take

Send money to New Zealand

Save on your online money transfer to New Zealand from Japan. Transfer Japanese yen to New Zealand dollar quickly, safely and join over 14.8 million people using Wise.

Send money from New Zealand to Japan instead.

Low fees — fees get cheaper the more you send
Lightning fast — money typically arrives in seconds
Perfectly predictable — lock in an exchange rate for your international transfer

Open an account

You send exactly

Recipient gets

Arrives

by Sunday

Total fees

Included in JPY amount

You could save up to 8,446 JPY

Send money to New Zealand

Save on your online money transfer to New Zealand from Japan. Transfer Japanese yen to New Zealand dollar quickly, safely and join over 14.8 million people using Wise.

Send money from New Zealand to Japan instead.

Low fees — fees get cheaper the more you send
Lightning fast — money typically arrives in seconds
Perfectly predictable — lock in an exchange rate for your international transfer

Open an account

You send exactly

Recipient gets

Arrives

by Sunday

Total fees

Included in JPY amount

You could save up to 8,446 JPY

Compare fees for when you send money to New Zealand

The total cost of a transfer is the fee plus exchange rate. If your provider says there's no fee, check their exchange rate against the one Wise offers. You might be paying more than you think.

Get started

Sending 200,000 JPY with	Recipient gets(Total after fees)
	2,090.29 NZD
Transfer fee 1,652 JPY Exchange rate(1 NZD JPY) 0.0105 Exchange rate markup 0 JPY Cost of transfer 1,652 JPY

	2,015.40 NZD- 74.89 NZD
Exchange rate(1 NZD JPY) 0.0101 Exchange rate markup 8,758 JPY

	2,013.65 NZD- 76.64 NZD
Transfer fee 3,500 JPY Exchange rate(1 NZD JPY) 0.0102 Exchange rate markup 5,521 JPY Cost of transfer 9,021 JPY

	2,001.28 NZD- 89.01 NZD
Transfer fee 6,000 JPY Exchange rate(1 NZD JPY) 0.0103 Exchange rate markup 4,225 JPY Cost of transfer 10,225 JPY

This applies when you pay in via bank transfer. How do we collect this data?

Amount

From

	Wise	PayPal	SMBC	MUFG Bank
Recipient gets (Total after fees)	2,090.29 NZD	2,015.40 NZD	2,013.65 NZD	2,001.28 NZD
Exchange rate (1 NZDJPY)	94.8902	99.2359	97.5838	96.9381
Exchange rate markup	0 JPY	8,758 JPY	5,521 JPY	4,225 JPY
Transfer fee	1,652 JPY	0 JPY	3,500 JPY	6,000 JPY
Total transfer cost	1,652 JPY	8,758 JPY	9,021 JPY	10,225 JPY

Show more providers

This applies when you pay in via bank transfer. How do we collect this data?

We're regulated in every available region
We help 14.8 million customers move £36 billion every quarter, worldwide
Your transactions are extra-secure with our 2-factor authentication

How to send money to New Zealand from Japan

Enter amount to send in JPY.

Pay in JPY with your debit card or credit card, or send the money from your online banking.

Choose recipient in New Zealand.

Select who you want to send money to and which pay-out method to use.

Send JPY, receive NZD.

The recipient gets money in NZD directly from Wise’s local bank account.

Create free account now

Larger transfers. Lower fees. Premium support.

Pay less when you send over 25,000 USD or equivalent. Plus get dedicated support from our expert team

Learn about large transfers

Secure money transfers to New Zealand

Every transfer you make is protected with HTTPS encryption and 2-step verification. And we run millions of checks each day to protect every transaction from fraud.

How we keep your money safe

Rock-solid technology
Super smart Wisers have built our industry-leading security systems from scratch over the last 12 years.
People who care, 24/7
With over 1,000 anti-fraud specialists, and real human help available every minute, we're on hand when you've got questions.
Your money, not ours
Your money is safeguarded, and held completely separate from ours, so it's available to you all the time.

Best ways to send money to New Zealand with WISE

The best way to send Japanese yen to New Zealand dollar is by using money that's in your Wise account. It's cheapest and usually arrives in seconds. Bank transfers are also cheap, but can be slower.

Wise account
Wise account
If you have a Wise multi-currency account, you can use money in your account to fund your transfer. It’s cheap and fast — just set up your money transfer as you normally would, and choose a Wise account transfer when paying.
Bank Transfer
Bank Transfer
Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.
Debit Card
Debit Card
Paying for your transfer with a debit card is easy and fast. It’s also usually cheaper than credit card, as credit cards are more expensive to process. Read more about how to pay for your money transfer with a debit card.
Apple Pay
Apple Pay
If you’ve enabled Apple Pay on your phone, you can use it to pay for a transfer with Wise. Paying with Apple Pay is a convenient and quick way to send money abroad. If you’re using a credit card, watch out for extra charges. Some banks consider these payments as cash withdrawal, and they may charge you extra fees.

Cheapest way to send money to New Zealand from Japan

The cheapest way to send 200,000 JPY to New Zealand is by using money that's in your Wise account and costs 1,559 JPY. We use the mid-market exchange rate — the fairest rate — and always show your fees upfront.

JPY

NZD

Sending 200,000 JPY	Transfer cost
Wise account	1,559 JPY

Bank transfer	1,652 JPY

Debit card	8,534 JPY

Apple Pay	7,945 JPY

Fastest way to send money to New Zealand from Japan

Sending money with Wise is super fast: 74% of transfers arrive in under 20 seconds, and 95% in less than a day. How long it takes depends on how you pay.

JPY

NZD

Sending 200,000 JPY	Should arrive
Wise account	by Sunday

Bank transfer	by Sunday

Debit card	by Sunday

Apple Pay	by Sunday