Send money to Germany

Fast, low-cost, and secure online money transfers from Japan to Germany.

Over 10 million customers
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KLFB regulated
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  • 0 JPY
  • 240 JPYOur fee
  • 240 JPYTotal fees
  • =
    9,760 JPYTotal amount we’ll convert
  • ÷
    169.875

Should arrive by Friday

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Save when you send money to Germany

Sending 10,000 JPY withRecipient gets(Total after fees)
CheapestInstarem.
58.80 EUR
Transfer fee
40 JPY
Exchange rate(1 EUR JPY)
169.397
Exchange rate markup
0 JPY

Cost of transfer
12 JPY

Wise
57.45 EUR- 1.35 EUR
Transfer fee
240 JPY
Exchange rate(1 EUR JPY)
169.875
Exchange rate markup
0 JPY

Cost of transfer
240 JPY

PayPal
53.72 EUR- 5.08 EUR
Transfer fee
499 JPY
Exchange rate(1 EUR JPY)
176.866
Exchange rate markup
395 JPY

Cost of transfer
894 JPY

Western Union
50.09 EUR- 8.71 EUR
Transfer fee
1,480 JPY
Exchange rate(1 EUR JPY)
170.102
Exchange rate markup
13 JPY

Cost of transfer
1,493 JPY

Rakuten 楽天銀行
48.12 EUR- 10.68 EUR
Transfer fee
1,750 JPY
Exchange rate(1 EUR JPY)
171.450
Exchange rate markup
92 JPY

Cost of transfer
1,842 JPY

MUFG
23.32 EUR- 35.48 EUR
Transfer fee
6,000 JPY
Exchange rate(1 EUR JPY)
171.500
Exchange rate markup
95 JPY

Cost of transfer
6,095 JPY
This applies when you pay in via bank transfer. How do we collect this data?
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How to send money to Germany in 3 easy steps

How much does it cost to transfer money to Germany?

Pay a small, flat fee and percentage

To send money in JPY to Germany, you pay a small, flat fee of 184 JPY + 0.57% of the amount that's converted (you'll always see the total cost upfront).


Fee depends on your chosen transfer type

Some transfer types have different fees which are usually tiny.


No hidden fees

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Wise
Fees for our low cost transfers
Fixed fee
184 JPY
Variable feeup to 20,103,700 JPY/month
0.57%
Variable feemore than 20,103,700 JPY/month

How long will a money transfer to Germany take?

A money transfer from Japan (JPY) to Germany (EUR) should arrive by Friday. Sometimes transfer times can differ based on payment methods or verification changes. We’ll always keep you updated, and you can track each step in your account.

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Your transfer route

JPY
EUR

Should arrive

by Friday

What you’ll need for your online money transfer to Germany

Best ways to send money to Germany

Trust Wise with safe & secure money transfers to Germany

Safeguarded with leading banks

We hold your money with established financial institutions, so it’s separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

See what the world’s largest publications have to say

Wired

Smart tech and sharp thinking are disrupting high-street banks

Financial Times

Wise is looking to use the internet to spark a digital revolution in current financial services

The Economist

Wise takes a machete to the hefty fees that banks levy to send money across borders

Send money to Germany from Japan with the Wise app

Looking for an app to send money to Germany? Sending money is easy with Wise app.

  • Cheaper transfers abroad - free from hidden fees and exchange rate markups.
  • Check exchange rates - see on the app how exchange rates have changed over time.
  • Repeat your previous transfers - save the details, and make your monthly payments easier.
Learn more about the Wise app

See why customers choose Wise for their international money transfers

It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it. Read our reviews at Trustpilot.com.

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