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Send money to Germany

Save on your online money transfer to Germany from from Japan. Transfer Japanese yen to Euro quickly, safely and join over 12.8 million people using Wise.
  • Low fees — fees get cheaper the more you send
  • Lightning fast — money typically arrives in seconds
  • Perfectly predictable — lock in an exchange rate for up to 48 hours
Open an account
 Rate guaranteed (21h)
  • Bank transfer fee
    0 JPY
  • Our fee
    29,258 JPY

  • Volume discount

    -742 JPY

Total included fees (0.63%)
28,516 JPY

Should arrive by Wednesday

You're sending a lot so we discounted our fee

Savings on this transfer, and eligible transfers for the rest of the month.

Learn more

Send money to Germany

Save on your online money transfer to Germany from from Japan. Transfer Japanese yen to Euro quickly, safely and join over 12.8 million people using Wise.
  • Low fees — fees get cheaper the more you send
  • Lightning fast — money typically arrives in seconds
  • Perfectly predictable — lock in an exchange rate for up to 48 hours
Open an account
 Rate guaranteed (21h)
  • Bank transfer fee
    0 JPY
  • Our fee
    29,258 JPY

  • Volume discount

    -742 JPY

Total included fees (0.63%)
28,516 JPY

Should arrive by Wednesday

You're sending a lot so we discounted our fee

Savings on this transfer, and eligible transfers for the rest of the month.

Learn more

Save when you send money to Germany

The cost of your transfer comes from the fee and the exchange rate. Many high street banks offer “no fee”, while hiding a markup in the exchange rate, making you pay more.

At Wise, we’ll never do that. We only use the mid-market exchange rate, and show our fees upfront. This table compares the fees you’d really pay when sending money with the most popular banks and providers, or with us.

How do we select providers and collect this data?
Sending 10,000 JPY withRecipient gets(Total after fees)
Wise
60.52 EUR
Transfer fee
248 JPY
Exchange rate(1 EUR JPY)
161.130
Exchange rate markup
-2 JPY

Cost of transfer
246 JPY

PayPal
56.05 EUR- 4.47 EUR
Transfer fee
499 JPY
Exchange rate(1 EUR JPY)
169.510
Exchange rate markup
493 JPY

Cost of transfer
992 JPY

Rakuten 楽天銀行
50.74 EUR- 9.78 EUR
Transfer fee
1,750 JPY
Exchange rate(1 EUR JPY)
162.593
Exchange rate markup
88 JPY

Cost of transfer
1,838 JPY

SMBC
40.07 EUR- 20.45 EUR
Transfer fee
3,500 JPY
Exchange rate(1 EUR JPY)
162.228
Exchange rate markup
66 JPY

Cost of transfer
3,566 JPY

MUFG
24.60 EUR- 35.92 EUR
Transfer fee
6,000 JPY
Exchange rate(1 EUR JPY)
162.613
Exchange rate markup
90 JPY

Cost of transfer
6,090 JPY

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How to send money to Germany in 3 easy steps

How much does it cost to transfer money to Germany?

Pay a small, flat fee and percentage

To send money in JPY to Germany, you pay a small, flat fee of 184 JPY + 0.65% of the amount that's converted (you'll always see the total cost upfront).


Fee depends on your chosen transfer type

Some transfer types have different fees which are usually tiny.


No hidden fees

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Wise
Fees for our low cost transfers
Fixed fee
184 JPY
Variable feeup to 3,754,220 JPY/month
0.65%
Variable feemore than 3,754,220 JPY/month

How long will a money transfer to Germany take?

A money transfer from Japan (JPY) to Germany (EUR) should arrive by Wednesday. Sometimes transfer times can differ based on payment methods or verification changes. We’ll always keep you updated, and you can track each step in your account.

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Your transfer route

JPY
EUR

Should arrive

by Wednesday

What you’ll need for your online money transfer to Germany

Best ways to send money to Germany

Trust Wise with safe & secure money transfers to Germany

Safeguarded with leading banks

We hold your money with established financial institutions, so it’s separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

See what the world’s largest publications have to say

Wired

Smart tech and sharp thinking are disrupting high-street banks

Financial Times

Wise is looking to use the internet to spark a digital revolution in current financial services

The Economist

Wise takes a machete to the hefty fees that banks levy to send money across borders

Send money to Germany from Japan with the Wise app

Looking for an app to send money to Germany? Sending money is easy with Wise app.

  • Cheaper transfers abroad - free from hidden fees and exchange rate markups.
  • Check exchange rates - see on the app how exchange rates have changed over time.
  • Repeat your previous transfers - save the details, and make your monthly payments easier.
Learn more about the Wise app

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Let's answer some of your questions