You're on the Japan website.

Send money to Panama

Fast, low-cost, and secure online money transfers from Japan to Panama.

Over 12.8 million customers
Read on Trustpilot
KLFB regulated
Learn more
 Rate guaranteed (24h)
  • Bank transfer fee

    0 JPY

  • Our fee

    1,456 JPY


Total included fees (0.73%)

1,456 JPY

  • You could save up to 6,759 JPY

Should arrive by Wednesday

Save when you send money to Panama

The cost of your transfer comes from the fee and the exchange rate. Many high street banks offer “no fee”, while hiding a markup in the exchange rate, making you pay more.

At Wise, we’ll never do that. We only use the mid-market exchange rate, and show our fees upfront. This table compares the fees you’d really pay when sending money with the most popular banks and providers, or with us.

How do we select providers and collect this data?
Sending 10,000 JPY withRecipient gets(Total after fees)
Wise
63.88 USD
Transfer fee
323 JPY
Exchange rate(1 USD JPY)
151.495
Exchange rate markup
0 JPY

Cost of transfer
323 JPY

PayPal
60.29 USD- 3.59 USD
Transfer fee
499 JPY
Exchange rate(1 USD JPY)
157.591
Exchange rate markup
387 JPY

Cost of transfer
886 JPY

Rakuten 楽天銀行
54.08 USD- 9.80 USD
Transfer fee
1,750 JPY
Exchange rate(1 USD JPY)
152.540
Exchange rate markup
69 JPY

Cost of transfer
1,819 JPY

SMBC
42.58 USD- 21.30 USD
Transfer fee
3,500 JPY
Exchange rate(1 USD JPY)
152.646
Exchange rate markup
75 JPY

Cost of transfer
3,575 JPY

MUFG
26.22 USD- 37.66 USD
Transfer fee
6,000 JPY
Exchange rate(1 USD JPY)
152.580
Exchange rate markup
71 JPY

Cost of transfer
6,071 JPY

globe

How to send money to Panama in 3 easy steps

How much does it cost to transfer money to Panama?

Pay a small, flat fee and percentage

To send money in JPY to Panama, you pay a small, flat fee of 265 JPY + 0.6% of the amount that's converted (you'll always see the total cost upfront).


Fee depends on your chosen transfer type

Some transfer types have different fees which are usually tiny.


No hidden fees

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Wise
Fees for our low cost transfers
Fixed fee
265 JPY
Variable feeup to 3,861,460 JPY/month
0.6%
Variable feemore than 3,861,460 JPY/month

How long will a money transfer to Panama take?

A money transfer from Japan (JPY) to Panama (USD) should arrive by Wednesday. Sometimes transfer times can differ based on payment methods or verification changes. We’ll always keep you updated, and you can track each step in your account.

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Your transfer route

JPY
USD

Should arrive

by Wednesday

What you’ll need for your online money transfer to Panama

Best ways to send money to Panama

Trust Wise with safe & secure money transfers to Panama

Safeguarded with leading banks

We hold your money with established financial institutions, so it’s separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

See what the world’s largest publications have to say

Wired

Smart tech and sharp thinking are disrupting high-street banks

Financial Times

Wise is looking to use the internet to spark a digital revolution in current financial services

The Economist

Wise takes a machete to the hefty fees that banks levy to send money across borders

Send money to Panama from Japan with the Wise app

Looking for an app to send money to Panama? Sending money is easy with Wise app.

  • Cheaper transfers abroad - free from hidden fees and exchange rate markups.
  • Check exchange rates - see on the app how exchange rates have changed over time.
  • Repeat your previous transfers - save the details, and make your monthly payments easier.
Learn more about the Wise app

Wise works nearly everywhere

  • United Arab Emirates dirham
  • Australian dollar
  • Bangladeshi taka
  • Bulgarian lev
  • Canadian dollar
  • Swiss franc
  • Chilean peso
  • Chinese yuan
  • Costa Rican colón
  • Czech koruna
  • Danish krone
  • Egyptian pound
  • Euro
  • British pound
  • Georgian lari
  • Hong Kong dollar
  • Hungarian forint
  • Indonesian rupiah
  • Israeli shekel
  • Indian rupee
  • Japanese yen
  • Kenyan shilling
  • South Korean won
  • Sri Lankan rupee
  • Moroccan dirham
  • Mexican peso
  • Malaysian ringgit
  • Nigerian naira
  • Norwegian krone
  • Nepalese rupee
  • New Zealand dollar
  • Philippine peso
  • Pakistani rupee
  • Polish złoty
  • Romanian leu
  • Swedish krona
  • Singapore dollar
  • Thai baht
  • Turkish lira
  • Tanzanian shilling
  • Ukrainian hryvnia
  • Ugandan shilling
  • United States dollar
  • Uruguayan peso
  • Vietnamese dong
  • West African CFA franc
  • South African rand

Let's answer some of your questions