Who can I send Euro (EUR) to?

You can send Euro (EUR) to any SEPA country . You can also send Euro (EUR) to countries outside of the SEPA zone , but this might cost more.

What information do I need about my recipient?

You’ll need to know their full name and bank account number. In Europe, this is a code called an IBAN, and is between 14 and 34 digits long. Use our IBAN checker to make sure the IBAN you have is in the right format.

How much can I send to Portugal?

You can send up to 6 million Euro (EUR) per transfer. Please keep in mind, if you want to send more than 1.2 million Euro (EUR), you’ll need to transfer it from your Wise account. This means: You’ll need to open a balance for the currency you want to convert from, and the currency to convert to Euro (EUR). You’ll need to add money to your source currency balance. You can instantly convert the money to Euro (EUR) once it’s in your Wise account. Once the conversion is done, you can simply withdraw your money from your Wise account.

How long does a money transfer to Portugal take?

Once Wise receives and converts your money, it usually takes 1–2 working days to arrive in your recipient’s bank account. Conversion can take up to 2 working days. We’ll always give you an estimate for how long your transfer will take when you set it up. Learn more about how long transfers take

Send money to Portugal

Save on your online money transfer to Portugal from Japan. Transfer Japanese yen to Euro quickly, safely and join over 12.8 million people using Wise.

Send money from Portugal to Japan instead.

Low fees — fees get cheaper the more you send
Lightning fast — money typically arrives in seconds
Perfectly predictable — lock in an exchange rate for up to 48 hours

Open an account

Rate guaranteed (20h)

You send exactly

Recipient gets

Paying with

Bank transfer

Bank transfer fee
0 JPY
Our fee
29,257 JPY

Volume discount

-581 JPY

Total included fees (0.64%)
28,676 JPY

Should arrive by Wednesday

You're sending a lot so we discounted our fee

Savings on this transfer, and eligible transfers for the rest of the month.

Learn more

Send money to Portugal

Save on your online money transfer to Portugal from Japan. Transfer Japanese yen to Euro quickly, safely and join over 12.8 million people using Wise.

Send money from Portugal to Japan instead.

Low fees — fees get cheaper the more you send
Lightning fast — money typically arrives in seconds
Perfectly predictable — lock in an exchange rate for up to 48 hours

Open an account

Rate guaranteed (20h)

You send exactly

Recipient gets

Paying with

Bank transfer

Bank transfer fee
0 JPY
Our fee
29,257 JPY

Volume discount

-581 JPY

Total included fees (0.64%)
28,676 JPY

Should arrive by Wednesday

You're sending a lot so we discounted our fee

Savings on this transfer, and eligible transfers for the rest of the month.

Learn more

Compare fees for when you send money to Portugal

The total cost of a transfer is the fee plus exchange rate. If your provider says there’s no fee, check their exchange rate against the one Wise offers. You might be paying more than you think.

Get started

Sending 10,000 JPY with	Recipient gets(Total after fees)
	59.21 EUR
Transfer fee 248 JPY Exchange rate(1 EUR JPY) 164.700 Exchange rate markup 1 JPY Cost of transfer 249 JPY

	55.29 EUR- 3.92 EUR
Transfer fee 499 JPY Exchange rate(1 EUR JPY) 171.837 Exchange rate markup 416 JPY Cost of transfer 915 JPY

	49.65 EUR- 9.56 EUR
Transfer fee 1,750 JPY Exchange rate(1 EUR JPY) 166.175 Exchange rate markup 89 JPY Cost of transfer 1,839 JPY

	39.21 EUR- 20 EUR
Transfer fee 3,500 JPY Exchange rate(1 EUR JPY) 165.781 Exchange rate markup 66 JPY Cost of transfer 3,566 JPY

Show more providers

This applies when you pay in via bank transfer. How do we collect this data?

Amount

From

	Wise	PayPal	Rakuten	SMBC
Recipient gets (Total after fees)	59.21 EUR	55.29 EUR	49.65 EUR	39.21 EUR
Exchange rate markup	0 JPY	415 JPY	89 JPY	65 JPY
Exchange rate (1 EURJPY)	164.700	171.837	166.175	165.781
Transfer fee	248 JPY	499 JPY	1,750 JPY	3,500 JPY
Total transfer cost	248 JPY	914 JPY	1,839 JPY	3,565 JPY

Show more providers

This applies when you pay in via bank transfer. How do we collect this data?

We’re regulated in every available region
We help 12.8 million customers move £30bn every quarter, worldwide
Your transactions are extra-secure with our 2-factor authentication

How to send money to Portugal from Japan

Open a free account today in minutes. Then set up your first transfer in 3 easy steps.

Send to Portugal to any bank account in Portugal. Your recipient doesn't need Wise to receive money.
If your recipient has Wise, you can look them up on our network and send to them in seconds.

Enter the amount you want to send from Japanese yen to Euro.Check out the fees — and see exactly how much you’ll get on the other side.
If you're sending EUR outside of SEPA, it may cost more.

Pay in Japanese yen by bank transfer, debit card, or using money already in your Wise account. Once we get the money, we’ll convert it and send it to your recipient.
Depending on how you pay, this usually takes seconds.

Send money now

How to send money to Portugal from Japan

Open a free account today in minutes. Then set up your first transfer in 3 easy steps.

Send to Portugal to any bank account in Portugal. Your recipient doesn't need Wise to receive money.
If your recipient has Wise, you can look them up on our network and send to them in seconds.

Enter the amount you want to send from Japanese yen to Euro.Check out the fees — and see exactly how much you’ll get on the other side.
If you're sending EUR outside of SEPA, it may cost more.

Pay in Japanese yen by bank transfer, debit card, or using money already in your Wise account. Once we get the money, we’ll convert it and send it to your recipient.
Depending on how you pay, this usually takes seconds.

Send money now

How to send money to Portugal from Japan

Open a free account today in minutes. Then set up your first transfer in 3 easy steps.

Send to Portugal to any bank account in Portugal. Your recipient doesn't need Wise to receive money.
If your recipient has Wise, you can look them up on our network and send to them in seconds.

Enter the amount you want to send from Japanese yen to Euro.Check out the fees — and see exactly how much you’ll get on the other side.
If you're sending EUR outside of SEPA, it may cost more.

Pay in Japanese yen by bank transfer, debit card, or using money already in your Wise account. Once we get the money, we’ll convert it and send it to your recipient.
Depending on how you pay, this usually takes seconds.

Send money now

Get fees as low as 0.1% on large transfers

Buying property, retiring abroad, making investments? We’re here to support with life-changing money moves.

Earn discounts when you send over 20,000 GBP.
Get dedicated support from a team of specialists in large transfers.

Secure money transfers to Portugal

Every transfer you make is protected with HTTPS encryption and 2-step verification. And we run millions of checks each day to protect every transaction from fraud.

How we keep your money safe

Rock-solid technology
Super smart Wisers have built our industry-leading security systems from scratch over the last 12 years.
People who care, 24/7
With over 1,000 anti-fraud specialists, and real human help available every minute, we’re on hand when you’ve got questions.
Your money, not ours
Your money is safeguarded, and held completely separate from ours, so it’s available to you all the time.

Best ways to send money to Portugal with WISE

The best way to send Japanese yen to Euro is from a Wise balance. It’s cheapest and usually arrives in seconds. Bank transfers are also cheap, but can be slower.

Bank Transfer
Bank Transfer
Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.

Cheapest way to send money to Portugal from Japan

The cheapest way to send 4,500,000 JPY to Portugal is from a Wise balance and costs 28,573 JPY. We use the mid-market exchange rate — the fairest rate — and always show your fees upfront.

JPY

EUR

Sending 4,500,000 JPY	Transfer cost
Bank transfer	28,676 JPY

Fastest way to send money to Portugal from Japan

Sending money with Wise is super fast: 60% of transfers arrive in under 20 seconds, and 95% in less than a day. How long it takes depends on how you pay.

JPY

EUR

Sending 4,500,000 JPY	Should arrive
Bank transfer	by Wednesday