Send money to Hong Kong
- Low fees — fees get cheaper the more you send
- Lightning fast — money typically arrives in seconds
- Perfectly predictable — lock in an exchange rate for up to 48 hours
- Bank transfer fee0 JPY
- Our fee30,612 JPY
Volume discount
-685 JPY
Should arrive by Thursday 12:35 AM

Savings on this transfer, and eligible transfers for the rest of the month.
Send money to Hong Kong
- Low fees — fees get cheaper the more you send
- Lightning fast — money typically arrives in seconds
- Perfectly predictable — lock in an exchange rate for up to 48 hours
- Bank transfer fee0 JPY
- Our fee30,612 JPY
Volume discount
-685 JPY
Should arrive by Thursday 12:35 AM

Savings on this transfer, and eligible transfers for the rest of the month.
Compare fees for when you send money to Hong Kong
The total cost of a transfer is the fee plus exchange rate. If your provider says there’s no fee, check their exchange rate against the one Wise offers. You might be paying more than you think.
Wise | PayPal | Rakuten | SMBC | |
---|---|---|---|---|
Recipient gets (Total after fees) | 527.62 HKD | 493.94 HKD | 437.58 HKD | 343.93 HKD |
Exchange rate markup | 0 JPY | 414 JPY | 220 JPY | 243 JPY |
Exchange rate (1 HKDJPY) | 18.4393 | 19.2351 | 18.8539 | 18.8993 |
Transfer fee | 271 JPY | 499 JPY | 1,750 JPY | 3,500 JPY |
Total transfer cost | 271 JPY | 913 JPY | 1,970 JPY | 3,743 JPY |
How to send money to Hong Kong from Japan
Open a free account today in minutes. Then set up your first transfer in 3 easy steps.
How to send money to Hong Kong from Japan
Open a free account today in minutes. Then set up your first transfer in 3 easy steps.
How to send money to Hong Kong from Japan
Open a free account today in minutes. Then set up your first transfer in 3 easy steps.
Get fees as low as 0.1% on large transfers
Buying property, retiring abroad, making investments? We’re here to support with life-changing money moves.

Secure money transfers to Hong Kong
Every transfer you make is protected with HTTPS encryption and 2-step verification. And we run millions of checks each day to protect every transaction from fraud.

- Rock-solid technologySuper smart Wisers have built our industry-leading security systems from scratch over the last 12 years.
- People who care, 24/7With over 1,000 anti-fraud specialists, and real human help available every minute, we’re on hand when you’ve got questions.
- Your money, not oursYour money is safeguarded, and held completely separate from ours, so it’s available to you all the time.
Best ways to send money to Hong Kong with WISE
The best way to send Japanese yen to Hong Kong dollar is from a Wise balance. It’s cheapest and usually arrives in seconds. Bank transfers are also cheap, but can be slower.
Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.
How to receive money in Hong Kong
When you transfer with Wise, you can receive to local bank accounts — no need for a Wise account. And since our price is transparent, you know exactly what you’ll get on the other side.
Wise account
Wise account
Receive from another Wise account instantly. No need for bank details — let friends find you with your name, email, phone or Wisetag.
Learn more about receiving with Wise.Bank account
Bank account
Wise sends your transfer using local banking networks, so you receive the money directly into your or your recipient's local bank account.
Cheapest way to send money to Hong Kong from Japan
The cheapest way to send 4,500,000 JPY to Hong Kong is from a Wise balance and costs 29,832 JPY. We use the mid-market exchange rate — the fairest rate — and always show your fees upfront.
JPY
HKD
Sending 4,500,000 JPY | Transfer cost |
---|---|
Bank transfer | 29,927 JPY |
Fastest way to send money to Hong Kong from Japan
Sending money with Wise is super fast: 60% of transfers arrive in under 20 seconds, and 95% in less than a day. How long it takes depends on how you pay.
JPY
HKD
Sending 4,500,000 JPY | Should arrive |
---|---|
Bank transfer | by Thursday 12:35 AM |
Send money to Hong Kong from Japan with the Wise app
Looking for an app to send money to Hong Kong? Send money on the go with Wise.
Cheap transfers abroad
Free from hidden fees, you’ll always get the mid-market exchange rate with Wise.
Track exchange rates
Save your favourite currencies to check how the exchange rate changes over time.
Real-time notifications
Know exactly what you’ve spent, as soon as you spend it.
Send money to Hong Kong from Japan with the Wise app
Looking for an app to send money to Hong Kong? Send money on the go with Wise.
Cheap transfers abroad
Free from hidden fees, you’ll always get the mid-market exchange rate with Wise.
Track exchange rates
Save your favourite currencies to check how the exchange rate changes over time.
Real-time notifications
Know exactly what you’ve spent, as soon as you spend it.
Do more with Wise in Japan
You can use Wise for much more than just sending money. Here is what's available, based on where you live.
Receive money fast
Get paid easily in other currencies with global account details.
Save on spending abroad
Pay and withdraw cash worldwide without any foreign transaction fees.
Frequently asked questions
See where Wise works
- Send money
- Account details
- Hold and convert money