Who can I send Hong Kong dollar (HKD) to?

You can send Hong Kong dollar (HKD) to any individual or business bank account in Hong Kong that’s denominated in Hong Kong dollar (HKD).

What information do I need about my recipient?

You send Hong Kong dollar (HKD) to someone’s local bank account details or FPS ID. To send to a local bank account, you’ll need their: full name, in Latin characters (a–z) only 9–12 digit local account number 3-digit bank code (also known as the clearing code) Local address For local bank accounts, there are 2 different formats for account numbers. We need the type that starts with a 3-digit branch code, then a 6–9 digit account number. It should look like this: 123-456789-111. To send to an FPS ID, you’ll need their: full name, in English characters (a–z) only an email, FPS ID (7 or 9 digits), or mobile number linked to a recipient account local address For FPS ID, if you’re sending to a mobile number, please include +852 followed by a dash. It should look like this: +852-12345678.

How much can I send to Hong Kong?

You can send up to 20 million Hong Kong dollar (HKD) per transfer.

How long does a money transfer to Hong Kong take?

Once Wise receives and converts your money, it usually takes 1–3 working days to arrive in your recipient’s bank account. Conversion can take up to 2 working days. We’ll always give you an estimate for how long your transfer will take when you set it up. Learn more about how long transfers take

Is there any other information I need to know?

If you’re sending a lot of money, we need extra information about your transfer. This could be the date of birth of your recipient, and the reason for your transfer.

Send money to Hong Kong

Save on your online money transfer to Hong Kong from Japan. Transfer Japanese yen to Hong Kong dollar quickly, safely and join over 12.8 million people using Wise.

Send money from Hong Kong to Japan instead.

Low fees — fees get cheaper the more you send
Lightning fast — money typically arrives in seconds
Perfectly predictable — lock in an exchange rate for up to 48 hours

Open an account

Rate guaranteed (10h)

You send exactly

Recipient gets

Paying with

Bank transfer

Bank transfer fee
0 JPY
Our fee
30,612 JPY

Volume discount

-685 JPY

Total included fees (0.67%)
29,927 JPY

Should arrive by Thursday 12:35 AM

You're sending a lot so we discounted our fee

Savings on this transfer, and eligible transfers for the rest of the month.

Learn more

Send money to Hong Kong

Save on your online money transfer to Hong Kong from Japan. Transfer Japanese yen to Hong Kong dollar quickly, safely and join over 12.8 million people using Wise.

Send money from Hong Kong to Japan instead.

Low fees — fees get cheaper the more you send
Lightning fast — money typically arrives in seconds
Perfectly predictable — lock in an exchange rate for up to 48 hours

Open an account

Rate guaranteed (10h)

You send exactly

Recipient gets

Paying with

Bank transfer

Bank transfer fee
0 JPY
Our fee
30,612 JPY

Volume discount

-685 JPY

Total included fees (0.67%)
29,927 JPY

Should arrive by Thursday 12:35 AM

You're sending a lot so we discounted our fee

Savings on this transfer, and eligible transfers for the rest of the month.

Learn more

Compare fees for when you send money to Hong Kong

The total cost of a transfer is the fee plus exchange rate. If your provider says there’s no fee, check their exchange rate against the one Wise offers. You might be paying more than you think.

Get started

Sending 10,000 JPY with	Recipient gets(Total after fees)
	527.62 HKD
Transfer fee 271 JPY Exchange rate(1 HKD JPY) 18.4393 Exchange rate markup 0 JPY Cost of transfer 271 JPY

	493.94 HKD- 33.68 HKD
Transfer fee 499 JPY Exchange rate(1 HKD JPY) 19.2351 Exchange rate markup 414 JPY Cost of transfer 913 JPY

	437.58 HKD- 90.04 HKD
Transfer fee 1,750 JPY Exchange rate(1 HKD JPY) 18.8539 Exchange rate markup 220 JPY Cost of transfer 1,970 JPY

	343.93 HKD- 183.69 HKD
Transfer fee 3,500 JPY Exchange rate(1 HKD JPY) 18.8993 Exchange rate markup 243 JPY Cost of transfer 3,743 JPY

Show more providers

This applies when you pay in via bank transfer. How do we collect this data?

Amount

From

	Wise	PayPal	Rakuten	SMBC
Recipient gets (Total after fees)	527.62 HKD	493.94 HKD	437.58 HKD	343.93 HKD
Exchange rate markup	0 JPY	414 JPY	220 JPY	243 JPY
Exchange rate (1 HKDJPY)	18.4393	19.2351	18.8539	18.8993
Transfer fee	271 JPY	499 JPY	1,750 JPY	3,500 JPY
Total transfer cost	271 JPY	913 JPY	1,970 JPY	3,743 JPY

Show more providers

This applies when you pay in via bank transfer. How do we collect this data?

We’re regulated in every available region
We help 12.8 million customers move £30bn every quarter, worldwide
Your transactions are extra-secure with our 2-factor authentication

How to send money to Hong Kong from Japan

Open a free account today in minutes. Then set up your first transfer in 3 easy steps.

Send HKD to any personal or business bank accounts in Hong Kong denominated in HKD. Your recipient doesn't need Wise to receive money.
If your recipient has Wise, you can look them up on our network and send to them in seconds.

Enter the amount you want to send from Japanese yen to Hong Kong dollar. Check out the fees — and see exactly how much you’ll get on the other side.

Pay in Japanese yen by bank transfer, debit card, or using money already in your Wise account. Once we get the money, we’ll convert it and send it to your recipient.
Depending on how you pay, this usually takes seconds.

Send money now

How to send money to Hong Kong from Japan

Open a free account today in minutes. Then set up your first transfer in 3 easy steps.

Send HKD to any personal or business bank accounts in Hong Kong denominated in HKD. Your recipient doesn't need Wise to receive money.
If your recipient has Wise, you can look them up on our network and send to them in seconds.

Enter the amount you want to send from Japanese yen to Hong Kong dollar. Check out the fees — and see exactly how much you’ll get on the other side.

Pay in Japanese yen by bank transfer, debit card, or using money already in your Wise account. Once we get the money, we’ll convert it and send it to your recipient.
Depending on how you pay, this usually takes seconds.

Send money now

How to send money to Hong Kong from Japan

Open a free account today in minutes. Then set up your first transfer in 3 easy steps.

Send HKD to any personal or business bank accounts in Hong Kong denominated in HKD. Your recipient doesn't need Wise to receive money.
If your recipient has Wise, you can look them up on our network and send to them in seconds.

Enter the amount you want to send from Japanese yen to Hong Kong dollar. Check out the fees — and see exactly how much you’ll get on the other side.

Pay in Japanese yen by bank transfer, debit card, or using money already in your Wise account. Once we get the money, we’ll convert it and send it to your recipient.
Depending on how you pay, this usually takes seconds.

Send money now

Get fees as low as 0.1% on large transfers

Buying property, retiring abroad, making investments? We’re here to support with life-changing money moves.

Earn discounts when you send over 20,000 GBP.
Get dedicated support from a team of specialists in large transfers.

Secure money transfers to Hong Kong

Every transfer you make is protected with HTTPS encryption and 2-step verification. And we run millions of checks each day to protect every transaction from fraud.

How we keep your money safe

Rock-solid technology
Super smart Wisers have built our industry-leading security systems from scratch over the last 12 years.
People who care, 24/7
With over 1,000 anti-fraud specialists, and real human help available every minute, we’re on hand when you’ve got questions.
Your money, not ours
Your money is safeguarded, and held completely separate from ours, so it’s available to you all the time.

Best ways to send money to Hong Kong with WISE

The best way to send Japanese yen to Hong Kong dollar is from a Wise balance. It’s cheapest and usually arrives in seconds. Bank transfers are also cheap, but can be slower.

Bank Transfer
Bank Transfer
Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.

Cheapest way to send money to Hong Kong from Japan

The cheapest way to send 4,500,000 JPY to Hong Kong is from a Wise balance and costs 29,832 JPY. We use the mid-market exchange rate — the fairest rate — and always show your fees upfront.

JPY

HKD

Sending 4,500,000 JPY	Transfer cost
Bank transfer	29,927 JPY

Fastest way to send money to Hong Kong from Japan

Sending money with Wise is super fast: 60% of transfers arrive in under 20 seconds, and 95% in less than a day. How long it takes depends on how you pay.

JPY

HKD

Sending 4,500,000 JPY	Should arrive
Bank transfer	by Thursday 12:35 AM