Top payment methods
Find the best ways to pay in any country or cut straight to the point and try the Wise card to spend abroad with the mid-market exchange rate, no markups, and no sneaky transaction fees.
Best payment methods per region
Whether you're traveling to a new country, relocating, or selling to international customers, paying the local way saves you time and money.
Discover the top payment methods for all European countries.
Discover the top payment methods for the US and Canada.
Discover the top payment methods for all countries in Asia and Oceania.
Discover the top payment methods for all countries in the Middle East and Africa.
Discover the top payment methods for all countries in Latin America and the Caribbean.
3 steps to start spending today
Open a free account in minutes
Get a digital card and add it to your wallet
Add money and spend, we’ll handle any conversion
Top payments methods in europe
| Country name | Currency |
|---|---|
| Albania | Albanian Lek (ALL) |
| Andorra | Euro (EUR) |
| Armenia | Armenian Dram (AMD) |
| Austria | Euro (EUR) |
| Azerbaijan | Azerbaijani Manat (AZN) |
| Belarus | Belarusian Ruble (BYN) |
| Belgium | Euro (EUR) |
| Bosnia & Herzegovina | Bosnia and Herzegovina Convertible Mark (BAM) |
| Bulgaria | Euro (EUR) |
| Croatia | Euro (EUR) |
| Cyprus | Euro (EUR) |
| Czech Republic | Czech Koruna (CZK) |
| Denmark | Danish Krone (DKK) |
| Estonia | Euro (EUR) |
| Finland | Euro (EUR) |
| France | Euro (EUR) |
| Georgia | Georgian Lari (GEL) |
| Germany | Euro (EUR) |
| Greece | Euro (EUR) |
| Hungary | Hungarian Forint (HUF) |
| Iceland | Icelandic Króna (ISK) |
| Ireland | Euro (EUR) |
| Italy | Euro (EUR) |
| Latvia | Euro (EUR) |
| Liechtenstein | Swiss Franc (CHF) |
| Lithuania | Euro (EUR) |
| Luxembourg | Euro (EUR) |
| Macedonia | Macedonian Denar (MKD) |
| Malta | Euro (EUR) |
| Moldova | Moldovan Leu (MDL) |
| Monaco | Euro (EUR) |
| Montenegro | Euro (EUR) |
| Netherlands | Euro (EUR) |
| Norway | Norwegian Krone (NOK) |
| Poland | Polish Złoty (PLN) |
| Portugal | Euro (EUR) |
| Romania | Romanian Leu (RON) |
| Russia | Russian Ruble (RUB) |
| San Marino | Euro (EUR) |
| Serbia | Serbian Dinar (RSD) |
| Slovakia | Euro (EUR) |
| Slovenia | Euro (EUR) |
| Spain | Euro (EUR) |
| Sweden | Swedish Krona (SEK) |
| Switzerland | Swiss Franc (CHF,CHE,CHW) |
| Ukraine | Ukrainian Hryvnia (UAH) |
Top payments methods in North America
| Country name | Currency |
|---|---|
| Canada | Canadian Dollar (CAD) |
| United States | United States Dollar (USD) |
Top payments methods in Asia and Pacific
| Country name | Currency |
|---|---|
| Afghanistan | Afghan Afghani (AFN) |
| Bangladesh | Bangladeshi Taka (BDT) |
| Bhutan | Bhutanese Ngultrum (INR,BTN) |
| Brunei Darussalam | Brunei Dollar (BND) |
| Cambodia | Cambodian Riel (KHR) |
| China | Chinese Yuan (CNY) |
| India | Indian Rupee (INR) |
| Indonesia | Indonesian Rupiah (IDR) |
| Japan | Japanese Yen (JPY) |
| Kazakhstan | Kazakhstani Tenge (KZT) |
| Kyrgyzstan | Kyrgyzstani Som (KGS) |
| Laos | Lao Kip (LAK) |
| Malaysia | Malaysian Ringgit (MYR) |
| Maldives | Maldivian Rufiyaa (MVR) |
| Mongolia | Mongolian Tögrög (MNT) |
| Myanmar | Burmese Kyat (MMK) |
| Nepal | Nepalese Rupee (NPR) |
| Pakistan | Pakistani Rupee (PKR) |
| Philippines | Philippine Peso (PHP) |
| Singapore | Singapore Dollar (SGD) |
| South Korea | South Korean Won (KRW) |
| Sri Lanka | Sri Lankan Rupee (LKR) |
| Taiwan | New Taiwan Dollar (TWD) |
| Tajikistan | Tajikistani Somoni (TJS) |
| Thailand | Thai Baht (THB) |
| Timor-Leste | United States Dollar (USD) |
| Turkmenistan | Turkmenistani Manat (TMT) |
| Uzbekistan | Uzbekistani Som (UZS) |
| Vietnam | Vietnamese Dong (VND) |
Top payments methods in Middle East and Africa
| Country name | Currency |
|---|---|
| Algeria | Algerian Dinar (DZD) |
| Angola | Angolan Kwanza (AOA) |
| Bahrain | Bahraini Dinar (BHD) |
| Benin | West African CFA Franc (XOF) |
| Botswana | Botswana Pula (BWP) |
| Burkina Faso | West African CFA Franc (XOF) |
| Burundi | Burundian Franc (BIF) |
| Cabo Verde | Cape Verdean Escudo (CVE) |
| Cameroon | Central African CFA Franc (XAF) |
| Central African Republic | Central African CFA Franc (XAF) |
| Chad | Central African CFA Franc (XAF) |
| Comoros | Comorian Franc (KMF) |
| Côte d'Ivoire | West African CFA Franc (XOF) |
| Democratic Republic Of Congo | Congolese Franc (CDF) |
| Djibouti | Djiboutian Franc (DJF) |
| Egypt | Egyptian Pound (EGP) |
| Equatorial Guinea | Central African CFA Franc (XAF) |
| Eritrea | Eritrean Nakfa (ERN) |
| Ethiopia | Ethiopian Birr (ETB) |
| Gabon | Central African CFA Franc (XAF) |
| Gambia | Gambian Dalasi (GMD) |
| Ghana | Ghanaian Cedi (GHS) |
| Guinea | Guinean Franc (GNF) |
| Guinea-Bissau | West African CFA Franc (XOF) |
| Iran | Iranian Rial (IRR) |
| Iraq | Iraqi Dinar (IQD) |
| Israel | Israeli New Shekel (ILS) |
| Jordan | Jordanian Dinar (JOD) |
| Kenya | Kenyan Shilling (KES) |
| Kuwait | Kuwaiti Dinar (KWD) |
| Lebanon | Lebanese Pound (LBP) |
| Lesotho | Lesotho Loti (LSL,ZAR) |
| Liberia | Liberian Dollar (LRD) |
| Libya | Libyan Dinar (LYD) |
| Madagascar | Malagasy Ariary (MGA) |
| Malawi | Malawian Kwacha (MWK) |
| Mali | West African CFA Franc (XOF) |
| Mauritania | Mauritanian Ouguiya (MRU) |
| Mauritius | Mauritian Rupee (MUR) |
| Morocco | Moroccan Dirham (MAD) |
| Mozambique | Mozambican Metical (MZN) |
| Namibia | Namibian Dollar (NAD,ZAR) |
| Niger | West African CFA Franc (XOF) |
| Nigeria | Nigerian Naira (NGN) |
| Oman | Omani Rial (OMR) |
| Qatar | Qatari Riyal (QAR) |
| Republic Of Congo | Central African CFA Franc (XAF) |
| Rwanda | Rwandan Franc (RWF) |
| Sao Tome and Principe | São Tomé and Príncipe Dobra (STN) |
| Saudi Arabia | Saudi Riyal (SAR) |
| Senegal | West African CFA Franc (XOF) |
| Seychelles | Seychellois Rupee (SCR) |
| Sierra Leone | Sierra Leonean Leone (SLE) |
| Somalia | Somali Shilling (SOS) |
| South Africa | South African Rand (ZAR) |
| South Sudan | South Sudanese Pound (SSP) |
| Sudan | Sudanese Pound (SDG) |
| Swaziland | Swazi Lilangeni (SZL) |
| Syria | Syrian Pound (SYP) |
| Tanzania | Tanzanian Shilling (TZS) |
| Togo | West African CFA Franc (XOF) |
| Tunisia | Tunisian Dinar (TND) |
| Turkey | Turkish Lira (TRY) |
| Uganda | Ugandan Shilling (UGX) |
| United Arab Emirates | United Arab Emirates Dirham (AED) |
| Yemen | Yemeni Rial (YER) |
| Zambia | Zambian Kwacha (ZMW) |
| Zimbabwe | Zimbabwean Dollar (USD,ZAR,BWP,GBP,EUR) |
Top payment methods in Latin America and Caribbean
| Country name | Currency |
|---|---|
| Antigua And Barbuda | East Caribbean Dollar (XCD) |
| Argentina | Argentine Peso (ARS) |
| Bahamas | Bahamian Dollar (BSD) |
| Barbados | Barbadian Dollar (BBD) |
| Belize | Belize Dollar (BZD) |
| Bolivia | Bolivian Boliviano (BOB,BOV) |
| Brazil | Brazilian Real (BRL) |
| Chile | Chilean Peso (CLP,CLF) |
| Colombia | Colombian Peso (COP,COU) |
| Costa Rica | Costa Rican Colón (CRC) |
| Cuba | Cuban Peso (CUP) |
| Dominica | East Caribbean Dollar (XCD) |
| Dominican Republic | Dominican Peso (DOP) |
| Ecuador | United States Dollar (USD) |
| El Salvador | United States Dollar (USD) |
| Grenada | East Caribbean Dollar (XCD) |
| Guatemala | Guatemalan Quetzal (GTQ) |
| Guyana | Guyanese Dollar (GYD) |
| Haiti | Haitian Gourde (HTG,USD) |
| Honduras | Honduran Lempira (HNL) |
| Jamaica | Jamaican Dollar (JMD) |
| Mexico | Mexican Peso (MXN,MXV) |
| Nicaragua | Nicaraguan Córdoba (NIO) |
| Panama | Panamanian Balboa (PAB,USD) |
| Paraguay | Paraguayan Guaraní (PYG) |
| Peru | Peruvian Sol (PEN) |
| Saint Kitts And Nevis | East Caribbean Dollar (XCD) |
| Saint Lucia | East Caribbean Dollar (XCD) |
| Saint Vincent And The Grenadines | East Caribbean Dollar (XCD) |
| Suriname | Surinamese Dollar (SRD) |
| Trinidad And Tobago | Trinidad and Tobago Dollar (TTD) |
| Uruguay | Uruguayan Peso (UYU,UYI) |
| Venezuela | Venezuelan Bolívar (VES) |
Spend abroad with the mid-market exchange rate - no markups, and no sneaky transaction fees.
We got you
Always choose the local currency. If you choose your home currency, the card terminal converts the money using its own rate (Dynamic Currency Conversion), which adds steep hidden markups. Letting your home bank handle the conversion is almost always cheaper.
No, always pack at least one physical card. While tap-to-pay is common across most developed countries, some terminals still require a physical chip-and-PIN card for larger purchases, and battery failure or spotty terminal networks can leave you stuck.
Withdraw cash from an official bank ATM using a travel-friendly debit card that has no or low foreign transaction fees. Avoid airport currency exchange booths and freestanding tourist ATMs (like Euronet), which charge the highest fees and worst exchange rates.