Each country has its own way of moving money, and choosing the right method can sometimes be difficult. That’s why we have curated the most popular and best payment options for you to use in Monaco.
Yes, PayPal is accepted in Monaco.
Wondering what the most popular ways to pay are in Monaco? Explore the top payment options and choose wisely.
Monaco, with a population of around 38 thousand people, has a GDP of approximately 9.24 billion making it the 152nd largest economy in the world. The official currency of Monaco is the Euro (EUR)
The economy is based on tourism, banking, and luxury services, catering to a wealthy international clientele. It is integrated with France through a customs union and uses the euro as its currency.

As a high-income nation, the preferred and universally accepted payment method in Monaco is the credit or debit card, including premium cards like American Express. For regular payments such as rent and services, SEPA (Single Euro Payments Area) credit transfers are standard. While card payments are dominant, physical cash in Euros is still used for smaller purchases and tipping.

Whatever you need to buy during your trip, whether it’s a travel adapter, train ticket or an extra bottle of sunscreen, the Wise Multi-Currency Card has you covered.
You can spend like a local in 150+ countries, as this clever contactless card automatically converts currency at the mid-market exchange rate whenever you spend - for just a small conversion fee.
And for extra convenience, you can add your Wise Multi-Currency Card to your Google Wallet or Apple Wallet. Then you can travel even lighter and pay using just your phone, with no need to pack the physical card.

Please see terms of use and product availability for your region or visit Wise fees and pricing for the most up to date pricing and fee information.
This publication is provided for general information purposes and does not constitute legal, tax or other professional advice from Wise Payments Limited or its subsidiaries and its affiliates, and it is not intended as a substitute for obtaining advice from a financial advisor or any other professional.
We make no representations, warranties or guarantees, whether expressed or implied, that the content in the publication is accurate, complete or up to date.