Spend abroad with the mid-market exchange rate - no markups, and no sneaky transaction fees.
Each country has its own way of moving money, and choosing the right method can sometimes be difficult. That’s why we have curated the most popular and best payment options for you to use in Nigeria.
Yes, PayPal is accepted in Nigeria.
Wondering what the most popular ways to pay are in Nigeria? Explore the top payment options and choose wisely.
Nigeria, with a population of around 233.34 million people, has a GDP of approximately 188.27 billion making it the 57th largest economy in the world. The official currency of Nigeria is the Nigerian Naira (NGN)
Africa's largest economy is driven by its vast oil and gas sector, along with growing services, agriculture, and entertainment industries. It is a leading member of ECOWAS and its main trading partners include the European Union, China, and India.
The most popular form of digital payment in Nigeria is the direct bank transfer, facilitated by simple USSD codes on feature phones or through mobile banking apps. Debit cards, from local scheme Verve as well as Mastercard and Visa, are widely issued and used for point-of-sale and online payments. Physical cash, the Naira, remains crucial for daily transactions, especially within the country's vast informal economy.
Whatever you need to buy during your trip, whether it’s a travel adapter, train ticket or an extra bottle of sunscreen, the Wise Multi-Currency Card has you covered.
You can spend like a local in 150+ countries, as this clever contactless card automatically converts currency at the mid-market exchange rate whenever you spend - for just a small conversion fee.
And for extra convenience, you can add your Wise Multi-Currency Card to your Google Wallet or Apple Wallet. Then you can travel even lighter and pay using just your phone, with no need to pack the physical card.
Please see terms of use and product availability for your region or visit Wise fees and pricing for the most up to date pricing and fee information.
This publication is provided for general information purposes and does not constitute legal, tax or other professional advice from Wise Payments Limited or its subsidiaries and its affiliates, and it is not intended as a substitute for obtaining advice from a financial advisor or any other professional.
We make no representations, warranties or guarantees, whether expressed or implied, that the content in the publication is accurate, complete or up to date.