Each country has its own way of moving money, and choosing the right method can sometimes be difficult. That’s why we have curated the most popular and best payment options for you to use in Togo.
Yes, PayPal is accepted in Togo.
Wondering what the most popular ways to pay are in Togo? Explore the top payment options and choose wisely.
Togo, with a population of around 9.52 million people, has a GDP of approximately 10.02 billion making it the 151st largest economy in the world. The official currency of Togo is the West African CFA Franc (XOF)
The economy is based on phosphate mining and agriculture, particularly cotton, coffee, and cocoa. It is a member of the West African Economic and Monetary Union (UEMOA) and ECOWAS, which facilitates regional trade.

The leading digital payment methods in Togo are the mobile money services Tmoney and Flooz, which are crucial for financial inclusion, P2P transfers, and receiving social benefits. The primary payment method for all daily transactions, however, remains physical cash, the West African CFA franc. Credit card acceptance is very rare and limited to a few major hotels in the capital, Lomé.

Whatever you need to buy during your trip, whether it’s a travel adapter, train ticket or an extra bottle of sunscreen, the Wise Multi-Currency Card has you covered.
You can spend like a local in 150+ countries, as this clever contactless card automatically converts currency at the mid-market exchange rate whenever you spend - for just a small conversion fee.
And for extra convenience, you can add your Wise Multi-Currency Card to your Google Wallet or Apple Wallet. Then you can travel even lighter and pay using just your phone, with no need to pack the physical card.

Please see terms of use and product availability for your region or visit Wise fees and pricing for the most up to date pricing and fee information.
This publication is provided for general information purposes and does not constitute legal, tax or other professional advice from Wise Payments Limited or its subsidiaries and its affiliates, and it is not intended as a substitute for obtaining advice from a financial advisor or any other professional.
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