Spend abroad with the mid-market exchange rate - no markups, and no sneaky transaction fees.
Each country has its own way of moving money, and choosing the right method can sometimes be difficult. That’s why we have curated the most popular and best payment options for you to use in Ghana.
Yes, PayPal is accepted in Ghana.
Wondering what the most popular ways to pay are in Ghana? Explore the top payment options and choose wisely.
Ghana, with a population of around 35.06 million people, has a GDP of approximately 88.33 billion making it the 80th largest economy in the world. The official currency of Ghana is the Ghanaian Cedi (GHS)
The economy is based on the export of natural resources, including oil, gold, and cocoa, alongside a growing services sector. Its primary trading partners are China, the European Union, and other African nations within the ECOWAS bloc.
The digital payment landscape in Ghana is dominated by mobile money services from providers like MTN, Vodafone, and AirtelTigo, with interoperability allowing seamless transfers across networks for P2P, bills, and merchant payments. Despite the mobile money boom, physical cash in the form of the Cedi remains the primary medium of exchange for most daily transactions. GhanaPay, a bank-wide mobile wallet, has also been introduced to provide another digital payment option to consumers.
Whatever you need to buy during your trip, whether it’s a travel adapter, train ticket or an extra bottle of sunscreen, the Wise Multi-Currency Card has you covered.
You can spend like a local in 150+ countries, as this clever contactless card automatically converts currency at the mid-market exchange rate whenever you spend - for just a small conversion fee.
And for extra convenience, you can add your Wise Multi-Currency Card to your Google Wallet or Apple Wallet. Then you can travel even lighter and pay using just your phone, with no need to pack the physical card.
Please see terms of use and product availability for your region or visit Wise fees and pricing for the most up to date pricing and fee information.
This publication is provided for general information purposes and does not constitute legal, tax or other professional advice from Wise Payments Limited or its subsidiaries and its affiliates, and it is not intended as a substitute for obtaining advice from a financial advisor or any other professional.
We make no representations, warranties or guarantees, whether expressed or implied, that the content in the publication is accurate, complete or up to date.