International money transfers
- Low fees — fees get cheaper the more you send
- Lightning fast — money typically arrives in seconds
- Perfectly predictable — lock in an exchange rate for your international transfer
International money transfers
- Low fees — fees get cheaper the more you send
- Lightning fast — money typically arrives in seconds
- Perfectly predictable — lock in an exchange rate for your international transfer
How to send money internationally from the UK
Enter amount to send in GBP
Pay in GBP with your debit card or credit card, or send the money from your online banking.
Choose your recipient
Select who you want to send money to and which pay-out method to use.
Send GBP, receive EUR
The recipient gets money in EUR directly from Wise’s local bank account.
Larger transfers. Lower fees. Premium support.
Pay less when you send over 20,000 GBP or equivalent — fees from 0.1%. Plus get dedicated support from our expert team
How we keep your money safe
Every transfer you make is protected with HTTPS encryption and 2-step verification. And we run millions of checks each day to protect every transaction from fraud.
- Rock-solid technologySuper smart Wisers have built our industry-leading security systems from scratch over the last 12 years.
- People who care, 24/7With over 1,000 anti-fraud specialists, and real human help available every minute, we're on hand when you've got questions.
- Your money, not oursYour money is safeguarded, and held completely separate from ours, so it's available to you all the time.
Best ways to send money internationally with WISE
The best way to send British pound to Euro is by using money that's in your Wise account. It's cheapest and usually arrives in seconds. Bank transfers are also cheap, but can be slower.
Wise account
Wise account
If you have a Wise multi-currency account, you can use money in your account to fund your transfer. It’s cheap and fast — just set up your money transfer as you normally would, and choose a Wise account transfer when paying.
PISP (Payment Initiation Service Provider) payments are instructions you give Wise to make a bank transfer directly from your bank account — without having to leave our app and log in to your online banking. This option is as cheap as a manual bank transfer, but it isn’t supported by all banks yet.
Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.
Using Swift to fund your transfer usually means that your transfer will take longer and be more expensive, as your bank will charge a fee. You should also bear in mind that other correspondent banks in between may also deduct their handling fees. Your bank should be able to advise on those fees.
How to receive money
When you transfer with Wise, you can receive to local bank accounts — no need for a Wise account. And since our price is transparent, you know exactly what you'll get on the other side.
IBAN
IBAN
You can make easy IBAN transfers from both inside and outside Europe. All you need is the recipient’s name and account details. Learn more about IBAN transfers.
Swift
Swift
To send a quick and secure Swift payment, all you'll need is your recipient’s IBAN number. It’s that easy. Learn more about Swift payments.
Email
Email
To make payments using only email, all you need is your recipient’s email address. Learn more about Email transfers.
Cheapest way to send money abroad from the UK
The cheapest way to send 25,000 GBP to EUR is by using money that's in your Wise account and costs 77.73 GBP. We use the mid-market exchange rate — the fairest rate — and always show your fees upfront.
GBP
EUR
| Sending 25,000 GBP | Transfer cost | ||
|---|---|---|---|
| Wise account | 77.73 GBP | ||
| PISP | 77.85 GBP | ||
| Bank transfer | 77.85 GBP | ||
| Swift | 77.83 GBP | ||
Fastest way to send money abroad from the UK
Sending money with Wise is super fast: 77% of transfers arrive in under 20 seconds, and 95% in less than a day. How long it takes depends on how you pay.
GBP
EUR
| Sending 25,000 GBP | Should arrive | ||
|---|---|---|---|
| Wise account | in seconds | ||
| PISP | in seconds | ||
| Bank transfer | by Wednesday 03:00 | ||
| Swift | by Wednesday | ||
Send money from the UK with the Wise app
Looking for an international money transfer app? Send money on the go with Wise.
Cheap transfers abroad
Free from hidden fees, you’ll always get the mid-market exchange rate with Wise.
Track exchange rates
Save your favourite currencies to check how the exchange rate changes over time.
Real-time notifications
Know exactly what you’ve spent, as soon as you spend it.
Send money from the UK with the Wise app
Looking for an international money transfer app? Send money on the go with Wise.
Cheap transfers abroad
Free from hidden fees, you’ll always get the mid-market exchange rate with Wise.
Track exchange rates
Save your favourite currencies to check how the exchange rate changes over time.
Real-time notifications
Know exactly what you’ve spent, as soon as you spend it.
4.3 / 5 on Trustpilot from 304,914 reviews
Do more with Wise in the UK
You can use Wise for much more than just sending money. Here is what's available, based on where you live.
Receive money fast
Get paid easily in other currencies with global account details.
Save on spending abroad
Pay and withdraw cash worldwide without any hidden fees or markups.
- 3.29%On GBP
Earn returns
Use your money as it grows. Your money won't be locked away. So you can continue to send and spend it. No commitment. No fuss. Capital at risk, growth not guaranteed.1
Frequently asked questions
- any UK bank account connected to the Faster Payments Scheme or CHAPS. You can’t send to accounts that only support Bacs or cheque payments
- the Channel Islands, Isle of Man, and Gibraltar, using an IBAN starting with GB
- countries outside the UK using the Swift network — this might cost extra
Alternatively, you can use an IBAN, which in Europe is 14–34 alphanumeric characters long.
Please keep in mind, if you want to send more than 1 million British pound (GBP), you’d need to transfer it from your Wise account. This means:
- You’ll need to add the currency you want to convert from (the source currency), and add the currency you want to convert to (GBP).
- You’ll need to add moneyin your source currency.
- You can instantly convert the money once it’s in your Wise account to British pound (GBP).
We’ll always give you an estimate for how long your transfer will take when you set it up.
Learn more about how long transfers take.
See where Wise works
- Send money
- Account details
- Hold and convert money