One currency card for all your travels. Use it instantly as a digital card and top-up from the app, with the mid-market rate.
App to top-up and convert in real time
Check balance and transactions on the app, and get notification for every transaction.
Use it instantly with Google Pay or Apple Pay
Travelling tomorrow? Use a digital card instantly on your phone.
ATM withdrawals
Get cash from more than 3 million ATMs worldwide (free from Wise fees, up to 200 GBP per month).
Spend the leftover money in the UK for free
If your trip is cancelled or you’ve got leftover currency, spend it at home in the UK with a small conversion fee.
Travel money cards offer convenience and flexibility, allowing you to hold multiple currencies and switch between them while exploring the globe. Prepaid travel cards are usually specific to a currency, like prepaid Euro or US Dollar cards.
Whether you choose a travel money card or a prepaid travel card, when you load funds, the exchange rates are locked at the time of transfer, but be aware of potential hidden markups.
With the Wise travel money card, you can send and spend money anywhere at the mid-market rate. No markups, no sneaky transaction fees.
Different travel money card providers use different fee structures, which can make it hard to see which is the best travel card for your needs. Some use upfront commission, but it’s also common for providers to hide their fees in the exchange rate they use. This way they can offer an attractive headline like ‘zero commission’ or ‘fee free exchange’ while still making money from currency conversion.
To find the best prepaid currency card for your travel money, you can compare the supermarket rates and travel money providers - looking at both the fees and the exchange rates used. We have compared a few providers in different area to help you find the best prepaid travel card that fits your needs.
Compared the global acceptance, card types and flexibility. Perfect for international travellers.
| Available currencies | |
|---|---|
 | More than 40 |
 | Up to 22 |
 | Up to 15 |
 | 15 |
| Digital card | |
| Free create up to 3 digital cards immediately |
| Link up existing card in-app after card arrival |
| No |
| No |
| Supported platform | |
| Contactless payment, Apple Pay, Google Pay™, Garmin pay, Fitbit Pay |
| Contactless payment, Apple Pay, Google Pay™ |
| Contactless payment, Apple Pay, Google Pay™ |
| Contactless payment |
| Card types | |
| VISA / Mastercard |
| Mastercard |
| Mastercard |
| Mastercard |
Compared the fees and rates that will be involved when using a travel money card.
| Application fees | |
|---|---|
| One-time fee, £7 |
| Free |
| Free |
| Free |
| ATM withdrawal fees | |
| Free 2 withdrawals up to £200 each month |
| Approx. 2.5 USD depends on types of currency |
| No fee |
| No fee |
| Conversion fees | |
| Fixed fee + 1.75% after used up free allowance |
| 3% |
| 5.75% |
| 5.75% |
| Subscription fees | |
| Free |
| £2 / month |
| £2 / month |
| £2 / month |
Compared the reload fees and limits. Perfect for budget control holidays.
| Load fees | |
|---|---|
| Free |
| 1.5% |
| 2% |
| 2% when loads with GBP |
| Minimum amount you can load | |
| No limit |
| £50 |
| £50 |
| £2 / month |
Less ink less waste
No time to wait for card delivery?
Don’t exchange your travel money at the airport – it’s much cheaper to withdraw money from an ATM with your travel money card
Always choose the local currency (without conversion) when withdrawing money from ATMs or using your travel money card in shops and restaurants
If you need to pay for your holiday in a foreign currency, transfer your money with Wise
Download the free Wise money transfer app and manage your balance on the go
