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Compare the best place to buy Indonesian Rupiahs with Wise travel money card

This comparison table lets you compare rates for buying cash Indonesian Rupiahs with different providers vs our travel money card. With Wise, you don’t have the hassle of cash at all. The Wise travel money card is a smart alternative — like a prepaid card, it keeps your travel money secure worldwide. You can withdraw cash from ATMs at your destination or simply use it to make payments at shops and restaurants worldwide, without the hassle of dealing with leftover change.
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The above information applies when you pay in via bank transfer. 

Travel with the Wise card, and save

This calculation is based on spending 1,000 GBP to compare travel money with the Wise card vs exchanging cash for a holiday.

We regularly check our prices against banks and other providers to show you how much you could save with us.

Compare the costs

Conversion fee
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£4.28
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£0
Exchange rate markup*
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£0
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£23.07
Delivery fee
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£7
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£0
ATM use
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up to £16**
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£0
Total fee
A logo of Wise in darkgreen
£11.28
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£20.04
You can save
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Average saving of £8.76 with Wise
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£8.76 more expensive than Wise

Above data collected as of May 2023. *Learn more about hidden fees. **0% on the first £200, 2% thereafter (2% on £800) Learn more about ATM fees

Wise travel money card

Spend abroad with mid-martket rate. No markups, no sneaky transaction fees

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App to top-up and convert in real time
Check balance and transactions on the app, and get notification for every transaction.

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Use it instantly with Google Pay or Apple Pay
Travelling tomorrow? Use a digital card instantly on your phone.

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ATM withdrawals
Get cash from more than 3 million ATMs worldwide (free from Wise fees, up to 200 GBP per month).

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Spend the leftover money in the UK for free
If your trip is cancelled or you’ve got leftover currency, spend it at home in the UK with a small conversion fee.

Buying Indonesian Rupiahs online?

Wise travel card is safe, secure and convenient

When you buy Indonesian Rupiahs online, there may be a hidden markup in the exchange rate. With the Wise travel money card, you can send and spend money anywhere at the mid-market rate. You can also avoid the risk of carrying cash, which can be lost or stolen.

Withdraw money from ATMs abroad, when you need it - You can get cash from more than 3 million ATMs worldwide with no fees* on your first £200 every 30 days - or pay in shops and restaurants around the world. It’s taken everywhere that takes a Visa card.

*Some additional charges may occur from independent ATM networks.

a Wise travel money card and a mobile putting on a map

How do I Buy Indonesian Rupiahs online?

Generally, you can order Indonesian Rupiahs online from a provider’s website and have it delivered to your home or pick it up from a designated location.

With Wise, you can order a travel money card and have it delivered to your home, or get a virtual card immediately on your phone.

  1. Open an account in minutes
  2. Top up the amount of Indonesian Rupiahs you need
  3. Select the preferred payment method
  4. Once the money arrived, start converting it with the real exchange rate
  5. Start spending with a digital card immediately before the card arrived
A hand holding a mobile that showing a digital card Wise card in the screen

Why choose a travel money card instead of cash?

  • When travelling, it is important to keep your money safe. Carrying a lot of cash can make you a target for theft, and if you lose it, you may not be able to get it back. A travel money card is a safer option because it can be blocked if lost or stolen, and you can get a replacement card quickly.
  • A travel money card — also known as a currency card — can be used like a credit or debit card at millions of locations worldwide. This means you can pay for purchases, withdraw cash, and check your balance just like you would with your regular bank card.
  • Free ATM cash withdrawals up to £200 a month: Some banks and travel card companies charge fees for using your card abroad. With the Wise travel money card, you only pay a small fee on withdrawals after the first £200. Avoid hidden fees in the exchange rate while withdrawing from ATMs abroad. Learn more about our pricing
  • Real exchange rate: Wise travel money cards use the mid-market exchange rates that you see on Google, which means you can get more money for your currency exchange. This can help you save money and stretch your travel budget further.
  • Reloadable and reusable for your next trip: A travel money card is not a one-time-use option. It is reloadable and reusable, which means you can use it again for future trips. You can add funds to your card as needed, and you won't have to worry about exchanging money every time you travel.
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*Some additional charges may occur from independent ATM networks.

Is it safe to use a Wise travel card?

Wise is safe and secure - We're authorised and regulated by law to keep your money safe by storing it in a low-risk financial institution – in Europe this is in our UK account with Barclays, in the US this is in our US account with Wells Fargo.

Learn more about how Wise is regulated in each country

More tips for buying Indonesian Rupiahs on holiday

  • Don’t exchange cash at the airport – it’s much cheaper to withdraw money from an ATM with your travel money card.

  • Always choose the local currency (without conversion) when withdrawing money from ATMs or using your travel money card in shops and restaurants.

  • If you need to pay for your holiday in a foreign currency, transfer your money with Wise.

  • Download the free Wise app and manage your balance on the go.

Questions about buying Indonesian Rupiahs

The more your spend, the more you save with Wise travel card

Order a travel money card now