Cheapest international money transfer

Choosing the cheapest way to send money with Wise will depend on where you’re sending money and a payment method you choose. Pick the best money transfer option and start saving on your money transfers today.

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  • 0 GBP
  • 3.88 GBPOur fee
  • 3.88 GBPTotal fees
  • =
    996.12 GBPTotal amount we’ll convert
  • ×
    1.1910

Should arrive by Monday

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Find the best way to transfer money internationally

Sending 1,000 GBP withRecipient gets(Total after fees)
Remitly
1,188.50 EUR
Transfer fee
0 GBP
Exchange rate(1 GBP EUR)
1.18850
Exchange rate markup
2.12 GBP

Cost of transfer
2.12 GBP

Wise
1,186.40 EUR- 2.10 EUR
Transfer fee
3.88 GBP
Exchange rate(1 GBP EUR)
1.19102
Exchange rate markup
0 GBP

Cost of transfer
3.88 GBP

Instarem.
1,182.60 EUR- 5.90 EUR
Transfer fee
0 GBP
Exchange rate(1 GBP EUR)
1.18260
Exchange rate markup
7.07 GBP

Cost of transfer
7.07 GBP

Revolut Standard
1,176.45 EUR- 12.05 EUR
Transfer fee
10 GBP
Exchange rate(1 GBP EUR)
1.18833
Exchange rate markup
2.26 GBP

Cost of transfer
12.26 GBP

Starling Bank
1,173.82 EUR- 14.68 EUR
Transfer fee
9.50 GBP
Exchange rate(1 GBP EUR)
1.18508
Exchange rate markup
4.99 GBP

Cost of transfer
14.49 GBP

Xoom (A PayPal Service)
1,171.56 EUR- 16.94 EUR
Transfer fee
1.99 GBP
Exchange rate(1 GBP EUR)
1.17390
Exchange rate markup
14.38 GBP

Cost of transfer
16.37 GBP

OFX
1,171.30 EUR- 17.20 EUR
Transfer fee
0 GBP
Exchange rate(1 GBP EUR)
1.17130
Exchange rate markup
16.56 GBP

Cost of transfer
16.56 GBP

Xe
1,170.20 EUR- 18.30 EUR
Transfer fee
0 GBP
Exchange rate(1 GBP EUR)
1.17020
Exchange rate markup
17.48 GBP

Cost of transfer
17.48 GBP

Western Union
1,167.43 EUR- 21.07 EUR
Transfer fee
2.99 GBP
Exchange rate(1 GBP EUR)
1.17093
Exchange rate markup
16.87 GBP

Cost of transfer
19.86 GBP

Monese
1,166.86 EUR- 21.64 EUR
Transfer fee
20 GBP
Exchange rate(1 GBP EUR)
1.19067
Exchange rate markup
0.29 GBP

Cost of transfer
20.29 GBP

MoneyGram
1,162.72 EUR- 25.78 EUR
Transfer fee
0 GBP
Exchange rate(1 GBP EUR)
1.16272
Exchange rate markup
23.76 GBP

Cost of transfer
23.76 GBP

Barclays
1,158.34 EUR- 30.16 EUR
Transfer fee
0 GBP
Exchange rate(1 GBP EUR)
1.15834
Exchange rate markup
27.44 GBP

Cost of transfer
27.44 GBP

Skrill
1,156.70 EUR- 31.80 EUR
Transfer fee
0 GBP
Exchange rate(1 GBP EUR)
1.15670
Exchange rate markup
28.82 GBP

Cost of transfer
28.82 GBP

Halifax
1,148.60 EUR- 39.90 EUR
Transfer fee
0 GBP
Exchange rate(1 GBP EUR)
1.14860
Exchange rate markup
35.61 GBP

Cost of transfer
35.61 GBP

Nationwide
1,143.27 EUR- 45.23 EUR
Transfer fee
20 GBP
Exchange rate(1 GBP EUR)
1.16660
Exchange rate markup
20.50 GBP

Cost of transfer
40.50 GBP

RBS
1,140.46 EUR- 48.04 EUR
Transfer fee
0 GBP
Exchange rate(1 GBP EUR)
1.14046
Exchange rate markup
42.45 GBP

Cost of transfer
42.45 GBP

NatWest
1,140.46 EUR- 48.04 EUR
Transfer fee
0 GBP
Exchange rate(1 GBP EUR)
1.14046
Exchange rate markup
42.45 GBP

Cost of transfer
42.45 GBP

PayPal
1,136.46 EUR- 52.04 EUR
Transfer fee
2.99 GBP
Exchange rate(1 GBP EUR)
1.13987
Exchange rate markup
42.94 GBP

Cost of transfer
45.93 GBP
This applies when you pay in via bank transfer or ACH payments. How do we collect this data?

See why customers choose Wise for their international money transfers

It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it. Read our reviews at Trustpilot.com.

Best ways to send money internationally

  • PISP

    PISP (Payment Initiation Service Provider) payments are instructions you give Wise to make a bank transfer directly from your bank account — without having to leave our app and log in to your online banking. This option is as cheap as a manual bank transfer, but it isn’t supported by all banks yet.
  • Bank Transfer

    Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.
  • Debit Card

    Paying for your transfer with a debit card is easy and fast. It’s also usually cheaper than credit card, as credit cards are more expensive to process. Read more about how to pay for your money transfer with a debit card.
  • Credit Card

    Paying for your transfer with a credit card is easy and fast. Wise accepts Visa, Mastercard and some Maestro cards. Read more about how to pay for your money transfer with a credit card.
  • Swift

    Using Swift to fund your transfer usually means that your transfer will take longer and be more expensive, as your bank will charge a fee. You should also bear in mind that other correspondent banks in between may also deduct their handling fees. Your bank should be able to advise on those fees.
  • Apple Pay

    If you’ve enabled Apple Pay on your phone, you can use it to pay for a transfer with Wise. Paying with Apple Pay is a convenient and quick way to send money abroad. If you’re using a credit card, watch out for extra charges. Some banks consider these payments as cash withdrawal, and they may charge you extra fees.
  • Google Pay

    If you’ve enabled Google Pay on your phone, you can use it to pay for a transfer with Wise. Paying with Google Pay is a convenient and quick way to send money abroad. If you’re using a credit card, watch out for extra charges. Some banks consider these payments as cash withdrawal, and they may charge you extra fees.
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How to send a cheap money transfer in 3 easy steps

Things to consider to find a truly best way to send money internationally

  • Fees

    Many businesses state low fees or even offer consumers fee-free transfers, but most of the expense of sending money abroad is hidden. The bulk of consumer costs can be concealed in poor exchange rates.

  • Exchange rates

    A quick Google search will show you an exchange rate. But if you compare it to the exchange rate offered by banks and traditional money transfer services, you’ll find their rate is often much worse.

  • Transfer time

    Traditional banks and international money remittances often take several working days. Wise is often much faster: a lot of transfers are completed within 1 business day. Many of our transfers are even instant.

Protecting you and your money

Safeguarded with leading banks

We hold your money with established financial institutions, so it’s separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

Sending money is cheap with the Wise app

Looking for an app to send money with low fees? Sending money is easy with Wise app.

  • Cheaper transfers abroad - free from hidden fees and exchange rate markups.
  • Check exchange rates - see on the app how exchange rates have changed over time.
  • Repeat your previous transfers - save the details, and make your monthly payments easier.
Learn more about the Wise app

Let's answer some of your questions