Cheapest international money transfer
Choosing the cheapest way to send money with Wise will depend on where you’re sending money and a payment method you choose. Pick the best money transfer option and start saving on your money transfers today.
The real cost of sending 1,000 GBP to EUR and transfer speed | Transfer speed | ||
Cheapest 4.49 GBP | 4.49 GBP No hidden fees Should arrive in 12 hours | Should arrive in 12 hours | |
 4.83 GBP | 4.83 GBP 4.83 GBP in hidden fees Should arrive in 3-5 business days | Should arrive in 3-5 business days | |
 9.01 GBP | 9.01 GBP 9.01 GBP in hidden fees Speed unavailable | Speed unavailable | |
 9.10 GBP | 9.10 GBP 4.80 GBP in hidden fees Should arrive in 1-5 business days | Should arrive in 1-5 business days | |
 11.29 GBP | 11.29 GBP 11.29 GBP in hidden fees Should arrive in 1-2 business days | Should arrive in 1-2 business days | |
 18.90 GBP | 18.90 GBP 18.90 GBP in hidden fees Should arrive in 1 business day | Should arrive in 1 business day | |
 20.21 GBP | 20.21 GBP 0.21 GBP in hidden fees Should arrive within 1 business day | Should arrive within 1 business day | |
 20.83 GBP | 20.83 GBP 18.84 GBP in hidden fees Should arrive within 1 business day | Should arrive within 1 business day | |
 21.66 GBP | 21.66 GBP 21.66 GBP in hidden fees Should arrive within 1 business day | Should arrive within 1 business day | |
 27.52 GBP | 27.52 GBP 27.52 GBP in hidden fees Should arrive within 1 business day | Should arrive within 1 business day | |
 35.58 GBP | 35.58 GBP 35.58 GBP in hidden fees Should arrive within 1 business day | Should arrive within 1 business day | |
 40.18 GBP | 40.18 GBP 20.18 GBP in hidden fees Should arrive in 1 business day | Should arrive in 1 business day | |
 42.45 GBP | 42.45 GBP 42.45 GBP in hidden fees Should arrive within 1 business day | Should arrive within 1 business day | |
 42.45 GBP | 42.45 GBP 42.45 GBP in hidden fees Should arrive within 1 business day | Should arrive within 1 business day | |
 49.52 GBP | 49.52 GBP 46.53 GBP in hidden fees Should arrive in 2-4 business days | Should arrive in 2-4 business days | |
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Best ways to send money internationally
Bank Transfer
Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.Debit Card
Paying for your transfer with a debit card is easy and fast. It’s also usually cheaper than credit card, as credit cards are more expensive to process. Read more about how to pay for your money transfer with a debit card.Credit Card
Paying for your transfer with a credit card is easy and fast. Wise accepts Visa, Mastercard and some Maestro cards. Read more about how to pay for your money transfer with a credit card.PISP
PISP (Payment Initiation Service Provider) payments are instructions you give Wise to make a bank transfer directly from your bank account — without having to leave our app and log in to your online banking. This option is as cheap as a manual bank transfer, but it isn’t supported by all banks yet.Swift
Using SWIFT to fund your transfer usually means that your transfer will take longer and be more expensive, as your bank will charge a fee. You should also bear in mind that other correspondent banks in between may also deduct their handling fees. Your bank should be able to advise on those fees.Apple Pay
If you’ve enabled Apple Pay on your phone, you can use it to pay for a transfer with Wise. Paying with Apple Pay is a convenient and quick way to send money abroad. If you’re using a credit card, watch out for extra charges. Some banks consider these payments as cash withdrawal, and they may charge you extra fees.Google Pay
If you’ve enabled Google Pay on your phone, you can use it to pay for a transfer with Wise. Paying with Google Pay is a convenient and quick way to send money abroad. If you’re using a credit card, watch out for extra charges. Some banks consider these payments as cash withdrawal, and they may charge you extra fees.
How to send a cheap money transfer in 3 easy steps
Choose your payment method
Funding your money transfer with a bank transfer is usually the cheapest way to send money abroad.
Get the cheapest rate possible.
Wise always gives you the real and fair mid-market exchange rate. If the rate is not good right now, sign up for Rate alerts to receive an email notification when the rate changes.
Send GBP, receive EUR.
The recipient gets money in their currency directly to their bank account.
How to make a cheap money transfer internationally
How to make a cheap money transfer internationally
- Just tap in how much, and where to.
- Then make a local payment to Wise, whether it's with a bank transfer, swift or your debit or credit card.
- And that's it.
Wise converts your money at the 'inter-bank' rate – the real rate – so you save big time (even versus the guys saying there's 'zero' commission). On Wise, there's no room for sneaky bank surcharges or creeping hidden charges.
Things to consider to find a truly best way to send money internationally
Fees
Many businesses state low fees or even offer consumers fee-free transfers, but most of the expense of sending money abroad is hidden. The bulk of consumer costs can be concealed in poor exchange rates.
Exchange rates
A quick Google search will show you an exchange rate. But if you compare it to the exchange rate offered by banks and traditional money transfer services, you’ll find their rate is often much worse.
Transfer time
Traditional banks and international money remittances often take several working days. Wise is often much faster: a lot of transfers are completed within 1 business day. Many of our transfers are even instant.
Protecting you and your money
Safeguarded with leading banks
We hold your money with established financial institutions, so it’s separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.
Audited regularly
We make sure your money’s secure, and that Wise is financially stable. As we’re not a bank, your money isn’t FSCS protected — instead we safeguard it.
Extra-secure transactions
We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.
Data protection
We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.
Dedicated anti-fraud team
We work round the clock to keep your account and money protected from even the most sophisticated fraud.
Sending money is cheap with the most international app
Looking for an app to send money with low fees? Sending money is easy with Wise app.
- Cheaper transfers abroad - free from hidden fees and exchange rate markups.
- Check exchange rates - see on the app how exchange rates have changed over time.
- Repeat your previous transfers - save the details, and make your monthly payments easier.
