Question 1

Who can I send Japanese yen (JPY) to?

Accepted Answer

You can send Japanese yen (JPY) to any Japanese bank account domestically and through Swift, as well as to global accounts that can receive Japanese yen (JPY) through Swift.

Question 2

What information do I need about my recipient?

Accepted Answer

For local payments:

Full bank account name (usually in Katakana) – this must match exactly what’s printed on the first inside page of the bankbook
Account number – usually 7 digits
Account type:
- 普通 (Futsuu) Savings/General
- 貯蓄 (Chochiku) Savings Deposit
- 当座 (Touza) Checking/Current
Bank name and branch – in Latin alphabet, Katakana, Kanji, or provide a bank or branch code

For Swift payments:

Full name on the bank account in Latin alphabet
Swift/BIC code
Account number

Question 3

How much can I send to Japan?

Accepted Answer

The amount you can send depends on if your registered address on your Wise account is inside or outside Japan. It can also depend on the currency you’re sending from, so check the relevant currency article for more info.

If your Wise account’s registered address is inside Japan:

You can send up to:

1 million Japanese yen (JPY) from your Wise balance
150 million JPY using Send and paying from outside Wise — such as from a bank account or card

If your Wise account’s registered address is outside Japan:

You can send up to 150 million Japanese yen (JPY) to domestic Japan recipients, regardless of whether you’re sending from your Wise balance or paying in from outside Wise.
If you are sending to a Swift recipient in Japan, the minimum amount you can send is 1 million Japanese yen (JPY). Sending to domestic recipients is cheaper and faster, so please ask your recipient for a domestic account for ‘furikomi’ (振込) purposes instead if you’re sending less than 1 million Japanese yen (JPY).

Learn more about sending Large Transfers if you live in Japan

Question 4

How long does a money transfer to Japan take?

Accepted Answer

Once Wise receives and converts your money, it usually takes 1 working day to arrive in your recipient’s bank account. Conversion can take up to 2 working days.

If you’re sending to a recipient using the Swift payment network, it will take longer. A Swift recipient is a recipient that has a Swift (BIC) code, rather than a domestic bank and branch code. When sending using Swift, correspondent banks in between may also deduct their handling fees. We can send Swift payments to most major Japanese banks, but please check with your recipient bank for more details.

We recommend asking your JPY recipient for a domestic bank account when possible, as your transfer will be faster and cheaper this way.

When the money is in transit, correspondent banks in between may also deduct their handling fees. We can send Swift to most major Japanese banks, but please check with your recipient bank for more details.

We’ll always give you an estimate for how long your transfer will take when you set it up.
Learn more about how long transfers take

Send money to Japan

Send money to Japan

How to send money to Japan from Mexico

1. Choose where the money's going

2. Choose how much to send

How to send money to Japan from Mexico

1. Choose where the money's going

2. Choose how much to send

How to send money to Japan from Mexico

1. Choose where the money's going

2. Choose how much to send

Larger transfers. Lower fees. Premium support.

Secure money transfers to Japan

Best ways to send money to Japan with WISE

Bank Transfer

Bank Transfer

How to receive money in Japan

ACH

ACH

Wire

Wire

Swift

Swift

Email

Email

Cheapest way to send money to Japan from Mexico

Fastest way to send money to Japan from Mexico