Fees for the Wise card

Spend anywhere in the world at the real exchange rate, with low conversion fees. And never pay for subscription.

For residents in

Spend anywhere, with low conversion fees

Buy things online in any currency, or pay for things on holiday. If you don’t have the currency you need in your Wise account, we’ll auto-convert it with the lowest possible fee.

Convert

To

Getting your Wise card

Order your card now

Ordering your card No subscription fees	7 EUR
Optional express delivery Get it delivered in 1-2 days	From 17.4 EUR
Digital card Spend online, in-store and abroad safely	Free
Replacing your card Order a new card at any time	5 EUR
Replacing an expired card We’ll remind you when it’s time to order a new one	Free

Withdrawing money from an ATM.

Make 2 withdrawals of up to 200 EUR each month for free. After that, we’ll charge 0.5 EUR per withdrawal. There’s a 1.75% fee on any amount you withdraw above 200 EUR.

	Less than 200 EUR per month	More than 200 EUR per month
2 or less withdrawals	Free	1.75% of amount over 200 EUR
3 or more withdrawals	0.5 EUR per withdrawal	0.5 EUR + 1.75% of amount over 200 EUR

Check you’re paying in the local currency.

Sometimes, ATMs, shops, and online stores offer to charge you in your home currency. Then, they mark up the exchange rate.

Avoid these hidden fees by always choosing to be charged in the local currency of where you are.

Whenever you spend with the Wise card, we’ll send you notification to your phone confirming the amount — and any conversion fees.

Use your app to update your notification preferences in Settings.

Save money by withdrawing larger amounts.

Taking money out for holiday? It’s cheaper to make one big withdrawal than multiple smaller ones.

This will save you from paying the fixed 0.5 EUR fee each time.