There’s a lot you can do with your Wise card for free. And we charge transparent fees for spending in currencies you don’t have in your account and withdrawing cash after a certain amount.
Getting your card
We might ask you to add money to your balances or pay a small fee to get the card.
Spending with your card
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If you have the currency in your account, it’s free
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If you don’t have the currency in your account, there’s a conversion fee , typically between 0.24–3.69%. Check our pricing .
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If you’re spending online, the seller might try to charge their own conversion fee. This could happen even if you have the other currency in your account. To avoid this, ask the seller to charge you in the currency you want
Withdrawing cash from an ATM
You get 2 free withdrawals up to 200 GBP total (or whatever currency is equivalent) per month.
Replacing your card
If you need to replace your card, you might need to pay a small fee to receive a new one. It helps us cover the cost of getting it made and delivered to you.