Your Wise card comes with limits on the amount you can spend and withdraw from ATMs.
You can change your card limits on the app or the website.
All cardholders
On either the app or web, go to:
Go to Card
Select Limits on app, or Edit limits on web
Choose the limit you’d like to change — either spending or ATM withdrawals
Select Change your spending limits
Enter your chosen limits and tap on Save
US cardholders
The way you change your limits is different, and depends on if you're using our app or web.
App
Go to the Card tab
Tap Limits
Select the limit you’d like to change
Tap the button at the bottom to change to the maximum or default limits
Web
Go to the Card tab
Select Account limits
Select the limit you'd like to change
Select the button at the bottom to change to the maximum or default limits
Business cardholders
There’s a limit to how much you can spend with your business cards each month. These limits apply across your whole business account.
You can request to increase your monthly card spending limit in the app or online. Only submit a request if you need to spend more than the spending limit offered.
Check your business card spending limits
To request an increase, go to:
Card > Limits > Spending limits
Select Change your spending limits
Select Increase your spending limit
Tell us the monthly card spending limit you need and why
Once you’ve submitted your request we’ll review it and let you know the outcome by email. If you're unhappy with the outcome, you may contact us for further review. We can’t guarantee that we’ll approve your request for a higher limit, as it depends on our team’s review.
Remember, your request only affects your team’s card spending limit, not how much money you can transfer to and from your Wise account. Your ATM withdrawal limit stays the same.
You can’t currently request to increase your monthly card spending limit if you’re a sole trader (self employed).