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Send money to UPI ID

Send money to UPI ID from our website or mobile app, in just a few clicks. Join over 14.8 million people who choose Wise for fast and secure money transfers.

Availability of the payment type depends on the currency or the region.

Read more
  • Low fees — fees get cheaper the more you send
  • Lightning fast — money typically arrives in seconds
  • Perfectly predictable — lock in an exchange rate for your international transfer
Open an account
 Rate guaranteed (24h)
  • Bank transfer fee
    0 GBP
  • Our fee
    125.19 GBP

  • Volume discount

    -4.98 GBP

Total included fees (0.48%)
120.21 GBP

Should arrive by Tuesday 06:00

You're sending a lot so we discounted our fee

Savings on this transfer, and eligible transfers for the rest of the month.

Learn more

Send money to UPI ID

Send money to UPI ID from our website or mobile app, in just a few clicks. Join over 14.8 million people who choose Wise for fast and secure money transfers.

Availability of the payment type depends on the currency or the region.

Read more
  • Low fees — fees get cheaper the more you send
  • Lightning fast — money typically arrives in seconds
  • Perfectly predictable — lock in an exchange rate for your international transfer
Open an account
 Rate guaranteed (24h)
  • Bank transfer fee
    0 GBP
  • Our fee
    125.19 GBP

  • Volume discount

    -4.98 GBP

Total included fees (0.48%)
120.21 GBP

Should arrive by Tuesday 06:00

You're sending a lot so we discounted our fee

Savings on this transfer, and eligible transfers for the rest of the month.

Learn more

See how much it costs to send money abroad

The total cost of a transfer is the fee plus exchange rate. If your provider says there’s no fee, check their exchange rate against the one Wise offers. You might be paying more than you think.

Send money now
Wise
Wise
HSBC
HSBC
Barclays
Barclays
Lloyds Bank
Lloyds

Recipient gets

(Total after fees)

3,020,364.06 INR3,010,757.81 INR3,002,807.65 INR2,959,892.53 INR

Exchange rate

(1 GBPINR)

121.392120.430120.112118.441

Exchange rate markup

0 GBP198.05 GBP263.55 GBP607.80 GBP

Transfer fee

118.92 GBP0 GBP0 GBP9.50 GBP

Total transfer cost

118.92 GBP198.05 GBP263.55 GBP617.30 GBP
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This applies when you pay in via bank transfer or ACH payments. How do we collect this data?

How to send money to UPI ID in 3 easy steps

Start your transfer.

Enter amount to send in GBP.

Pay in GBP with your debit card or credit card, or send the money from your online banking.

Get the best rate out there.

Choose your recipient.

Select who you want to send money to and which pay-out method to use.

Money is locally delivered.

Send GBP, receive INR.

The recipient gets money in INR directly from Wise’s local bank account.

Create free account now

What is UPI ID money transfer?

UPI money transfers are a simple way to send INR funds to India, using just the recipient’s name and UPI ID. That means there’s no need to ask for or remember the recipient’s full banking details when you want to send a payment.

Wise UPI transfers allow you to send up to 200,000 INR, whether you are sending to a private individual or a business.

You can’t send a Wise UPI money transfer for investment or as a charitable donation, and you might need a Foreign Inward Remittance Certificate (FIRC) as part of setting up your payment.

Learn more about using UPI transfers.

Online money transfer fees

How much does it cost to send money to UPI ID?

To send money to UPI ID with Wise, you will pay a small, flat fee and a percentage of the amount that's converted. We will always show you the total cost upfront - and you can rely that we won't hide any further fees in the exchange rate.

Sending money shouldn’t cost the earth, so we built Wise to save you money when you transfer and exchange internationally. We charge as little as possible: right now a tiny fee, eventually free.

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Calculate how much you can save

Cheapest way to send money abroad

The cheapest way to send 25,000 GBP to INR is by using money that's in your Wise account and costs 119.97 GBP. We use the mid-market exchange rate — the fairest rate — and always show your fees upfront.

GBP

INR

Sending 25,000 GBPTransfer cost
Wise account119.97 GBP
PISP120.21 GBP
Bank transfer120.21 GBP
Swift120.21 GBP

See where Wise works

How we keep your money safe

Every transfer you make is protected with HTTPS encryption and 2-step verification. And we run millions of checks each day to protect every transaction from fraud.

How we keep your money safe
  • Rock-solid technology
    Super smart Wisers have built our industry-leading security systems from scratch over the last 12 years.
  • People who care, 24/7
    With over 1,000 anti-fraud specialists, and real human help available every minute, we’re on hand when you’ve got questions.
  • Your money, not ours
    Your money is safeguarded, and held completely separate from ours, so it’s available to you all the time.

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