Send money to a bank account

Send money to a bank account from our website or mobile app, in just a few clicks. Join over 10 million people who choose Wise for fast and secure money transfers.
Availability of the payment type depends on the currency or the region.
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  • 0 GBP
  • 3.88 GBPOur fee
  • 3.88 GBPTotal fees
  • =
    996.12 GBPTotal amount we’ll convert
  • ×
    1.2001

Should arrive in 4 hours

Get started

Save on exchange rate markups

The cost of your transfer comes from the fee and the exchange rate. Many high street banks offer “no fee”, while hiding a markup in the exchange rate, making you pay more.

At Wise, we’ll never do that. We only use the mid-market exchange rate, and show our fees upfront. This table compares the fees you’d really pay when sending money with the most popular banks and providers, or with us.

How do we select providers and collect this data?
Sending 1,000 GBP withRecipient gets(Total after fees)
Wise
1,195.38 EUR
Transfer fee
3.88 GBP
Exchange rate(1 GBP EUR)
1.20004
Exchange rate markup
0.07 GBP

Cost of transfer
3.95 GBP

NatWest
1,172.46 EUR- 22.92 EUR
Transfer fee
0 GBP
Exchange rate(1 GBP EUR)
1.17246
Exchange rate markup
23.05 GBP

Cost of transfer
23.05 GBP

Lloyds Bank
1,157.45 EUR- 37.93 EUR
Transfer fee
0 GBP
Exchange rate(1 GBP EUR)
1.15745
Exchange rate markup
35.57 GBP

Cost of transfer
35.57 GBP

Halifax
1,157.39 EUR- 37.99 EUR
Transfer fee
0 GBP
Exchange rate(1 GBP EUR)
1.15739
Exchange rate markup
35.61 GBP

Cost of transfer
35.61 GBP

PayPal
1,143.57 EUR- 51.81 EUR
Transfer fee
2.99 GBP
Exchange rate(1 GBP EUR)
1.14700
Exchange rate markup
44.27 GBP

Cost of transfer
47.26 GBP

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How to send money to a bank account in 3 easy steps

What is Bank account money transfer?

Sending an international bank account money transfer is often one of the most convenient ways for your recipient to get their money. Once you initiate the transfer, your recipient doesn’t need to do anything at all - the funds will be automatically deposited into their bank account as soon as they’re processed. That could even mean their money is available instantly, depending on the details of the payment.

All you’ll need from your recipient is their personal contact and bank account details. The exact bank details required varies a bit based on the country you're sending money to, but you’ll be guided through the Wise bank account money transfer process step by step as you arrange your payment.

Add your recipient’s email address, and they’ll get a message when the money is on the way, and when it’s available for spending, too.

Learn more about using bank account transfers.

Online money transfer fees

How much does it cost to send money to a bank account?

To send money to a bank account with Wise, you will pay a small, flat fee and a percentage of the amount that's converted. We will always show you the total cost upfront - and you can rely that we won't hide any further fees in the exchange rate.

Sending money shouldn’t cost the earth, so we built Wise to save you money when you transfer and exchange internationally. We charge as little as possible: right now a tiny fee, eventually free.

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

How long does a money transfer to a bank account take?

A money transfer to a bank account (GBP-EUR) should arrive in 4 hours. Sometimes transfer times can differ based on currencies or verification changes. We’ll always keep you updated, and you can track each step in your account.

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Your transfer route

GBP
EUR

Should arrive

in 4 hours

Wise works nearly everywhere

  • United Arab Emirates dirham
  • Australian dollar
  • Bangladeshi taka
  • Bulgarian lev
  • Canadian dollar
  • Swiss franc
  • Chilean peso
  • Chinese yuan
  • Costa Rican colón
  • Czech koruna
  • Danish krone
  • Egyptian pound
  • Euro
  • British pound
  • Georgian lari
  • Hong Kong dollar
  • Hungarian forint
  • Indonesian rupiah
  • Israeli shekel
  • Indian rupee
  • Japanese yen
  • Kenyan shilling
  • South Korean won
  • Sri Lankan rupee
  • Moroccan dirham
  • Mexican peso
  • Malaysian ringgit
  • Nigerian naira
  • Norwegian krone
  • Nepalese rupee
  • New Zealand dollar
  • Philippine peso
  • Pakistani rupee
  • Polish złoty
  • Romanian leu
  • Swedish krona
  • Singapore dollar
  • Thai baht
  • Turkish lira
  • Tanzanian shilling
  • Ukrainian hryvnia
  • Ugandan shilling
  • United States dollar
  • Uruguayan peso
  • Vietnamese dong
  • West African CFA franc
  • South African rand

Trust Wise with safe & secure money transfers

Safeguarded with leading banks

We hold your money with established financial institutions, so it's separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.