9 Global Payout Solutions for UK Businesses

Paying suppliers, contractors and employees across borders can quickly turn into a maze of currencies, payment rails and fees. The right global payout solution can take much of that admin off your hands.

This guide compares nine global payout solutions for UK businesses in terms of their features and fees to help you make an informed decision on which could suit your business needs.

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Note: Wise Business offers a free Essential plan for basic spending and transferring. If you need to receive money, set up direct debits, or generate invoices, you'll pay a one-time £50 setup fee to unlock the Advanced features.

Best global payout solutions in the UK at a glance

What are global payout solutions?

Global payout solutions help businesses send money to suppliers, contractors, employees, creators, affiliates or marketplace sellers in other countries. They typically combine several services in one platform:

• International transfers through local bank rails, SWIFT, cards or digital wallets
• Currency conversion and multi-currency balances
• Batch or mass payments to multiple recipients at once
• Payee onboarding and payment tracking
• Approval workflows and user permissions
• Accounting integrations and API automation

Domestic payments stay within one country and usually use one currency and banking system. Global payouts cross borders, so they may involve currency conversion, different clearing systems, local payment rules and intermediary fees.

Airwallex

Features related to global payouts

According to Airwallex's transfers page:

• Send money across 200+ countries and regions in 60+ currencies³
• Use local payment networks where available to reduce transaction fees and speed up delivery
• Send batch transfers to multiple recipients with specified amounts
• Access interbank FX rates, subject to the rate and fees shown when you book the conversion

Costs associated with global payouts

According to Airwallex Plans & Pricing:

• The Explore plan costs £0 a month if you deposit at least £10,000 a month or hold a minimum balance of £10,000; otherwise, Plans & Pricing lists £19 a month⁴
• Local transfers to 120+ countries are listed as free on Plans & Pricing, although additional fees and charges can apply⁴
• SWIFT transfers cost £10 to £20 per transfer according to Plans & Pricing⁴
• FX conversion is listed at 0.5% for major currencies and 1% for others⁴

Adyen

Features related to global payouts

According to Adyen's payouts page:

• Pay out to sellers, vendors, gig-economy workers or partners through one integration⁷
• Support payouts in 190+ countries and 40+ currencies⁷
• Use an API to automate payment instructions, approvals and reconciliation
• Activate local payout regions through the Adyen Customer Area

Costs associated with global payouts

According to Adyen's pricing, the payment method and shopper country can affect Adyen's processing fees and payment method fee. Adyen's base processing fee is £0.11 and then varying payment method fees are added onto that based on the payment method and shopper country.⁸

OFX

Features related to global payouts

According to the OFX International Business Payments page:

• Send international payments in 30+ currencies across 180+ countries⁵
• Hold and pay from a Global Business Account in 30+ currencies
• Schedule recurring payments and group multiple supplier payments into batches
• Set approval processes and connect accounting tools such as Xero and QuickBooks Online

Costs associated with global payouts

According to OFX Pricing:

• The Standard plan costs £0 per user each month⁶
• The Full Suite plan costs £75 a month for five users, with additional users charged separately according to OFX Pricing⁶
• SWIFT fees and FX rates depend on the payment and currency route

PayPal

Features related to global payouts

According to PayPal Payouts information:

• Standard PayPal Payouts supports 95+ markets and 23+ currencies¹⁶
• Enterprise Payouts expands this to 200+ markets and 50+ currencies, with wider payout methods
• Use batch transfers, payment tracking and the Payouts API
• Payout methods can include PayPal accounts and, with Enterprise Payouts, bank accounts, cards and other supported methods

Costs associated with global payouts

According to PayPal Merchant Fees information:

• Standard business-account fees are described separately from Enterprise Payouts pricing¹⁷
• Payout and currency-conversion fees depend on the market, payout method and account setup
• PayPal's current fee page should be checked before sending a batch because rates and market groupings can change

Payoneer

Features related to global payouts

According to Payoneer's information on paying suppliers:

• Send payments to 190+ countries in 70+ currencies¹
• Make batch payments to up to 1,000 recipients at a time¹
• Pay from your Payoneer balance, by credit card, through a direct bank payment or with other supported payment methods¹
• Convert funds between balances and manage payments from one platform

Costs associated with global payouts

According to Payoneer's Pricing:

• Payoneer's annual account fee is generally waived at the activity threshold stated on its pricing page; otherwise, the page lists a US$29.95 fee²

• Transfers to another Payoneer account can cost up to £4 when sent within the same country or up to 1% plus a fixed fee when sent across countries²

• Transfers to bank accounts can cost from US$1.50 in the same country and currency, with higher rates for other transfers²

• Currency conversion fees can apply when moving money between balances

• Check the exact payout route and fee for each recipient country before sending

Tipalti

Features related to global payouts

According to Tipalti's information on global payments:

• Send payments across 200+ countries and 120+ currencies⁹
• Support 50+ payment methods, including local bank transfers, ACH, wire transfers, PayPal and cheques⁹
• Trigger payments from invoices, uploaded payment files or the Tipalti API
• Use payee onboarding, payment validation, compliance and reconciliation features

Costs associated with global payouts

According to Tipalti pricing:

• Tipalti Accounts Payable plans start from £99 a month¹⁰
• Tipalti Mass Payments plans start from £199 a month¹⁰
• Transaction pricing and other module costs may apply, so a custom quote is needed for an exact total

Wise Business

Features related to global payouts

• Send money to 140+ countries using the Wise Business account
• Use batch payments to send up to 1,000 payments in one transfer
• Hold and manage money in 40+ currencies
• Connect accounting software and automate payments through the Wise API

Costs associated with global payouts

Wise Business offers a free Essential plan for basic spending and transferring. If you need to receive money, set up direct debits, or generate invoices, you'll pay a one-time £50 setup fee to unlock the Advanced features.

WorldFirst

Features related to global payouts

According to Worldfirst's information on payments:

• Send payments to 200+ countries and regions in 100+ currencies¹⁴
• Schedule and batch supplier payments, with batches of up to 200 payments described on the International Business Payments page¹⁴
• Set team permissions, connect accounting tools and track payments in real time
• Use local payment details and currency balances for international trading activity

Costs associated with global payouts

According to Worldfirst's information on payments:

• The World Account page lists no account fee¹⁵
• Transfers are listed at approximately £0.30 to £4 per payment, varying by currency¹⁵
• FX rates, card costs and eligibility should be checked for the specific account and route

XE

Features related to global payouts

According to Business Account for International Payments:

• Send payments to 190+ countries and 145+ currencies¹¹
• Hold, convert and send funds from one multi-currency account
• Schedule payments in advance and send multiple payments in one process
• Set user roles and permissions for creating, viewing or approving payments

Costs associated with global payouts

According to XE's information on payments:

• The Business Account for International Payments page presents the business account with no setup or monthly fees¹¹
• Mass Payments can process up to 250 payments per request¹³
• Transfer fees and FX costs vary by route, currency, volume and payment method

Discover Wise Business

Wise Business offers a free Essential plan for basic spending and transferring. If you need to receive money, set up direct debits, or generate invoices, you'll pay a one-time £50 setup fee to unlock the Advanced features.

With Wise Business, you can:

• 🌍 Send money to 70+ countries and pay overseas invoices at the mid-market exchange rate with low, transparent fees and no hidden exchange rate markups (product availability varies by region)
• 📥 Receive payments in 24 currencies and counting
• 💵 Get local account details for 8+ currencies, including USD and EUR, to let your customers pay in a currency they know and trust - convenience for them and peace of mind for you
• 💰 Hold money in 40+ currencies
• 🔁 Convert currencies anytime at the mid-market exchange rate with low, transparent fees
• ⚡ Use the batch payments tool to create and send up to 1,000 payments in a single transfer
• 👥 Run payroll and make international payments for up to 1,000 employees all over the world - including paying suppliers using local payment methods like ACH, SEPA, and Faster Payments
• 💳 Get business debit cards with 0.5% cashback for you and your team to keep track of team expenses and spend all over the world, with real-time visibility and categorisation. See full cashback terms and conditions
• 🏢 Manage cash in 55+ currencies across international offices from a single business account and move money between business accounts in seconds (exact speeds can vary depending on individual circumstances and may not be the same for all transactions)
• 🧾 Connect and sync every business transaction to your favourite accounting software, including Xero, Quickbooks, and more
• 🔐 Create your own payment approvals process to manage your team better with customised access for different team members, roles and permissions
• 📑 Create custom professional invoices and schedule invoice payments for future dates
• 📈 Earn variable returns on GBP, USD and EUR with Wise Interest (Growth not guaranteed. Your balance will go down in the event of a government default or interest rates going negative.)
• 🔗 Create payment links and QR codes to get paid easily (Card payment acceptance for new Wise Business customers is currently unavailable. Payment methods subject to eligibility and availability.)
• ⚙️ Automate payouts with the Wise API (comes with 24/7 customer support, a sandbox account to test integrations, API tokens, and clear documents on how to implement and make the most of our API)

Make the wise choice when selecting a business account for your domestic and global needs.

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Wise Interest disclaimer: Growth not guaranteed. Your balance will go down in the event of a government default or interest rates going negative. Taxes may apply. 3.32% variable rate on GBP is based on 7 day performance as of 05 Aug 2026. For full 5-year past performance and fund information, visit https://wise.com/interest. Investments are offered by Wise Assets UK Ltd. (FRN 839689)

Sources:

1. Pay Overseas Suppliers, Contractors, & Vendors
2. Pricing
3. International Money Transfer Services
4. Plans & Pricing
5. International Business Payments
6. OFX Pricing
7. Payouts
8. Pricing
9. Advanced Global Payments Solution
10. Pricing
11. Business Account for International Payments
12. International Business Payments
13. Global Mass Payments
14. Effortless International Business Payments
15. Go global with a World Account
16. Payouts
17. PayPal Merchant Fees

Sources last checked on 4th August 2026