Manage cash across international offices with ease.
Move money between business accounts in seconds.
Handle inter-company payments or international payouts to accounts inside and outside Wise Business without lifting a finger.
Convert money in seconds with the real exchange rate. 50% of payments to outside Wise arrive within an hour.
Keep track of your team's expenses.
Get team members their own card connected to your Wise Business account. So they don't need to use their personal account for business expenses — and you can monitor their spending instantly.
Filter transactions by team member, download statements, and manage company spending limits.
Give your team account access to help you with cash management.
Give your team members’ access to your account to get help with treasury payments, admin, and more.
You have complete control of permissions — and can add or remove people at your leisure.
Handle your accounting in any currency.
Connect your Wise Business account with platforms like Xero, FreeAgent, and QuickBooks.
You can sync activity for any of the currencies you hold money in.
It's free to set up your Wise account for international money transfers. It costs a one-time fee of 16 GBP to set up your account with everything you need for international banking. Like account details for the UK, US, EU, and more.
There's a cheap, transparent fee to convert between currencies. You'll always see this upfront, so there's no nasty surprises.
There's a cheap, upfront fee to convert currencies in your account. It depends on the currencies you're converting. [Click here to go to our pricing page] (/pricing/)
You'll always see these fees upfront, so there are no nasty surprises. And you're guaranteed the mid-market exchange rate — like the one you see on Google.
Adding money to your balances is the same as making a transfer.
Choose how you’d like to pay, and we’ll tell you how much it costs ー and when the money will arrive.
It's free to send money from one Wise account to another. And there's a small fixed fee to send money from your Wise account to a bank account.
Wise keeps your money in established financial institutions like JP Morgan Chase and Barclays. Where your money is depends on which country your Wise Business account address is in — if your account address in the UK, for example, we keep your money in Barclays, or other financial institutions in the EEA.
Wise follows strict rules set by regulators in every country we operate in. These include the Financial Conduct Authority (FCA) in the UK and EEA, the Financial Crimes Enforcement Network (FinCEN) in the US, the National Bank of Belgium in Belgium, and many other regulators around the world. The address on your Wise account determines which regulator you’re covered by.
We are required by law, we have to keep all of your money in accounts that are completely separate from the ones we use to run our business. So, if anything were to happen to Wise, your money would be safe.
More than 10 million customers have trusted us to move their money around the world. We move more than 4.5 billion GBP — and we take the safety and security of your money seriously.