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Send money to Canada

Q: Best way to send money to Canada?

Choosing the right way to send money with Wise will largely depend on your payment method. Some payment methods are faster than others. Some can be instant, while others are cheaper.

Q: How much can I send to Canada online?

Yes, there are limits for how much you can send {toDestination} with us. They depend on which currencies you send to and from, and how you pay. You can check the limits for each currency in our help center articles or in our calculator . We’ll also let you know if you try to send too much at one time. If you’d like to send more than our limits allow, you can. You’ll just need to set up several transfers that are under the limits.

Q: How to transfer money to Canada online?

Register for free Sign up online or in our app for free. All you need is an email address, or a Google or Facebook account. Choose an amount to send Tell us how much you want to send. We'll show you our fees upfront, and tell you when your money should arrive. Add recipient's bank details Fill in the details of your recipient's bank account. If you don't know their details, we can request them for you. Verify your identity For some currencies, or for large transfers, we need a photo of your ID. This helps us keep your money safe. Pay for your transfer Depending on your currency combination and amount, supported payment methods can include bank transfer, debit or credit cards and others. That's it We'll handle the rest. You can track your transfer in your account, and we'll tell your recipient it's coming.

Fast, low-cost, and secure online money transfers from Austria to Canada.

Send money from Canada to Austria instead.

Over 10 million customers

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You send exactly

0 EUR
5.58 EUROur fee
–
5.58 EURTotal fees
=
994.42 EURTotal amount we’ll convert
×
1.4710

Recipient gets

Should arrive by Tuesday

Get started

Save when you send money to Canada

Sending 1,000 EUR with	Recipient gets(Total after fees)
Cheapest	1,462.83 CADSave up to 67.09 CAD
Transfer fee 5.58 EUR Exchange rate(1 EUR CAD) 1.47104 Exchange rate markup 0 EUR Cost of transfer 5.58 EUR

	1,458.94 CAD- 3.89 CAD
Transfer fee 0 EUR Exchange rate(1 EUR CAD) 1.45894 Exchange rate markup 8.23 EUR Cost of transfer 8.23 EUR

	1,456.67 CAD- 6.16 CAD
Transfer fee 0 EUR Exchange rate(1 EUR CAD) 1.45667 Exchange rate markup 9.77 EUR Cost of transfer 9.77 EUR

	1,453.01 CAD- 9.82 CAD
Transfer fee 0 EUR Exchange rate(1 EUR CAD) 1.45301 Exchange rate markup 12.26 EUR Cost of transfer 12.26 EUR

	1,450.62 CAD- 12.21 CAD
Transfer fee 1.99 EUR Exchange rate(1 EUR CAD) 1.45351 Exchange rate markup 11.91 EUR Cost of transfer 13.90 EUR

	1,446.75 CAD- 16.08 CAD
Transfer fee 1.99 EUR Exchange rate(1 EUR CAD) 1.44964 Exchange rate markup 14.55 EUR Cost of transfer 16.54 EUR

	1,446.30 CAD- 16.53 CAD
Transfer fee 2.99 EUR Exchange rate(1 EUR CAD) 1.45064 Exchange rate markup 13.87 EUR Cost of transfer 16.86 EUR

	1,440.91 CAD- 21.92 CAD
Transfer fee 22.49 EUR Exchange rate(1 EUR CAD) 1.47407 Exchange rate markup 0 EUR Cost of transfer 20.43 EUR

	1,440.87 CAD- 21.96 CAD
Transfer fee 20 EUR Exchange rate(1 EUR CAD) 1.47028 Exchange rate markup 0.52 EUR Cost of transfer 20.52 EUR

	1,436.25 CAD- 26.58 CAD
Transfer fee 16 EUR Exchange rate(1 EUR CAD) 1.45960 Exchange rate markup 7.78 EUR Cost of transfer 23.78 EUR

	1,427.91 CAD- 34.92 CAD
Transfer fee 21 EUR Exchange rate(1 EUR CAD) 1.45854 Exchange rate markup 8.50 EUR Cost of transfer 29.50 EUR

	1,401.42 CAD- 61.41 CAD
Transfer fee 5.99 EUR Exchange rate(1 EUR CAD) 1.40987 Exchange rate markup 41.59 EUR Cost of transfer 47.58 EUR

	1,398.37 CAD- 64.46 CAD
Transfer fee 27 EUR Exchange rate(1 EUR CAD) 1.43717 Exchange rate markup 23.02 EUR Cost of transfer 50.02 EUR

	1,395.74 CAD- 67.09 CAD
Transfer fee 22 EUR Exchange rate(1 EUR CAD) 1.42714 Exchange rate markup 29.84 EUR Cost of transfer 51.84 EUR

This applies when you pay in via bank transfer. How do we collect this data?

How to send money to Canada in 3 easy steps

Enter amount to send in EUR.

Pay in EUR with your debit card or credit card, or send the money from your online banking.

Choose recipient in Canada.

Select who you want to send money to and which pay-out method to use.

Send EUR, receive CAD.

The recipient gets money in CAD directly from Wise’s local bank account.

Create free account now

Get dedicated support for large transfers

Moving big money? Get our how to guide and start a chat with our team of large-amount experts.

Get started with large transfers

How to send money to Canada from Austria

Just tap in how much, and where to.
Then make a local payment to Wise, whether it's with a bank transfer, Swift or your debit or credit card.
And that's it.

Wise converts your money at the 'inter-bank' rate – the real rate – so you save big time (even versus the guys saying there's 'zero' commission). On Wise, there's no room for sneaky bank surcharges or creeping hidden charges.

How much does it cost to transfer money to Canada?

Pay a small, flat fee and percentage

To send money in EUR to Canada, you pay a small, flat fee of 1.30 EUR + 0.43% of the amount that's converted (you'll always see the total cost upfront).

Fee depends on your chosen transfer type

Some transfer types have different fees which are usually tiny.

No hidden fees

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Fees for our low cost transfers

Fixed fee

1.30 EUR

Variable feeup to 118,474.00 EUR/month

0.43%

Variable feemore than 118,474.00 EUR/month

Discount applies

How long will a money transfer to Canada take?

A money transfer from Austria (EUR) to Canada (CAD) should arrive by Tuesday. Sometimes transfer times can differ based on payment methods or verification changes. We’ll always keep you updated, and you can track each step in your account.

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Your transfer route

EUR

CAD

Should arrive

by Tuesday

What you’ll need for your online money transfer to Canada

Register for free.

Choose an amount to send.

Tell us how much you want to send. We’ll show you our fees upfront, and tell you when your money should arrive.

Add recipient’s bank details.

Fill in the details of your recipient’s bank account.

Verify your identity.

For some currencies, or for large transfers, we need a photo of your ID. This helps us keep your money safe.

Pay for your transfer.

Send your money with a bank transfer, or a debit or credit card.

That’s it.

We’ll handle the rest. You can track your transfer in your account, and we'll tell your recipient it's coming.

Best ways to send money to Canada

Bank Transfer
Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.
Google Pay
If you’ve enabled Google Pay on your phone, you can use it to pay for a transfer with Wise. Paying with Google Pay is a convenient and quick way to send money abroad. If you’re using a credit card, watch out for extra charges. Some banks consider these payments as cash withdrawal, and they may charge you extra fees.
Apple Pay
If you’ve enabled Apple Pay on your phone, you can use it to pay for a transfer with Wise. Paying with Apple Pay is a convenient and quick way to send money abroad. If you’re using a credit card, watch out for extra charges. Some banks consider these payments as cash withdrawal, and they may charge you extra fees.
Debit Card
Paying for your transfer with a debit card is easy and fast. It’s also usually cheaper than credit card, as credit cards are more expensive to process. Read more about how to pay for your money transfer with a debit card.
Credit Card
Paying for your transfer with a credit card is easy and fast. Wise accepts Visa, Mastercard and some Maestro cards. Read more about how to pay for your money transfer with a credit card.
SOFORT
When you send money from some Eurozone countries, you’ll have the option to pay for your transfer with SOFORT. SOFORT is easy to use, as you can make the payment directly in our app. It’s available in Austria, Belgium, Germany, Italy, the Netherlands, Spain, and Switzerland.

Trust Wise with safe & secure money transfers to Canada

Safeguarded with leading banks

We hold your money with established financial institutions, so it's separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

Send money to Canada from Austria with the Wise app

Looking for an app to send money to Canada? Sending money is easy with Wise app.

Cheaper transfers abroad - free from hidden fees and exchange rate markups.
Check exchange rates - see on the app how exchange rates have changed over time.
Repeat your previous transfers - save the details, and make your monthly payments easier.

Learn more about the Wise app