Fees for the Wise card
Spend anywhere in the world at the real exchange rate, with low conversion fees. And never pay for subscription.
Spend anywhere, with low conversion fees
Buy things online in any currency, or pay for things on holiday. If you don’t have the currency you need in your Wise Account, we’ll auto-convert it with the lowest possible fee.
Getting your Wise card
Order your card now
Ordering your cardNo subscription fees | 369.60 PHP |
Digital cardSpend online, in-store and abroad safely | Free |
Replacing your cardOrder a new card at any time | 156.80 PHP |
Replacing an expired cardWe’ll remind you when it’s time to order a new one | Free |
Account Funding transactionsApplies to transactions that include topping up e-wallets and other accounts in certain currencies, see FAQ. | 2% |
Withdrawing money from an ATM.
Make 2 withdrawals of up to and including 12,000 PHP each month for free per account. After that, we’ll charge 30 PHP per withdrawal. There’s a 1% fee on any amount you withdraw above 12,000 PHP.
Fees vary depending on the country where your card was issued and your country of residence. You can check which fees apply here.
| Up to and including 12,000 PHP per month | More than 12,000 PHP per month | |||
|---|---|---|---|---|
| 2 or less withdrawals | Free | 1% of the amount over 12,000 PHP | ||
| 3 or more withdrawals | 30 PHP per withdrawal | 30 PHP + 1% of amount over 12,000 PHP |
Top tips for using your Wise card
Check you’re paying in the local currency.
Sometimes, ATMs, shops, and online stores offer to charge you in your home currency. Then, they mark up the exchange rate.
Avoid these hidden fees by always choosing to be charged in the local currency of where you are.
Stay up-to-date with notifications.
Whenever you spend with the Wise card, we’ll send you notification to your phone confirming the amount — and any conversion fees.
Use your app to update your notification preferences in Settings.
Save money by withdrawing larger amounts.
Taking money out for holiday? It’s cheaper to make one big withdrawal than multiple smaller ones.
This will save you from paying the fixed 30 PHP fee each time.