International money transfers
- Low fees — fees get cheaper the more you send
- Lightning fast — money typically arrives in seconds
- Perfectly predictable — lock in an exchange rate for your international transfer
International money transfers
- Low fees — fees get cheaper the more you send
- Lightning fast — money typically arrives in seconds
- Perfectly predictable — lock in an exchange rate for your international transfer
How to send money internationally from Philippines
Enter amount to send in PHP
Pay in PHP with your debit card or credit card, or send the money from your online banking.
Choose your recipient
Select who you want to send money to and which pay-out method to use.
Send PHP, receive USD
The recipient gets money in USD directly from Wise’s local bank account.
Larger transfers. Lower fees. Premium support.
Pay less when you send over 25,000 USD or equivalent. Plus get dedicated support from our expert team
How we keep your money safe
Every transfer you make is protected with HTTPS encryption and 2-step verification. And we run millions of checks each day to protect every transaction from fraud.
- Rock-solid technologySuper smart Wisers have built our industry-leading security systems from scratch over the last 12 years.
- People who care, 24/7With over 1,000 anti-fraud specialists, and real human help available every minute, we're on hand when you've got questions.
- Your money, not oursYour money is safeguarded, and held completely separate from ours, so it's available to you all the time.
Best ways to send money internationally with WISE
The best way to send Philippine peso to United States dollar is by using money that's in your Wise account. It's cheapest and usually arrives in seconds. Bank transfers are also cheap, but can be slower.
Wise account
Wise account
If you have a Wise multi-currency account, you can use money in your account to fund your transfer. It’s cheap and fast — just set up your money transfer as you normally would, and choose a Wise account transfer when paying.
Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.
How to receive money
When you transfer with Wise, you can receive to local bank accounts — no need for a Wise account. And since our price is transparent, you know exactly what you'll get on the other side.
Local bank account
Local bank account
For local bank account transfers you’ll need to have the recipient’s account details to ensure a smooth transfer. Learn more about bank transfers.
Cheapest way to send money abroad from Philippines
The cheapest way to send 50,000 PHP to USD is by using money that's in your Wise account and costs 253.63 PHP. We use the mid-market exchange rate — the fairest rate — and always show your fees upfront.
PHP
USD
| Sending 50,000 PHP | Transfer cost | ||
|---|---|---|---|
| Wise account | 253.63 PHP | ||
| Bank transfer | 225.18 PHP | ||
Fastest way to send money abroad from Philippines
Sending money with Wise is super fast: 77% of transfers arrive in under 20 seconds, and 95% in less than a day. How long it takes depends on how you pay.
PHP
USD
| Sending 50,000 PHP | Should arrive | ||
|---|---|---|---|
| Wise account | by Thursday | ||
| Bank transfer | by Thursday | ||
Send money from Philippines with the Wise app
Looking for an international money transfer app? Send money on the go with Wise.
Cheap transfers abroad
Free from hidden fees, you’ll always get the mid-market exchange rate with Wise.
Track exchange rates
Save your favourite currencies to check how the exchange rate changes over time.
Real-time notifications
Know exactly what you’ve spent, as soon as you spend it.
Send money from Philippines with the Wise app
Looking for an international money transfer app? Send money on the go with Wise.
Cheap transfers abroad
Free from hidden fees, you’ll always get the mid-market exchange rate with Wise.
Track exchange rates
Save your favourite currencies to check how the exchange rate changes over time.
Real-time notifications
Know exactly what you’ve spent, as soon as you spend it.
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Do more with Wise in Philippines
You can use Wise for much more than just sending money. Here is what's available, based on where you live.
Get paid without the guesswork
Account numbers to receive USD, AUD, EUR and more.
Save on spending online or abroad
Shop anywhere and manage subscriptions
Frequently asked questions
- 490,000 Philippine peso (PHP) if you live in the Philippines
- 9 million Philippine peso (PHP) if you live outside of the Philippines
Mobile wallet providers might have their own receiving or transfer limits, so if your payment gets rejected ask the recipient to check with their provider.
We’ll always give you an estimate for how long your transfer will take when you set it up.
Learn more about how long transfers take
See where Wise works
- Send money
- Account details
- Hold and convert money