Send money to the USA

Fast, low-cost, and secure online money transfers from Japan to the USA.

Over 16 million customers
Read on Trustpilot
KLFB regulated
Learn more
  • 0 JPY
  • 142 JPYOur fee
  • 142 JPYTotal fees
  • =
    9,858 JPYTotal amount we’ll convert
  • ÷

Compare the best money transfer service to the USA

Sending 10,000 JPY withRecipient gets(Total after fees)Transfer feeExchange rate(1 USD JPY)
WiseCheapest67.15 USDSave up to 40.11 USD142 JPY146.795Mid-market rate
Western Union66.27 USD- 0.88 USD200 JPY147.889
PayPal61.93 USD- 5.22 USD499 JPY153.418
Rakuten55.89 USD- 11.26 USD1,750 JPY147.621
MUFG Bank27.04 USD- 40.11 USD6,000 JPY147.953

How to send money to the USA in 3 easy steps

How to send money to the USA from Japan

How to send money to the USA from Japan

  1. Just tap in how much, and where to.
  2. Then make a local payment to Wise, whether it's with a bank transfer, swift or your debit or credit card.
  3. And that's it.

Wise converts your money at the 'inter-bank' rate – the real rate – so you save big time (even versus the guys saying there's 'zero' commission). On Wise, there's no room for sneaky bank surcharges or creeping hidden charges.

How much does it cost to transfer money to the USA?

Pay a small, flat fee and percentage

To send money in JPY to the USA, you pay a small, flat fee of 77 JPY + 0.62% of the amount that's converted (you'll always see the total cost upfront).

Fee depends on your chosen transfer type

Some transfer types have different fees which are usually tiny.

No hidden fees

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Fixed fee
77 JPY
Variable feeup to 18,604,500 JPY/month
Variable feemore than 18,604,500 JPY/month

How long will a money transfer to the USA take?

A money transfer from Japan (JPY) to the USA (USD) should arrive by Monday. Sometimes transfer times can differ based on payment methods or verification changes. We’ll always keep you updated, and you can track each step in your account.

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Your transfer route


Should arrive

by Monday

What you’ll need for your online money transfer to the USA

Best ways to send money to the USA

Trust Wise with safe & secure money transfers to the USA

    Safeguarded with leading banks

    We hold your money with established financial institutions, so it’s separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

    Audited regularly

    We make sure your money’s secure, and that Wise is financially stable. As we’re not a bank, your money isn’t FSCS protected — instead we safeguard it.

    Extra-secure transactions

    We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

    Data protection

    We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

    Dedicated anti-fraud team

    We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

See what the world’s largest publications have to say


Smart tech and sharp thinking are disrupting high-street banks

Financial Times

Wise is looking to use the internet to spark a digital revolution in current financial services

The Economist

Wise takes a machete to the hefty fees that banks levy to send money across borders

Send money to the USA from Japan with the most international app

Looking for an app to send money to the USA? Sending money is easy with Wise app.

  • Cheaper transfers abroad - free from hidden fees and exchange rate markups.
  • Check exchange rates - see on the app how exchange rates have changed over time.
  • Repeat your previous transfers - save the details, and make your monthly payments easier.
Learn more about the Wise app

Trustpilot score 4.1 out of 5, from 198,130 reviews

It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it. Read our reviews at

Let's answer some of your questions