Send money to Japan from New Zealand

Fast, low-cost, and secure online money transfers to Japan from New Zealand.

Over 16 million customers
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Compare the best money transfer rates to Japan from New Zealand

Sending 1,000.00 NZD withRecipient gets(Total after fees)Transfer feeExchange rate(1 NZD JPY)
WiseCheapest92,571 JPYSave up to 4,056 JPY7.65 NZD93.2848Mid-market rate
BNZ91,513 JPY-1,059 JPY0.00 NZD91.5126
Xe91,271 JPY-1,301 JPY0.00 NZD91.2705
ASB NZ91,073 JPY-1,498 JPY5.00 NZD91.5305
ANZ NZ90,389 JPY-2,182 JPY9.00 NZD91.2100
OFX90,121 JPY-2,450 JPY12.00 NZD91.2153
Remitly89,936 JPY-2,636 JPY7.99 NZD90.6600
PayPal88,515 JPY-4,056 JPY6.99 NZD89.1378
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How to send money to Japan from New Zealand in 3 easy steps

How to send money to Japan from New Zealand

How to send money to Japan from New Zealand

  1. Just tap in how much, and where to.
  2. Then make a local payment to Wise, whether it's with a bank transfer, swift or your debit or credit card.
  3. And that's it.

Wise converts your money at the 'inter-bank' rate – the real rate – so you save big time (even versus the guys saying there's 'zero' commission). On Wise, there's no room for sneaky bank surcharges or creeping hidden charges.

What you’ll need for your online money transfer to Japan from New Zealand

How much does it cost to transfer money to Japan from New Zealand?

Pay a small, flat fee and percentage

To send money in NZD to Japan from New Zealand, you pay a small, flat fee of 2.39 NZD + 0.49% of the amount that's converted (you'll always see the total cost upfront).


Fee depends on your chosen transfer type

Some transfer types have different fees which are usually tiny.


No hidden fees

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Wise
Fixed fee
2.39 NZD
Variable feeup to 204,461 NZD/month
0.49%
Variable feemore than 204,461 NZD/month

How long will a money transfer to Japan from New Zealand take?

A money transfer from New Zealand (NZD) to Japan (JPY) should arrive by Monday. Sometimes transfer times can differ based on payment methods or verification changes. We’ll always keep you updated, and you can track each step in your account.

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Your transfer route

NZD
JPY

Should arrive

by Monday

Best ways to send money to Japan from New Zealand

  • Bank Transfer

    Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.
  • Debit Card

    Paying for your transfer with a debit card is easy and fast. It’s also usually cheaper than credit card, as credit cards are more expensive to process. Read more about how to pay for your money transfer with a debit card.
  • Credit Card

    Paying for your transfer with a credit card is easy and fast. Wise accepts Visa, Mastercard and some Maestro cards. Read more about how to pay for your money transfer with a credit card.
  • Apple Pay

    If you’ve enabled Apple Pay on your phone, you can use it to pay for a transfer with Wise. Paying with Apple Pay is a convenient and quick way to send money abroad. If you’re using a credit card, watch out for extra charges. Some banks consider these payments as cash withdrawal, and they may charge you extra fees.
  • Google Pay

    If you’ve enabled Google Pay on your phone, you can use it to pay for a transfer with Wise. Paying with Google Pay is a convenient and quick way to send money abroad. If you’re using a credit card, watch out for extra charges. Some banks consider these payments as cash withdrawal, and they may charge you extra fees.

Protecting you and your money

Safeguarded with leading banks

We hold your money with established financial institutions, so it’s separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Audited regularly

We make sure your money’s secure, and that Wise is financially stable. As we’re not a bank, your money isn’t FSCS protected — instead we safeguard it.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

Send money to Japan from New Zealand with the most international app

Looking for an app to send money to Japan from New Zealand? Sending money is easy with Wise app.

  • Cheaper transfers abroad - free from hidden fees and exchange rate markups.
  • Check exchange rates - see on the app how exchange rates have changed over time.
  • Repeat your previous transfers - save the details, and make your monthly payments easier.
Learn more about the Wise app

Trustpilot score 4.2 out of 5, from 209,740 reviews

It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it. Read our reviews at Trustpilot.com.

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