International money transfers

Join over 10 million people who choose Wise for fast and secure online money transfers. Save up to 7x when sending money abroad.

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  • 0 JPY
  • 323 JPYOur fee
  • 323 JPYTotal fees
  • =
    9,677 JPYTotal amount we’ll convert
  • ÷

Should arrive by Tuesday

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Find out how much it costs to send money abroad

Sending 10,000 JPY withRecipient gets(Total after fees)
63.74 USD
Transfer fee
40 JPY
Exchange rate(1 USD JPY)
Exchange rate markup

Cost of transfer

61.69 USD- 2.05 USD
Transfer fee
323 JPY
Exchange rate(1 USD JPY)
Exchange rate markup

Cost of transfer
323 JPY

57.76 USD- 5.98 USD
Transfer fee
499 JPY
Exchange rate(1 USD JPY)
Exchange rate markup
462 JPY

Cost of transfer
961 JPY

Western Union
53.84 USD- 9.90 USD
Transfer fee
1,480 JPY
Exchange rate(1 USD JPY)
Exchange rate markup
86 JPY

Cost of transfer
1,566 JPY

Rakuten 楽天銀行
52.24 USD- 11.50 USD
Transfer fee
1,750 JPY
Exchange rate(1 USD JPY)
Exchange rate markup
67 JPY

Cost of transfer
1,817 JPY

25.32 USD- 38.42 USD
Transfer fee
6,000 JPY
Exchange rate(1 USD JPY)
Exchange rate markup
69 JPY

Cost of transfer
6,069 JPY
This applies when you pay in via bank transfer. How do we collect this data?

Send money abroad from Japan in 3 easy steps

How much does it cost to transfer JPY to USD?

Pay a small, flat fee and percentage

To send money in JPY to USD, you pay a small, flat fee of 265 JPY + 0.6% of the amount that's converted (you'll always see the total cost upfront). See our transfer calculator.

Fee depends on your chosen transfer type

Some transfer types have different fees which are usually tiny.

No hidden fees

No big fees, hidden or otherwise. So it's cheaper than what you're used to.

Fees for our low cost transfers
Fixed fee
265 JPY
Variable feeup to 20,265,900 JPY/month
Variable feemore than 20,265,900 JPY/month

How long will a money transfer take?

On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.

Sometimes, different payment methods or routine checks may affect the transfer delivery time. We’ll always keep you updated, and you can track each step in your account.

Your transfer route


Should arrive

by Tuesday

How to send money with Wise

Best ways to send money internationally

Protecting you and your money

Safeguarded with leading banks

We hold your money with established financial institutions, so it’s separate from our own accounts and in our normal course of business not accessible to our partners. Read more here.

Extra-secure transactions

We use 2-factor authentication to protect your account and transactions. That means you — and only you — can get to your money.

Data protection

We’re committed to keeping your personal data safe, and we’re transparent in how we collect, process, and store it.

Dedicated anti-fraud team

We work round the clock to keep your account and money protected from even the most sophisticated fraud.

Online scams are on the rise. Learn how to stay safe.

See what the world’s largest publications have to say


Smart tech and sharp thinking are disrupting high-street banks

Financial Times

Wise is looking to use the internet to spark a digital revolution in current financial services

The Economist

Wise takes a machete to the hefty fees that banks levy to send money across borders

Send money abroad with the Wise app

Looking for an app to send money abroad? Send money, receive payments from abroad, check exchange rates – all in one app.

  • Cheaper transfers abroad - free from hidden fees and exchange rate markups.
  • Check exchange rates - see on the app how exchange rates have changed over time.
  • Repeat your previous transfers - save the details, and make your monthly payments easier.
Learn more about the Wise app

See why customers choose Wise for their international money transfers

It’s your money. You can trust us to get it where it needs to be, but don’t take our word for it. Read our reviews at

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